Banco Santander Chile : Monthly Financial Summary March 2024

BANCO SANTANDER-CHILE AND SUBSIDIARIES

CONSOLIDATED FINANCIAL INFORMATION

As of March 31, 2024

The principal balances and results accumulated for the period ending March 2024 (amounts in millions of Chilean pesos).

	SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION			SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD
	Principal assets	MCh$		Operational results	MCh$
	Cash and deposits in banks	2.629.959			Net interest income	362.438
	Loans and accounts receivables from customers and banks, net	40.064.200			Net fee and commission income	126.914
	Loans and accounts receivables from customers at fair value, net	107.811			Result from financial operations	50.867
	Financial instruments	12.795.627			Total operating income	540.219
	Financial derivative contracts	14.283.509			Provision for loan losses	(129.253)
	Other asset ítems	4.899.146			Support expenses	(219.557)
	Total assets	74.780.252			Other results	(32.861)
					Income before tax	158.548
	Principal liabilities	MCh$		Income tax expense	(35.505)
	Deposits and other demand liabilities	13.508.867			Net income for the period	123.043
	Time deposits and other time liabilities	16.908.024
	Issued debt and regulatory capital instruments	10.814.279			Attributable to:
	Financial derivative contracts	15.160.986			Equity holders of the Bank	120.251
	Other liabilities ítems	14.097.528			Non-controlling interest	2.792
	Total equity	4.290.568
	Total liabilities and Equity	74.780.252
	Equity attributable to:
	Equity holders of the Bank	4.163.040
	Non-controlling interest	127.528

JONATHAN COVARRUBIAS H.	ROMAN BLANCO R.
Chief Accounting Officer	Chief Executive Officer

BANCO SANTANDER-CHILE Y AFILIADAS

INFORMACIÓN FINANCIERA CONSOLIDADA

Al 31 de Marzo de 2024

A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Marzo de 2024 (cifras en millones de pesos).

ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO

Principales rubros del activo	MM$
Efectivo y depósitos en bancos	2.629.959
Créditos y cuentas por cobrar a clientes y bancos	40.064.200
Créditos y cuentas por cobrar a clientes a valor razonable	107.811
Instrumentos financieros	12.795.627
Contratos de derivados financieros	14.283.509
Otros rubros del activo	4.899.146
Total Activos	74.780.252
Principales rubros del pasivo	MM$
Depósitos y otras obligaciones a la vista	13.508.867
Depósitos y otras captaciones a plazo	16.908.024
Instrumentos de deuda y capital regulatorio emitidos	10.814.279
Contratos de derivados financieros	15.160.986
Otros rubros del pasivo	14.097.528
Total patrimonio	4.290.568
Total Pasivos y Patrimonio	74.780.252
Patrimonio atribuible a:
Tenedores patrimoniales del Banco	4.163.040
Interés no controlador	127.528

ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO

Resultados operacionales	MM$
Ingresos netos por intereses y reajustes	362.438
Ingresos netos de comisiones	126.914
Resultado de operaciones financieras	50.867
Total ingresos operacionales	540.219
Gasto de pérdidas crediticias	(129.253)
Gastos de apoyo	(219.557)
Otros resultados	(32.861)
Resultado antes de impuesto	158.548
Impuesto a la renta	(35.505)
Utilidad consolidada del periodo	123.043
Resultado atribuible a:
Tenedores patrimoniales del Banco	120.251
Interés no controlador	2.792

JONATHAN COVARRUBIAS H.	ROMAN BLANCO R.
Gerente de Contabilidad	Gerente General

IMPORTANT NOTICE

The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC). The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions. The FMC is the banking industry regulator according to article 2 of the General Banking Law. which by General Regulation establishes the accounting principles to be used by the banking industry. For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant's Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB). If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence.

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