Business Gold Makes Earning Rewards for Business Spending Simple and
Unlocks Access to a Suite of Business Productivity Solutions
American Express is reimagining solutions for U.S. small businesses with
the launch of the new Business Gold Card available today. Business Gold
helps businesses get the most out of their spending by enabling Card
Members to automatically earn 4X Membership Rewards® points
on the top two categories where their business spends the most each
month, on the first $150,000 each calendar year.
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American Express Launches the New Business Gold, Setting the Gold Standard for Business (Photo: Business Wire)
In addition, Card Members get a 25% airline bonus on qualifying airline
purchases booked using Membership Rewards Pay with Points through
American Express Travel. Card Members can get up to 250,000 points back
per calendar year with this benefit.
Business Gold also provides access to an enhanced suite of solutions and
a built-in Pay Over Time* with interest feature, giving business owners
the tools they need to help successfully run and grow their business,
from managing cash flow to taking advantage of unique, limited time
offers from G Suite by Google Cloud and ZipRecruiter.
“We understand that business owners want a simple way to earn rewards
that are customized to the way they do business, and solutions that help
them stay productive,” said Courtney Kelso, Head of U.S. Commercial Card
products at American Express. “Based on those insights, we designed the
new Business Gold. It takes the guesswork out of earning rewards, and
we’re proud to work with G Suite and ZipRecruiter to offer Card Members
access to their leading collaboration tools and employment marketplace.
This 360 business solution is designed to truly help businesses focus
their time and energy on what matters most – running and growing their
Quadruple Points, and Then Some
Business Gold Card Members will receive a metal Card and earn 4X points
on the two categories where they spend the most each billing cycle from
the six categories listed below.
Airfare purchased directly from airlines
U.S. purchases at restaurants
U.S. purchases for advertising in select media (online, TV, radio)
U.S. purchases at gas stations
U.S. purchases made directly from select technology providers of
computer hardware, software and cloud solutions
U.S. purchases for shipping
Card Members will earn 1X points on all other purchases.
Limited time offers from G Suite and ZipRecruiter include:
Suite Basic: Card Members can get up to a one-year free
subscription of G Suite Basic for up to three users. G Suite Basic
provides top collaboration tools such as video conferencing, cloud
storage, file sharing and additional office tools to help businesses
manage their day to day operations more smoothly.
Card Members can get up to a one-year free subscription of
ZipRecruiter Standard. ZipRecruiter is a leading online employment
marketplace that uses AI to actively connect businesses with top
Business Gold also allows businesses to maximize rewards with Employee
Cards. Card Members can earn the same 4X points on Employee Cards as
they do on their own Card, all with the security of employee controls to
help manage spending and account activity in real time. Terms
and limitations apply.
Powerful Backing that Helps Businesses Manage Cash Flow
The new Business Gold includes a Pay Over Time* option, giving business
owners the flexibility they need to take advantage of growth
opportunities and pay for larger purchases over time at a competitive
rate and help manage cash flow. Purchases of $100 or more are eligible
to be paid over time, up to the amount of a Card Members’ Pay Over Time
limit on their account. Card Members can choose to pay for these
purchases over time with interest, or pay the full balance, whichever is
best for their business. All purchases under $100 are due in full each
Card Members may also be eligible for products that provide easy and
quick financing options, such as:
Working Capital Terms offers short term
financing options to help businesses pay vendor invoices and manage
cash flow. More information can be found here.
Business Loans, a term loan, helps
pre-approved American Express Business Card Members with access to
working capital and short term financing. More information can be
Simplify Expense Management
As part of the robust suite of solutions, Business Gold Card Members
will also be able to sync a number of tools to help with expense
Manager℠ – An app that helps businesses simplify,
organize and control expenses by capturing receipts and matching them
to Business Card and Corporate Card accounts.
to QuickBooks – A tool that automatically transfers Business
Card transactions to Card Members’ QuickBooks account daily.
Year End Summary – A tool that allows Card Members to see a
complete summary categorizing their spend by month and purchase type,
helping businesses track expenses down to the last detail.
Business Gold has an annual fee of $295. Learn more about the full
benefits and terms here.
Apply for Business Gold here.
About American Express
American Express is a globally integrated payments company, providing
customers with access to products, insights and experiences that enrich
lives and build business success. Learn more at americanexpress.com
and connect with us on facebook.com/americanexpress,
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*Pay Over Time option: Card Members will receive an APR between
P+10.99% and P+18.99%, assigned based on credit worthiness and other
factors at the time of account opening. Terms
View source version on businesswire.com: https://www.businesswire.com/news/home/20181108005435/en/