Banco do Estado do Rio Grande do Sul S A : Institutional Presentation 3Q22
December 01, 2022 at 05:14 pm EST
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Institutional Presentation 3Q22
Investor Relations Department
1
3Q22
Disclaimer
This presentation contains forward-looking statements relating to the prospects of the business, estimates for operating and financial results, and those related to growth prospects of Banrisul.
These are merely projections and, as such, are based exclusively on the expectations of Banrisul's management concerning the future of the business and its continued access to capital to fund the Company's business plan.
Such forward-looking statements depend, substantially, on changes in market
conditions, government regulations, competitive pressures, the performance of the Brazilian economy and the industry, among other factors and risks disclosed in Banrisul's filed disclosure documents and are, therefore, subject to change without prior notice.
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3Q22
1 Corporate
Profile
3
Leading bank in South of Brazil
47.4
billion in loans
portfolio
3Q22
Complete range of Products and Services offered in
a ready-to-scale digital platform
A
495 branches
967 correspondents
1,072 service stations
435 electronic service stations
8,730 employees
4.3
Million customers
billion in loans
portfolio
113.4
Billion in assets
A diversified and fast-growing loan portfolio with favorable asset quality dynamics
B
Abundant and pulverized retail funding base with attractive cost
C
Clear strategy to achieve our potential on our core
business
D
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3Q22
A. Complete range of Products and Services…
Wide Variety of Financial Products and Services
Revenue Breakdown¹
Consumer Loans
Payroll Loans
Working Capital
Real Estate
Credit Cards
Rural Loans
Exchange
Loans
and
Banricompras
Time Deposits
Investment
Consortium Insurance, Pension
Acquiring
Advance
Long Term Credit
and Savings
Platform
and Capitalization
Services
Payments of
Lines and Leasing
Receivables
Credit Portfolio¹
Services and Fees¹
Individuals
Corporate
Acquiring and
Loans
Loans
Card issuing
R$20.4 bn
R$6.6 bn
R$270.0 mm
Payroll Loans
Working
Vero Net Income
Capital
+1.2 mm
R$5.1 bn
R$1.9 bn
Credit Card Issued
Other Credit
Other Corporate
Products
Loans
6%
Financial
13%
Intermediation
Services and
Fees
Other Revenues
81%
Other
Insurance Businesses
R$2.0 bn
+1.3 mm
Gross Written Premiums
Digital Users
R$107.6 mm
81.5%
Net Income
Digital Transactions
¹ 9M2022
5
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BANRISUL - Banco do Estado do Rio Grande do Sul SA published this content on 01 December 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 01 December 2022 22:13:08 UTC.
Banco do Estado do Rio Grande do Sul SA (Banrisul) is a Brazil-based commercial bank that provides personal and corporate banking services. Banrisul offers a range of financial products and services, such as personal and real estate loans, debit and credit cards, securities brokerage, portfolio management, car and equipment leasing, investment services, international trade support, life and property insurances, among others.
BANCO DO ESTADO DO RIO GRANDE DO SUL S.A. 
