BANCO DE CREDITO E INVERSIONES, MIAMI BRANCH AND SUBSIDIARIES
FINANCIAL INFORMATION
As of September 30, 2012
Shown below, are the cummulative and consolidated results of
the Bank, Miami Branch and subsidiaries as of September 30,
2012. These results have been already delivered to the
Superintendency of Banks and Financial Institutions.
This data is provisional until it is officially published by
the referred organism.
Main consolidated assets and liabilities of Banco de Credito
e Inversiones, Miami Branch and subsidiaries as
of September 30, 2012.
Balance sheet`s main items
(Chilean pesos, millions)
Total loans
12,332,693
Total assets
17,383,734
Non bearing interest deposits
3,265,467
Time Deposits
6,906,884
Debt Instruments
2,046,564
Capital and reserves
1,169,177
Consolidated Income statement structure of Banco de Credito e
Inversiones, Miami Branch and subsidiaries as of
September 30, 2012.
Income Statement
(Chilean pesos, millions)
Operating Revenues
658,560
(-) Provisions for loan losses
(145,523)
(-) Operating expenses
(299,359)
Net operating income
213,678
(+) Result of investment in companies
5,618
(-) Income tax
(41,073)
Consolidated net income
178,223
Fernando Vallejos Vásquez Lionel Olavarría Leyton
Accounting Officer CEO
Banco de Credito e Inversiones is a Chile-based financial institution (the Bank) engaged in the banking sector. The Bank's activities are divided into six segments: Retail banking, which offers current accounts, credit cards, personal loans and insurance products, among others, to individuals; Small and medium-sized enterprises, which provides financing, cash management, factoring and leasing, among others, to microenterprises and companies; Commercial banking, which includes services rendered to corporations, such as real estate and leasing companies; Corporate & Investment Banking Commercial Division, which provides investment solutions to large corporations, financial institutions and high net worth investors; Corporate & Investment Banking Finance Division, which offers sales and trading solutions to institutional investors, and BCI Financial Group, which includes operations of City National Bank of Florida in Chile. The Bank is controlled by Empresas Juan Yarur SAC.
BANCO DE CRÉDITO E INVERSIONES 
By 
