Banco Santander S A : Instructions on how to follow the presentation

• Santander Investor Relations

Full year 2019 financial results

Banco Santander's Executive chairman Ana Botín cordially invites you to follow the 2019 results presentation live. The presentation will be at 10.00 (Madrid time) on 29 January and can be followed via conference call or audiocast.

Conference call

Dial one of the following numbers:

• In Spanish: ([phone]
  Access code: 46055381#
• In English:
• • From the UK (+44) (0) 2071943759 Access code: 47815051#
  • From Spain ([phone] Access code: 47815051#

Once the presentation is over, you can listen to a recording of it at:

• In Spanish: ([phone]
  Access code: 418897980#
• In English:

• From the UK (+44) (0) 2033645147 Access code: 418897978#
• From Spain ([phone] Access code: 418897978#

During the conference call, you may ask questions or send them via email to [e-mail]

<])) Audiocast

• For Spanish: click here.
• For English: click here.

Documentation

All of the documentation on results will be available hereon 29 January before the presentation begins. For technical support, call ([phone] or send an email to [e-mail] For more information, contact Santander Investor Relations using the channels provided below.

Santander Investor Relations

www.santander.com	[e-mail]	[phone]