Peoples Bancorp Inc. provided earnings guidance for the first quarter and full year of fiscal 2020. For the full year of fiscal 2020, the company believes the net interest margin will be between $3.55 and $3.65 for the full year, anticipating there will be, in essence, no interest rate cuts in 2020. Fee-based revenue growth is expected to be in the mid-single digits. The company expects noninterest expense growth to be in the low single digits adjusted for noncore items. For the quarter, the company would expect net interest income to be down slightly compared to the fourth quarter of fiscal 2019.