ACNB : Barbara Morrison-Ritenour Joins ACNB Bank

PRESS RELEASE

FOR IMMEDIATE RELEASE

Contact: Lauren J. Muzzy

Vice President

Corporate Relations Officer [e-mail]

BARBARA MORRISON-RITENOUR JOINS ACNB BANK

GETTYSBURG, PA, July 2, 2020 --- Barbara Morrison-Ritenour has joined ACNB Bank in the position

of Community Banking Manager of the Littlestown Office located at 444 West King Street in Littlestown,

PA. In this role, she is responsible for welcoming current and prospective customers, fulfilling customers'

needs for banking products and services, building relationships with the local community, and managing

the office staff.

Ms. Morrison-Ritenour has more than 23 years of experience in the financial services industry in

retail and community banking with 15 years dedicated to branch management. Prior to joining ACNB Bank,

she served as a branch manager for a bank in Baltimore County, MD.

Originally from Concord, NC, Ms. Morrison-Ritenour graduated from West Carteret High School

in Morehead City, NC. She and her husband, Robert Ritenour, Jr., have recently relocated from Baltimore,

MD, to their new home in Hanover, PA. They have two children.

ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent $2.2 billion

financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank

serves its marketplace with banking and wealth management services, including trust and retail brokerage,

via a network of 21 community banking offices, located in the four southcentral Pennsylvania counties of

Adams, Cumberland, Franklin and York, as well as loan offices in Lancaster and York, PA, and Hunt

Valley, MD. As divisions of ACNB Bank operating in Maryland, FCB Bank and NWSB Bank serve the

ACNB BANK

Press Release/Barbara Morrison-Ritenour Joins ACNB Bank

July 2, 2020

Page 2 of 2

local marketplace with a network of five and seven community banking offices located in Frederick County

and Carroll County, MD, respectively. Affiliated with ACNB Bank is Russell Insurance Group, Inc. of

Westminster, MD, a full-service insurance agency with licenses in 44 states and the other wholly-owned

subsidiary of ACNB Corporation. For more information regarding ACNB Bank, please visit acnb.com.

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ACNB #2020-17

July 2, 2020