Board of Directors' Report

Ordinary General Meeting September 25, 2020

Société Anonyme des Bains de Mer

et du Cercle des Étrangers à Monaco (S.B.M.)

BOARD OF DIRECTORS'REPORT

Ordinary General Meeting September 25, 2020

The financial statements in English are a faithful translation of the original French version but should not be considered

as completely accurate due to the unavailability of English equivalents for certain French accounting terms.

Consequently,this English document is intended for general information only.

Société Anonyme des Bains de Mer et du Cercle des Étrangers à Monaco (S.B.M.)

Société anonyme au capital de 24 516 661 euros

Siège social : Place du Casino - 98000 MONACO

RCI Principauté de Monaco 56S00523

www.montecarlosbm.com

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BOARD OF DIRECTORS' REPORT 2020

SOCIÉTÉANONYME DES BAINS DE MER ET DU CERCLE DES ÉTRANGERS À MONACO

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Société Anonyme des Bains de Mer et du Cercle des Etrangers à Monaco published this content on 25 September 2020 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 25 September 2020 10:24:09 UTC