ITEM 7.01. REGULATION FD DISCLOSURE

Central Pacific Financial Corp. has prepared the attached slide presentation due to recent industry events and market activity. We have a strong balance sheet, liquidity, and asset quality. We have a diversified and granular deposit portfolio. From time to time, Central Pacific Financial Corp. intends to use the slide presentation, included as exhibit 99.1 to this report, in conversations with investors and analysts. The slide presentation will also be available on Central Pacific Financial Corp's website at https://ir.cpb.bank.

The information in this report (including Exhibit 99.1) shall not be deemed to be "filed" for the purposes of section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933.

As discussed therein, the slide presentation furnished as Exhibit 99.1 to this Current Report on Form 8-K contains forward-looking statements within the meaning of Section 27A of the Securities Act and Section 21E of the Exchange Act and, as such, may involve known and unknown risks, uncertainties and assumptions. These forward-looking statements relate to the Company's current expectations and are subject to the limitations and qualifications set forth in the presentation as well as in the Company's other documents filed with the Securities and Exchange Commission, including, without limitation, that actual events and/or results may differ materially from those projected in such forward-looking statements.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS

(d) The following exhibit is being furnished herewith:




Exhibit No.                                                Description
          99.1                 Central Pacific Financial Corporation Balance Sheet Update
           104               Cover Page Interactive Data File (embedded in the cover page formatted
                             in Inline XBRL)

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