Today, 4th of December, Santander Consumer Bank AS has exercised the call option
on its SEK 750 million 10NC5 loan and issues a new SEK 750 million 11NC6 Tier 2
bond, priced at Stibor 3M + 229 bps with Settlement on 23th of December.

The notes are issued under the Santander Consumer Bank AS EMTN programme and are
internally placed, with an expected Moody's rating of Baa3. 

A base prospectus for the EMTN programme and the final terms of the transaction
will be available on the Santander Consumer Bank AS website in due course:
www.santanderconsumer.no 

Contacts: 
Anders Bruun-Olsen, CFO
Phone: +47 95 76 83 28 
Email: Anders.Bruun.Olsen@santanderconsumer.no

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