TOKYO, April 20 (Reuters) - The Bank of Japan said on Tuesday low interest rates and structural factors will continue to weigh on financial institutions' profits even after the COVID-19 pandemic subsides.

"Japan's financial system remains stable as a whole," even though the pandemic is inflicting huge damage to the economy, the BOJ said in a semi-annual report analysing the country's banking system. (Reporting by Leika Kihara Editing by Chang-Ran Kim)