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MarketScreener Homepage  >  Equities  >  Nyse  >  Bank of New York Mellon Corporation (The)    BK

BANK OF NEW YORK MELLON CORPORATION (THE

(BK)
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Bank of New York Mellon : FFIEC 031 March 2020

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05/22/2020 | 11:28am EDT

Board of Governors of the Federal Reserve System

OMB Number: 7100-0036

Federal Deposit Insurance Corporation

OMB Number: 3064-0052

Office of the Comptroller of the Currency

OMB Number: 1557-0081

Approval expires March 31, 2023

Page 1 of 91

Federal Financial Institutions Examination Council

Consolidated Reports of Condition and Income for

a Bank with Domestic and Foreign Offices-FFIEC 031

Report at the close of business March 31, 2020

( 20200331 )

(RCON 9999)

This report is required by law: 12 U.S.C. § 324 (State member banks); 12 U.S.C. §1817 (State nonmember banks); 12 U.S.C. §161 (National banks); and 12 U.S.C. §1464 (Savings associations).

Unless the context indicates otherwise, the term "bank" in this report form refers to both banks and savings associations.

This report form is to be filed by (1) banks with branches and consolidated subsidiaries in U.S. territories and possessions, Edge or Agreement subsidiaries, foreign branches, consolidated foreign subsidiaries, or International Banking Facilities, (2) banks with domestic offices only and total consolidated assets of $100 billion or more, and (3) banks that are advanced approaches institutions for regulatory capital purposes.

NOTE: Each bank's board of directors and senior management are responsible for establishing and maintaining an effective system of internal control, including controls over the Reports of Condition and Income. The Reports of Condition and Income are to be prepared in accordance with federal regulatory authority instructions. The Reports of Condition and Income must be signed by the Chief Financial Officer (CFO) of the reporting bank (or by the individual performing an equivalent function) and attested to by not less than two directors (trustees) for state nonmember banks and three directors for state member banks, national banks, and savings associations.

I, the undersigned CFO (or equivalent) of the named bank, attest that the Reports of Condition and Income (including the supporting

Signature of Chief Financial Officer (or Equivalent)

Date of Signature

schedules) for this report date have been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority and are true and correct to the best of my knowledge and belief.

We, the undersigned directors (trustees), attest to the correctness of the Reports of Condition and Income (including the supporting schedules) for this report date and declare that the Reports of Condition and Income have been examined by us and to the best of our knowledge and belief have been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority and are true and correct.

-

Director (Trustee)

-

Director (Trustee)

-

Director (Trustee)

Submission of Reports

Each bank must file its Reports of Condition and Income (Call Report) data by either:

  1. Using computer software to prepare its Call Report and then submitting the report data directly to the FFIEC's Central Data Repository (CDR), an Internet-based system for data collection (https://cdr.ffiec.gov/cdr/), or
  2. Completing its Call Report in paper form and arranging with a software vendor or another party to convert the data into the electronic format that can be processed by the CDR. The software vendor or other party then must electronically submit the
    bank's data file to the CDR.

For technical assistance with submissions to the CDR, please contact the CDR Help Desk by telephone at (888) CDR-3111, by fax at (703) 774-3946, or by e-mail at CDR.Help@ffiec.gov.

FDIC Certificate Number

00639

(RSSD 9050)

To fulfill the signature and attestation requirement for the Reports of Condition and Income for this report date, attach your bank's completed signature page (or a photocopy or a computer generated version of this page) to the hard-copy record of the data file submitted to the CDR that your bank must place in its files.

The appearance of your bank's hard-copy record of the submitted data file need not match exactly the appearance of the FFIEC's sample report forms, but should show at least the caption of each Call Report item and the reported amount.

The Bank of New York Mellon

Legal Title of Bank (RSSD 9017)

New York

City (RSSD 9130)

NY

10286

State Abbreviation (RSSD 9200)

Zip Code (RSSD 9220)

Legal Entity Identifier (LEI)

HPFHU0OQ28E4N0NFVK49

(Report only if your institution already has an LEI.) (RCON 9224)

The estimated average burden associated with this information collection is 95.42 hours per respondent and is expected to vary by institution, depending on individual circumstances. Burden estimates include the time for reviewing instructions, gathering and maintaining data in the required form, and completing the information collection, but exclude the time for compiling and maintaining business records in the normal course of a respondent's activities. A Federal agency may not conduct or sponsor, and an organization (or a person) is not required to respond to a collection of information, unless it displays a currently valid OMB control number. Comments concerning the accuracy of this burden estimate and suggestions for reducing this burden should be directed to the Office of Information and Regulatory Affairs, Office of Management and Budget, Washington, DC 20503, and to one of the following: Secretary, Board of Governors of the Federal Reserve System, 20th and C Streets, NW, Washington, DC 20551; Legislative and Regulatory Analysis Division, Office of the Comptroller of the Currency, Washington, DC 20219; Assistant Executive Secretary, Federal Deposit Insurance Corporation, Washington, DC 20429

03/2020

FFIEC 031

Page 2 of 91

Consolidated Reports of Condition and Income for a Bank with Domestic and Foreign Offices

Table of Contents

Signature Page..................................................................

1

Schedule RC-E-Deposit Liabilities :

RC-18, 19, 20

Contact Information

Part I. Deposits in Domestic Offices........

3, 4

Part II. Deposits in Foreign Offices (including

RC-20

Edge and Agreement Subsidiaries and IBFs)....

Report of Income

Schedule RI-Income Statement...................................

RI-1, 2, 3, 4

Schedule RI-A-Changes in Bank Equity Capital................

RI-5

Schedule RI-B-Charge-offs and Recoveries on Loans and Leases and Changes in Allowances for Credit Losses:

Part I. Charge-offs and Recoveries on Loans and

Leases

...................................................................RI-5, 6

Part II. Changes in Allowances for Credit Losses……............................................................RI-7

Schedule RI-C-Disaggregated Data on the Allowance for Loan and Lease Losses (to be completed only by selected banks):

Part I. Disaggregated Data on the Allowance for Loan

and Lease Losses............................................

RI-8

Part II. Disaggregated Data on the Allowances for Credit

Losses..................................................

RI-9

Schedule RI-D-Income from Foreign Offices....................

RI-10

Schedule RI-E-Explanations..................................

RI-11, 12

Report of Condition

Schedule RC-Balance Sheet....................................

RC-1, 2, 3

Schedule RC-A-Cash and Balances Due

from Depository Institutions.......................................

RC-4

Schedule RC-B-Securities................................

RC-4, 5, 6, 7, 8

Schedule RC-C-Loans and Lease Financing

Receivables: ....................

RC-9, 10, 11, 12, 13

Part I. Loans and Leases

Part II. Loans to Small............................................Businesses and

RC-14, 15

Small Farms

Schedule RC-D-Trading Assets and Liabilities

(to be completed.......................................................................only by selected

RC-16, 17

banks)

Schedule RC-F-Other Assets............................................

RC-21

Schedule RC-G-Other Liablilities.......................................

RC-21

Schedule RC-H-Selected..........................................................BalanceSheet Items for

RC-22, 23

Domestic Offices

Schedule RC-I-Assets and Liablilities of IBFs..................

RC-23

Schedule RC-K-Quarterly Averages............................

RC-24

Schedule RC-L-Derivatives and

RC-25, 26, 27, 28

Off-Balance Sheet Items.........................

Schedule RC-M-Memoranda............................

RC-29, 30, 31, 32

Schedule RC-N-Past Due and Nonaccrual Loans

Leases, and Other Assets.....................

RC-33, 34, 35, 36, 37

Schedule RC-O-Other Data for Deposit Insurance

Assessments..................................

RC-38, 39, 40, 41, 42, 43

Schedule RC-P-1-4 Family Residential Mortgage

Banking Activities in Domestic Offices

(to be completed only by selected banks)......................

RC-44

Schedule RC-Q-Assets and Liabilities Measured

at Fair Value on a Recurring Basis

(to be completed only by selected banks)............

RC-45, 46, 47

Schedule RC-R-Regulatory Capital:

Part I. Regulatory Capital Components

and Ratios......................................................

RC-48, 49,50, 51, 52

Part II. Risk-Weighted Assets......................................

RC-53,54

55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66

Schedule RC-S-Servicing, Securitization

and Asset Sale Activities.....................................

RC-67, 68, 69

Schedule RC-T-Fiduciary and Related

Services............................................................

RC-70, 71, 72, 73

Schedule RC-V-Variable Interest Entities..........................

RC-74

Optional Narrative Statement Concerning

the Amounts Reported in..................................................the Reports

RC-75

of Condition and Income

For information or assistance, national banks, state nonmember banks, and savings associations should contact the FDIC's Data Collection and Analysis Section, 550 17th Street, NW, Washington, DC 20429, toll free on (800) 688-FDIC(3342), Monday through Frida between 8:00 a.m. and 5:00 p.m., Eastern Time. State member banks should contact their Federal Reserve District Bank.

03/2020

FFIEC 031

Page 3 of 91

Contact Information for the Reports of Condition and Income

To facilitate communication between the Agencies and the bank concerning the Reports of Condition and Income, please provide contact information for (1) the Chief Financial Officer (or equivalent) of the bank signing the reports for this quarter, and (2) the person at the bank-other than the Chief Financial Officer (or equivalent)-to whom questions about the reports should be directed. If the Chief Financial Officer (or equivalent) is the primary contact for questions about the reports, please provide contact information for another person at the bank who will serve as a secondary contact for communications between the Agencies and the bank concerning the Reports of Condition and Income. Enter "none" for the contact's e-mail address or fax number if not available. Contact information for the Reports of Condition and Income is for the confidential use of the Agencies and will not be released to the public.

Chief Financial Officer (or Equivalent)

Other Person to Whom Questions about the

Signing the Reports

Reports Should be Directed

Name (TEXT C490)

Name (TEXT C495)

Title (TEXT C491)

Title (TEXT C496)

E-mail Address (TEXT C492)

E-mail Address (TEXT 4086)

Area Code/Phone Number/Extension (TEXT C493)

Area Code/Phone Number/Extension (TEXT 8902)

Area Code/FAX Number (TEXT C494)

Area Code/FAX Number (TEXT 9116)

Chief Executive Officer Contact Information

This information is being requested so the Agencies can distribute notifications about policy initiatives, deposit insurance assessments, and other matters directly to the Chief Executive Officers of reporting institutions. Notifications about other matters may include emergency notifications that may or may not also be sent to the institution's emergency contacts listed below. Please provide contact information for the Chief Executive Officer of the reporting institution. Enter "none" for the Chief Executive Officer's e-mail address or fax number if not available. Chief Executive Officer contact information is for the confidential use of the Agencies and will not be released to the public.

Chief Executive Officer

Name(TEXT FT42)

Area Code/Phone Number/Extension (TEXT FT43)

E-mail Address (TEXT FT44)

Area Code/FAX Number (TEXT FT45)

Emergency Contact Information

This information is being requested so the Agencies can distribute critical, time-sensitive information to emergency contacts at banks. Please provide primary contact information for a senior official of the bank who has decision-making authority. Also provide information for a secondary contact if available. Enter "none" for the contact's e-mail address or fax number if not available. Emergency contact information is for the confidential use of the Agencies and will not be released to the public.

Primary Contact

Name (TEXT C366)

Title (TEXT C367)

E-mail Address (TEXT C368)

Area Code/Phone Number/Extension (TEXT C369)

Area code/FAX Number (TEXT C370)

Secondary Contact

Name (TEXT C371)

Title (TEXT C372)

E-mail Address (TEXT C373)

Area Code/Phone Number/Extension (TEXT C374)

Area Code/FAX Number (TEXT C375)

09/2016

FFIEC 031

Page 4 of 91

USA PATRIOT Act Section 314(a) Anti-Money Laundering

Contact Information

This information is being requested to identify points-of-contact who are in charge of your bank's USA PATRIOT Act Section 314(a) information requests. Bank personnel listed could be contacted by law enforcement officers or the Financial Crimes Enforcement Network (FinCEN) for additional information related to specific Section 314(a) search requests or other anti-terrorist financing and anti- money-laundering matters. Communications sent by FinCEN to the bank for purposes other than Section 314(a) notifications will state the intended purpose and should be directed to the appropriate bank personnel for review. Any disclosure of customer records to law enforcement officers or FinCEN must be done in compliance with applicable law, including the Right to Financial Privacy Act (12 U.S.C. 3401 et seq.).

Please provide information for a primary and secondary contact. Information for a third and fourth contact may be provided at the bank's option. Enter "none" for the contact's e-mail address if not available. This contact information is for the confidential use of the Agencies, FinCEN, and law enforcement officers and will not be released to the public.

Primary Contact

Name (TEXT C437)

Title (TEXT C438)

E-mail Address (TEXT C439)

Area Code/Phone Number/Extension (TEXT C440)

Third Contact

Name (TEXT C870)

Title (TEXT C871)

E-mail Address (TEXT C872)

Area Code/Phone Number/Extension (TEXT C873)

Secondary Contact

Name (TEXT C442)

Title (TEXT C443)

E-mail Address (TEXT C444)

Area Code/Phone Number/Extension (TEXT C445)

Fourth Contact

Name (TEXT C875)

Title (TEXT C876)

E-mail Address (TEXT C877)

Area Code/Phone Number/Extension (TEXT C878)

06/2012

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 5 of 91

FDIC Certificate Number: 00639

RI-1

Consolidated Report of Income

for the period January 1, 2020 - March 31, 2020

All Report of Income schedules are to be reported on a calendar year-to-date basis in thousands of dollars.

Schedule RI-Income Statement

Dollar Amounts in Thousands

RIAD

Amount

1. Interest income:

a. Interest and fee income on loans:

  1. In domestic offices:
    1. Loans secured by real estate:

(1)

Loans secured by 1-4 family residential properties........................................................

4435

9,000

1.a.(1)(a)(1)

(2)

1.a.(1)(a)(2)

All other loans secured by real estate.............................................................................

4436

32,000

(b)

1.a.(1)(b)

Loans to finance agricultural production and other loans to farmers......................................

4024

0

(c)

Commercial and industrial loans...........................................................................................

4012

5,000

1.a.(1)(c)

(d)

Loans to individuals for household, family, and other personal expenditures:

(1)

Credit cards....................................................................................................................

B485

0

1.a.(1)(d)(1)

(2)

Other (includes revolving credit plans other than credit cards, automobile loans,

and other consumer loans).............................................................................................

B486

0

1.a.(1)(d)(2)

(e)

Loans to foreign governments and official institutions...........................................................

4056

0

1.a.(1)(e)

(f)

All other loans in domestic offices.........................................................................................

B487

43,000

1.a.(1)(f)

1.a.(2)

(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs....................................................

4059

67,000

1.a.(3)

(3) Total interest and fee income on loans (sum of items 1.a.(1)(a) through 1.a.(2))..........................

4010

156,000

1.b.

b. Income from lease financing receivables.............................................................................................

4065

2,000

............................................................c. Interest income on balances due from depository institutions1

4115

149,000

1.c.

  1. Interest and dividend income on securities:
    1. U.S. Treasury securities and U.S. Government agency obligations

(excluding mortgage-backed securities).......................................................................................

B488

125,000

1.d.(1)

(2)

Mortgage-backed securities.........................................................................................................

B489

338,000

1.d.(2)

(3)

All other securities

(includes securities issued by states and political subdivisions in the U.S.)..................................

4060

113,000

1.d.(3)

e.

1.e.

Interest income from trading assets.....................................................................................................

4069

4,000

f.

1.f.

Interest income on federal funds sold and securities purchased under agreements to resell...............

4020

353,000

g.

1.g.

Other interest income..........................................................................................................................

4518

2,000

h.

1.h.

Total interest income (sum of items 1.a.(3) through 1.g)......................................................................

4107

1,242,000

2. Interest expense:

a. Interest on deposits:

  1. Interest on deposits in domestic offices:
    1. Transaction accounts (interest-bearing demand deposits, NOW accounts, ATS

accounts, and telephone and preauthorized transfer accounts)

4508

67,000

2.a.(1)(a)

(b) Nontransaction accounts:

(1)

Savings deposits (includes MMDAs)..............................................................................

0093

16,000

2.a.(1)(b)(1)

(2)

Time deposits of $250,000 or less..................................................................................

HK03

4,000

2.a.(1)(b)(2)

(3)

Time deposits of more than $250,000............................................................................

HK04

54,000

2.a.(1)(b)(3)

(2) Interest on deposits in foreign offices, Edge and Agreement subsidiaries, and IBFs....................

4172

84,000

2.a.(2)

2.b.

b. Expense of federal funds purchased and securities sold under agreements to repurchase.................

4180

253,000

2.c.

c. Interest on trading liabilities and other borrowed money......................................................................

4185

9,000

1. Includes interest income on time certificates of deposit not held for trading.

03/2020

The Bank of New York Mellon

Legal Title of Bank

FDIC Certificate Number: 00639

FFIEC 031 Page 6 of 91 RI-2

Schedule RI-Continued

Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

2.

Interest expense (continued):

d.

Interest on subordinated notes and debentures.........................................................................................................

4200

0

2.d.

e.

Total interest expense (sum of items 2.a. through 2.d)..............................................................................................

4073

487,000

2.e.

3.

Net interest income (item 1.h minus 2.e)............................................................................

4074

755,000

3.

4.

.................................................................................Provisions for loan and lease losses1

JJ33

104,000

4.

5.

Noninterest income:

a.

................................................................................................................................Income from fiduciary activities2

4070

1,307,000

5.a.

b.

Service charges on deposit accounts........................................................................................................................

4080

115,000

5.b.

c.

.......................................................................................................................................................Trading revenue3

A220

283,000

5.c.

d.

(1) Fees and commissions from securities brokerage............................................................................................

C886

20,000

5.d.(1)

(2) Investment banking, advisory, and underwriting fees and commissions...........................................................

C888

0

5.d.(2)

(3) Fees and commissions from annuity sales.......................................................................................................

C887

0

5.d.(3)

(4) Underwriting income from insurance and reinsurance activities.......................................................................

C386

0

5.d.(4)

(5) Income from other insurance activities.............................................................................................................

C387

0

5.d.(5)

e.

Venture capital revenue.............................................................................................................................................

B491

0

5.e.

f.

Net servicing fees......................................................................................................................................................

B492

0

5.f.

g.

Net securitization income..........................................................................................................................................

B493

0

5.g.

h.

Not applicable

i.

Net gains (losses) on sales of loans and leases.........................................................................................................

5416

0

5.i.

j.

Net gains (losses) on sales of other real estate owned..............................................................................................

5415

0

5.j.

k.

..............................................................................................................Net gains (losses) on sales of other assets4.

B496

0

5.k.

l.

Other noninterest income*.........................................................................................................................................

B497

371,000

5.l.

m.

Total noninterest income (sum of items 5.a through 5.l)...............................................

4079

2,096,000

5.m.

6.

a.

Realized gains (losses) on held-to-maturity securities..................................................

3521

0

6.a.

b.

Realized gains (losses) on available-for-sale securities................................................

3196

9,000

6.b.

7.

Noninterest expense:

a.

Salaries and employee benefits.................................................................................................................................

4135

951,000

7.a.

b.

Expenses of premises and fixed assets (net of rental income)

(excluding salaries and employee benefits and mortgage interest)............................................................................

4217

193,000

7.b.

c.

(1) Goodwill impairment losses................................................................................................................................

C216

0

7.c.(1)

(2) Amortization expense and impairment losses for other intangible assets...........................................................

C232

16,000

7.c.(2)

d.

Other noninterest expense*.......................................................................................................................................

4092

762,000

7.d.

e.

Total noninterest expense (sum of items 7.a through 7.d)............................................

4093

1,922,000

7.e.

8.

a.

Income (loss) before unrealized holding gains (losses) on equity

securities not held for trading, applicable income taxes, and discontinued

operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) ……………………….

HT69

834,000

8.a.

b.

Unrealized holding gains (losses) on equity securities not held for trading5………………

HT70

0

8.b.

c.

Income (loss) before applicable income taxes and discontinued

operations (sum of items 8.a and 8.b) .........................................................................

4301

834,000

8.c.

9.

Applicable income taxes (on item 8.c) ...............................................................................

4302

165,000

9.

10.

Income (loss) before discontinued operations (item 8.c minus item 9) ...............................

4300

669,000

10.

11.

Discontinued operations, net of applicable income taxes* ……………………………………

FT28

0

11.

12.

Net income (loss) attributable to bank and noncontrolling (minority)

interests (sum of items 10 and 11).....................................................................................

G104

669,000

12.

  • Describe on Schedule RI-E-Explanations.
  1. Institutions that have adopted ASU 2016-13 should report in item 4, the provisions for credit losses on all financial assets that fall within the scope of the standard.
  2. For banks required to complete Schedule RC-T, items 14 through 22, income from fiduciary activities reported in Schedule RI, item 5.a, must equal the amount reported in Schedule RC-T, item 22.
  3. For banks required to complete Schedule RI, Memorandum item 8, trading revenue reported in Schedule RI, item 5.c, must equal the sum of Memorandum items 8.a through 8.e.
  4. Exclude net gains (losses) on sales of trading assets and held-to-maturity and available-for-sale securities.
  5. Item 8.b is to be completed only by institutions that have adopted ASU 2016-01, which includes provisions governing the accounting for investments in equity securities. See the instructions for further detail on ASU 2016-01.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 7 of 91

FDIC Certificate Number: 00639

RI-3

Schedule RI-Continued

Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

13. LESS: Net income (loss) attributable to noncontrolling (minority) interests (if net income, report as a positive value; if net loss, report as a

negative value).................................................................................................................

G103

0

13.

14.

Net income (loss) attributable to bank (item 12 minus item 13).......................................

4340

669,000

14.

Memoranda

Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

1.

Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after

August 7, 1986, that is not deductible for federal income tax purposes........................................................................

4513

0

M.1.

Memorandum item 2 is to be completed by banks with $1 billion or more in total assets. 1

2.

Income from the sale and servicing of mutual funds and annuities in domestic offices

(included in Schedule RI, item 8)...................................................................................................................................

8431

0

M.2.

3.

Income on tax-exempt loans and leases to states and political subdivisions in the U.S.

(included in Schedule RI, items 1.a and 1.b).................................................................................................................

4313

0

M.3.

4.

Income on tax-exempt securities issued by states and political subdivisions in the U.S.

(included in Schedule RI, item 1.d.(3))..........................................................................................................................

4507

6,000

M.4.

5.

Number of full-time equivalent employees at end of current period

Number

(round to nearest whole number)...................................................................................................................................

4150

38,444

M.5.

6.

Not applicable

7.

If the reporting institution has applied push down

RIAD

Date

..................................accounting this calendar year, report the date of the institution's acquisition (see instructions)2

9106

0

M.7.

8. Trading revenue (from cash instruments and derivative instruments)

(sum of Memorandum items 8.a through 8.e must equal Schedule RI, item 5.c):

Memorandum items 8.a through 8.e are to be completed by banks that reported

total trading assets of $10 million or more for any quarter of the preceding

calendar year.

RIAD

Amount

a.

Interest rate exposures..........................................................................................................................................

8757

18,000

M.8.a.

b.

Foreign exchange exposures................................................................................................................................

8758

244,000

M.8.b.

c. Equity security and index exposures.....................................................................................................................

8759

15,000

M.8.c.

d. Commodity and other exposures..........................................................................................................................

8760

0

M.8.d.

e.

Credit exposures...................................................................................................................................................

F186

6,000

M.8.e.

Memorandum items 8.f through 8.h are to be completed by banks with $100 billion or more in total trading assets that are required to complete Schedule RI, Memorandum items 8.a through 8.e, above. 1

  1. Impact on trading revenue of changes in the creditworthiness of the bank's derivatives counterparties on the bank's derivative assets (year-to-date changes)
    (included in Memorandum items 8.a through 8.e above):

(1) Gross credit valuation adjustment (CVA)…………………………………………………………………..............

FT36

4,000

M.8.f.(1)

(2) CVA hedge ......................................................................................................................................................

FT37

0

M.8.f.(2)

  1. Impact on trading revenue of changes in the creditworthiness of the bank on the bank's derivative liabilities (year-to-date changes) (included in Memorandum items 8.a through 8.e above):

(1)

Gross debit valuation adjustment (DVA) .........................................................................................................

FT38

0

M.8.g.(1)

(2)

DVA hedge ......................................................................................................................................................

FT39

0

M.8.g.(2)

h. Gross trading revenue, before including positive or negative net CVA and net DVA ..........................................

FT40

0

M.8.h.

1.

The asset-size tests are based on the total assets reported in the June 30, 2019,

Report of Condition.

2.

Report the date in YYYYMMDD format. For example, a bank acquired on March 1,

2020, would report 20200301 .

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 8 of 91

FDIC Certificate Number: 00639

RI-4

Schedule RI-Continued

Memoranda-Continued

Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

Memorandum items 9.a and 9.b are to be completed by banks with $10 billion or more in total assets 1

9. Net gains (losses) recognized in earnings on credit derivatives that economically hedge credit exposures held outside the trading account:

a. Net gains (losses) on credit derivatives held for trading.....................................................................................

C889

0

M.9.a.

b. Net gains (losses) on credit derivatives held for purposes other than trading...................................................

C890

0

M.9.b.

10.

Credit losses on derivatives (see instructions).........................................................................................................

A251

0

M.10.

11.

Does the reporting bank have a Subchapter S election in effect for federal income tax purposes

RIAD

YES / NO

for the current tax year?............................................................................................................................................

A530

NO

M.11.

Memorandum item 12 is to be completed by banks that are required to complete Schedule RC-C,

Memorandum items 8.b and 8.c and is to be completed semiannually in the June and December Reports only.

12.

Noncash income from negative amortization on closed-end loans secured by 1-4

RIAD

Amount

family residential properties (included in Schedule RI, item 1.a.(1)(a)(1)................................................................

F228

0

M.12.

Memorandum item 13 is to be completed by banks that have elected to account for assets

and liabilities under a fair value option.

13.

Net gains (losses) recognized in earnings on assets and liabilities that are reported at fair

value under a fair value option:

a. Net gains (losses) on assets...............................................................................................................................

F551

0

M.13.a.

(1) Estimated net gains (losses) on loans attributable to changes in instrument-specific

credit risk........................................................................................................................................................

F552

0

M.13.a.(1)

b. Net gains (losses) on liabilities............................................................................................................................

F553

0

M.13.b.

(1) Estimated net gains (losses) on liabilities attributable to changes in instrument-specific

credit risk........................................................................................................................................................

F554

0

M.13.b.(1)

14.

Other-than-temporary impairment losses on held-to-maturity and available-for-sale debt

securities recognized in earnings (included in Schedule RI, items 6.a and 6.b)2 ...................................................

J321

M.14.

Memorandum item 15 is to be completed by institutions with $1 billion or more in total assets 1 that answered "Yes" to Schedule RC-E, Part I, Memorandum item 5.

15. Components of service charges on deposit accounts in domestic offices (sum of Memorandum items 15.a through 15.d must equal Schedule RI, item 5.b):

  1. Consumer overdraft-related service charges levied on those transaction account and nontransaction savings account deposit products intended primarily

for individuals for personal, household, or family use........................................................................................

H032

0

M.15.a.

  1. Consumer account periodic maintenance charges levied on those transaction account and nontransaction savings account deposit products intended primarily

for individuals for personal, household, or family use .......................................................................................

H033

0

M.15.b.

  1. Consumer customer automated teller machine (ATM) fees levied on those transaction account and nontransaction savings account deposit products intended primarily

for individuals for personal, household, or family use........................................................................................

H034

0

M.15.c.

d. All other service charges on deposit accounts ..................................................................................................

H035

0

M.15.d.

  1. The asset-size tests are based on the total assets reported in the June 30, 2019 , Report of Condition.
  2. Memorandum item 14 is to be completed only by institutions that have not adopted ASU 2016-13.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 9 of 91

FDIC Certificate Number: 00639

RI-5

Schedule RI-A-Changes in Bank Equity Capital

Dollar Amounts in Thousands

RIAD

Amount

1.

Total bank equity capital most recently reported for the December 31, 2019, Reports of

Condition and Income (i.e., after adjustments from amended Reports of Income).....................................

3217

26,003,000

1.

2.

Cumulative effect of changes in accounting principles and corrections of material accounting

errors*........................................................................................................................................................

B507

40,000

2.

3.

Balance end of previous calendar year as restated (sum of items 1 and 2)................................................

B508

26,043,000

3.

4.

Net income (loss) attributable to bank (must equal Schedule RI, item 14).................................................

4340

669,000

4.

5.

Sale, conversion, acquisition, or retirement of capital stock, net

(excluding treasury stock transactions)......................................................................................................

B509

0

5.

6.

Treasury stock transactions, net................................................................................................................

6.

B510

0

7.

Changes incident to business combinations, net........................................................................................

4356

0

7.

8.

LESS: Cash dividends declared on preferred stock...................................................................................

8.

4470

0

9.

LESS: Cash dividends declared on common stock....................................................................................

4460

0

9.

10.

Other comprehensive income1

B511

-103,000

10.

11.

Other transactions with stockholders (including a parent holding company)*

(not included in items 5, 6, 8, or 9 above)..................................................................................................

4415

354,000

11.

12.

Total bank equity capital end of current period (sum of items 3 through 11)

(must equal Schedule RC, item 27.a)........................................................................................................

3210

26,963,000

12.

  • Describe on Schedule RI-E-Explanations.

1 Includes, but is not limited to, changes in net unrealized holding gains (losses) on available-for-sale securities, changes in accumulated net gains (losses) on cash flow hedges, foreign currency translation adjustments, and pension and other postretirement plan-related changes other than net periodic benefit cost.

Schedule RI-B-Charge-offs and Recoveries on Loans and Leases and Changes in Allowances for Credit Losses

Part I. Charge-offs and Recoveries on Loans and Leases

Part I includes charge-offs and recoveries through

the allocated transfer risk reserve.

(Column A)

(Column B)

Charge-offs1

Recoveries

Calendar Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

RIAD

Amount

1. Loans secured by real estate:

a. Construction, land development, and other land loans in domestic

offices:

(1) 1-4 family residential construction loans.............................................

C891

0

C892

0

1.a.(1)

(2) Other construction loans and all land development and other

land loans...........................................................................................

C893

0

C894

0

1.a.(2)

1.b.

b. Secured by farmland in domestic offices..................................................

3584

0

3585

0

c. Secured by 1-4 family residential properties in domestic offices:

(1) Revolving, open-end loans secured by 1-4 family residential

properties and extended under lines of credit......................................

5411

0

5412

0

1.c.(1)

(2) Closed-end loans secured by 1-4 family residential properties:

(a)

Secured by first liens....................................................................

C234

0

C217

1,000

1.c.(2)(a)

(b)

1.c.(2)(b)

Secured by junior liens.................................................................

C235

0

C218

0

d. Secured by multifamily (5 or more) residential properties in

domestic offices........................................................................................

3588

0

3589

0

1.d.

  1. Secured by nonfarm nonresidential properties in domestic offices:
    (1) Loans secured by owner-occupied nonfarm nonresidential

properties...........................................................................................

C895

0

C896

0

1.e.(1)

(2) Loans secured by other nonfarm nonresidential properties..................

C897

0

C898

0

1.e.(2)

1.f.

f. In foreign offices.......................................................................................

B512

0

B513

0

03/2020

1. Include write-downs arising from transfers of loans to a held-for-sale account.

The Bank of New York Mellon

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Legal Title of Bank

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FDIC Certificate Number: 00639

RI-6

Schedule RI-B-Continued

Part I. Continued

(Column A)

(Column B)

Charge-offs1

Recoveries

Calendar Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

RIAD

Amount

2.

Not applicable

3.

Loans to finance agricultural production and other loans to farmers.................

4655

0

4665

0

3.

4.

Commercial and industrial loans:

a. To U.S. addressees (domicile)..................................................................

4645

0

4617

0

4.a.

4.b.

b. To non-U.S. addressees (domicile)...........................................................

4646

0

4618

0

5. Loans to individuals for household, family, and other personal expenditures:

a.

Credit cards..............................................................................................

B514

0

B515

0

5.a.

b.

5.b.

Automobile loans......................................................................................

K129

0

K133

0

c.

Other (includes revolving credit plans other than credit cards and

other consumer loans)..............................................................................

K205

0

K206

0

5.c.

6.

Loans to foreign governments and official institutions......................................

4643

0

4627

0

6.

7.

All other loans..................................................................................................

4644

0

4628

0

7.

8. Lease financing receivables:

a. Leases to individuals for household, family, and other personal

expenditures.............................................................................................

F185

0

F187

0

8.a.

8.b.

b. All other leases.........................................................................................

C880

0

F188

0

9.

Total (sum of items 1 through 8)......................................................................

4635

0

4605

1,000

9.

(Column A)

(Column B)

Memoranda

Charge-offs1

Recoveries

Calendar Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

RIAD

Amount

1.

Loans to finance commercial real estate, construction, and land

development activities (not secured by real estate ) included in

Schedule RI-B, Part I, items 4 and 7, above....................................................

5409

0

5410

0

M.1.

2.

Loans secured by real estate to non-U.S. addressees (domicile)

(included in Schedule RI-B, Part I, item 1, above)............................................

4652

0

4662

0

M.2.

3.

Not applicable

Memorandum item 4 is to be completed by banks that (1) together with affiliated institutions, have

outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of the

report date, or (2) are credit card specialty banks as defined for Uniform Bank Performance

Report purposes.

Calendar Year-to-date

4.

Uncollectible retail credit card fees and finance charges reversed against income

RIAD

Amount

....................................(i.e., not included in charge-offs against the allowance for loan and lease losses)2

C388

0

M.4.

  1. Include write-downs arising from transfers of loans to a held-for-sale account.
  2. Institutions that have adopted ASU 2016-13 should report in Memorandum item 4 uncollectible retail credit card fees and finance changes reversed against income (i.e. not included in charge-offs against the allowance for credit losses on loans and leases).

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 11 of 91

FDIC Certificate Number: 00639

RI-7

Schedule RI-B-Continued

Part II. Changes in Allowances for Credit Losses1

(Column A)

(Column B)

(Column C)

Loans and Leases

Held-to-Maturity

Available-for-Sale

Held for Investment

Debt Securities2

Debt Securities2

Dollar Amounts in Thousands

RIAD

Amount

RIAD

Amount

RIAD

Amount

1.

Balance most recently reported for the December 31, 2019 , Reports of Condition and Income

(i.e., after adjustments from amended Reports of Income).....................................................................................

B522

95,000

JH88

0

JH94

0

1.

2.

Recoveries (column A must equal Part I, item 9, column B, above) ………………................................................

4605

1,000

JH89

0

JH95

0

2.

3.

LESS: Charge-offs (column A must equal Part I, item 9, column A, above less

Schedule RI-B, Part II, item 4, column A )……………………..................................................................................

C079

0

JH92

0

JH98

0

3.

4.

LESS: Write-downs arising from transfers of financial assets3…………………......................................................

5523

0

JJ00

0

JJ01

0

4.

5.

Provisions for credit losses4,5...................................................................................................................................

4230

84,000

JH90

0

JH96

1,000

5.

6.

Adjustments* (see instructions for this schedule)....................................................................................................

C233

-56,000

JH91

0

JH97

0

6.

7.

Balance end of current period (sum of items 1, 2, 5, and 6, less items 3 and 4)

(column A must equal Schedule RC, item 4 .c) …………………………………......................................................

3123

124,000

JH93

0

JH99

1,000

7.

  • Describe on Schedule RI-E-Explanations
  1. Institutions that have not yet adopted ASU 2016-13 should report changes in the allowance for loan and lease losses in column A.
  2. Columns B and C are to be completed only by institutions that have adopted ASU 2016-13.
  3. Institutions that have not yet adopted ASU 2016-13 should report write-downs arising from transfers of loans to a held-for-sale account in item 4, column A.
  4. Institutions that have not yet adopted ASU 2016-13 should report the provision for loan and lease losses in item 5, column A and the amount reported must equal Schedule RI, item 4.
  5. For institutions that have adopted ASU 2016-13, the sum of item 5, columns A through C, plus Schedule RI-B, Part II, Memorandum item 5, below, must equal Schedule RI, item 4.

Memoranda

Dollar Amounts in Thousands

RIAD

Amount

1.

Allocated transfer risk reserve included in Schedule RI-B, Part II, item 7, column A above..................................

C435

0

M.1.

Memorandum items 2 and 3 are to be completed by banks that (1) together with affiliated institutions,

have outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of

the report date, or (2) are credit card specialty banks as defined for Uniform Bank Performance Report

purposes.

2.

Separate valuation allowance for uncollectible retail credit card fees and finance charges..................................

C389

0

M.2.

3.

Amount of allowance for loan and lease losses attributable to retail credit card fees and finance

charges1....................................................................................................................................................................

C390

0

M.3.

4. Amount of allowance for post-acquisition credit losses on purchased credit-impaired loans accounted for in accordance with FASB ASC 310-30 (former AICPA Statement of Position 03-3)

(included in Schedule RI-B, Part II, item 7, column A above)2...............................................................................

C781

0

M.4.

5.

Provisions for credit losses on other financial assets measured at amortized cost (not included

in item 5, above)3

JJ02

19,000

M.5.

6.

Allowance for credit losses on other financial assets measured at amortized cost (not included

RCFD

Amount

in item 7, above)3

JJ03

24,000

M.6.

  1. Institutions that have adopted ASU 2016-13 should report in Memorandum item 3 the amount of allowance for credit losses on loans and leases attributable to retail credit card fees and finance charges.
  2. Memorandum item 4 is to be completed only by institutions that have not yet adopted ASU 2016-13.
  3. Memorandum items 5 and 6 are to be completed only by institutions that have adopted ASU 2016-13.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 12 of 91

FDIC Certificate Number: 00639

RI-8

Schedule RI-C - Disaggregated Data on the Allowance for Loan and Lease Losses

Part I. Disaggregated Data on the Allowance for Loan and Lease Losses1

Schedule RI-C, Part I, is to be completed by institutions with $1 billion or more in total assets.2

(Column A)

(Column B)

(Column C)

(Column D)

(Column E)

(Column F)

Recorded Investment

Allowance Balance:

Recorded Investment:

Allowance Balance:

Recorded Investment:

Allowance Balance:

Individually Evaluated for

Individually Evaluated for

Collectively Evaluated

Collectively Evaluated

Purchased Credit-

Purchased Credit-

Impairment and Determined

Impairment and Determined

for Impairment

for Impairment

Impaired Loans

Impaired Loans

to be Impaired

to be Impaired

(ASC 450-20)

(ASC 310-10-35)

(ASC 310-10-35)

(ASC 450-20)

(ASC 310-30)

(ASC 310-30)

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

1.

Real estate loans:

a. Construction loans.............................

M708

0

M709

0

M710

0

M711

0

M712

0

M713

0

1.a.

b. Commercial

real estate loans...............................

M714

0

M715

0

M716

0

M717

0

M719

0

M720

0

1.b.

c. Residential

real estate loans....................

M721

0

M722

0

M723

0

M724

0

M725

0

M726

0

1.c.

2.

Commercial loans3.................................

M727

0

M728

0

M729

0

M730

0

M731

0

M732

0

2.

3.

Credit cards...........................................

M733

0

M734

0

M735

0

M736

0

M737

0

M738

0

3.

4.

Other consumer loans...........................

M739

0

M740

0

M741

0

M742

0

M743

0

M744

0

4.

5.

Unallocated, if any.................................

M745

0

5.

6.

Total (sum of items

1.a through 5.)4 .....................................

M746

0

M747

0

M748

0

M749

0

M750

0

M751

0

6.

  1. Only institutions that have not yet adopted ASU 2016-13 are to complete Schedule RI-C, Part I.
  2. The $1 billion asset-size test is based on the total assets reported on the June 30, 2019, Report of Condition.
  3. Include all loans and leases not reported as real estate loans, credit cards, or other consumer loans in items 1, 3, or 4 of Schedule RI-C.
  4. The sum of item 6, columns B, D, and F, must equal Schedule RC, item 4.c. Item 6, column E, must equal Schedule RC-C, Part I, Memorandum item 7.b. Item 6, column F, must equal

Schedule RI-B, Part II, Memorandum item 4.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 13 of 91

FDIC Certificate Number: 00639

RI-9

Schedule RI-C - Continued

Part II. Disaggregated Data on the Allowances for Credit Losses1

Schedule RI-C, Part II, is to be completed by institutions with $1 billion or more in total assets.2

(Column A)

(Column B)

Amortized Cost

Allowance Balance

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

Loans and Leases, Held for Investment:

1. Real estate loans:

a. Construction loans………………………………………………………

JJ04

964,000

JJ12

46,000

1.a.

b. Commercial real estate loans…………………………………………

JJ05

3,024,000

JJ13

11,000

1.b.

c. Residential real estate loans……………………………………………

JJ06

771,000

JJ14

15,000

1.c.

2.

..................................................................................Commercial loans3

JJ07

27,520,000

JJ15

52,000

2.

3.

Credit cards.............................................................................................

JJ08

0

JJ16

0

3.

4.

Other consumer loans.............................................................................

JJ09

0

JJ17

0

4.

5.

Unallocated, if any…….......................................................................

JJ18

0

5.

6.

Total (sum of items 1.a. through 5)4…………………………………………

JJ11

32,279,000

JJ19

124,000

6.

Allowance Balance

Dollar Amounts in Thousands

RCFD

Amount

Held-To-Maturity Securities:

7.

Securities issued by states and political subdivisions in the U.S………………………………………………

JJ20

0

7.

8.

Mortgage-backed securities (MBS) (including CMOs, REMIS, and stripped MBS)…………………………

JJ21

0

8.

9.

Asset-backed securities and structured financial products………………………………………………………

JJ23

0

9.

10.

Other debt securities…………………………………………………………………………………………………

JJ24

0

10.

11.

Total (sum of items 7 through 10)5…………………………………………………………………………………

JJ25

0

11.

  1. Only institutions that have adopted ASU 2016-13 are to complete this Schedule RI-C, Part II.
  2. The $1 billion asset size test is based on the total assets reported on the June 30, 2019, Report of Condition.
  3. Include all loans and leases not reported as real estate loans, credit cards, or other consumer loans in items 1, 3, or 4 of Schedule RI-C, Part II.
  4. Item 6, column B, must equal Schedule RC, item 4.c.

5. Item 11 must equal Schedule RI-B, Part II, item 7, column B.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 14 of 91

FDIC Certificate Number: 00639

RI-10

Schedule RI-D-Income from Foreign Offices

For all banks with foreign offices (including Edge or Agreement subsidiaries and IBFs) and total foreign office assets of $10 billion or more where foreign office revenues, assets, or net income exceed 10 percent of consolidated total revenues, total assets,

or net income.

Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

1.

Total interest income in foreign offices......................................................................................................

C899

374,000

1.

2.

Total interest expense in foreign offices

2.

C900

206,000

3.

...............................................................................Provision for loan and lease losses in foreign offices1

KW02

0

3.

4.

Noninterest income in foreign offices:

a.

Trading revenue.................................................................................................................................

C902

122,000

4.a.

b. Investment banking, advisory, brokerage, and underwriting fees and commissions

4.b.

C903

0

c.

Net securitization income...................................................................................................................

C904

0

4.c.

d.

Other noninterest income...................................................................................................................

C905

663,000

4.d.

Realized gains (losses) on held-to-maturity and available-for-sale securities2………………………………

5.

JA28

2,000

5.

6.

...............................................................................................Total noninterest expense in foreign offices

C907

597,000

6.

7.

Adjustments to pretax income in foreign offices for internal allocations to foreign offices to reflect

.........................................................................the effects of equity capital on overall bank funding costs

C908

3,000

7.

8.

Applicable income taxes (on items 1 through 7)

8.

C909

90,000

9.

Discontinued operations, net of applicable income taxes, in foreign offices

9.

GW64

0

10.

Net income attributable to foreign offices before eliminations arising from consolidation

...................................................................................................(item 1 plus or minus items 2 through 9)

C911

271,000

10.

11.

Not applicable

12.

...................................Eliminations arising from the consolidation of foreign offices with domestic offices

C913

-94,000

12.

13.

Consolidated net income attributable to foreign offices (sum of items 10 and 12)

13.

C914

177,000

  1. Institutions that have adopted ASU 2016-13 should report the provisions for credit losses in foreign offices for all financial assets that fall within the scope of the standard in item 3.
  2. For institutions that have adopted ASU 2016-01, which includes provisions governing the accounting for investments in equity securities, include realized and unrealized gains (losses) (and all other value changes) on equity securities and other equity investments in foreign offices not held for trading that are included in Schedule RI, item 8.b.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 15 of 91

FDIC Certificate Number: 00639

RI-11

Schedule RI-E-Explanations

Schedule RI-E is to be completed each quarter on a calendar year-to-date basis.

Detail all adjustments in Schedule RI-A and RI-B, all discontinued operations in Schedule RI, and all

significant items of other noninterest income and other noninterest expense in Schedule RI. (See instructions for details.)

Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

1. Other noninterest income (from Schedule RI, item 5.I).

Itemize and describe amounts greater than $100,000 that exceed 7 percent of Schedule RI, item 5.l)

..............................................................................a. Income and fees from the printing and sale of checks

C013

0

1.a.

....................................................b. Earnings on/increase in value of cash surrender value of life insurance

C014

28,000

1.b.

c. Income and fees from automated teller machines (ATMs)

1.c.

C016

0

d. Rent and other income from other real estate owned

1.d.

4042

0

e.

Safe deposit box rent

1.e.

C015

0

f. Bank card and credit card interchange fees

1.f.

F555

0

g. Income and fees from wire transfers

1.g.

T047

27,000

h.

TEXT

Interaffiliate Income

4461

265,000

1.h.

4461

i.

TEXT

Loan Commitment Fees

4462

31,000

1.i.

4462

j.

TEXT

Realized Investment Losses

4463

-32,000

1.j.

4463

2. Other noninterest expense (from Schedule RI, item 7.d)

Itemize and describe amounts greater than $100,000 that exceed 7 percent of Schedule RI, item 7.d:

a.

........................................................................................................................Data processing expenses

C017

0

2.a.

b.

2.b.

Advertising and marketing expenses.........................................................................................................

0497

0

c.

2.c.

Directors' fees...........................................................................................................................................

4136

0

d.

Printing, stationery, and supplies..............................................................................................................

C018

0

2.d.

e.

....................................................................................................................................................Postage

8403

0

2.e.

f.

Legal fees and expenses..........................................................................................................................

4141

0

2.f.

g.

FDIC deposit insurance assessments.......................................................................................................

4146

2.g.

h.

2.h.

Accounting and auditing expenses............................................................................................................

F556

0

i.

2.i.

Consulting and advisory expenses............................................................................................................

F557

0

j.

2.j.

Automated teller machine (ATM) and interchange expenses....................................................................

F558

0

k.

Telecommunications expenses.................................................................................................................

F559

0

2.k.

l.

2.l.

Other real estate owned expenses ................................................

Y923

0

m. Insurance expenses (not included in employee expenses, premises and

fixed asset expenses, and other real estate owned expenses) …………………………………………………

Y924

0

2.m.

n.

TEXT

Computer Software

4464

184,000

2.n.

4464

o.

TEXT

Purchased Services

4467

122,000

2.o.

4467

p.

TEXT

Sub Custodian Charge

4468

58,000

2.p.

4468

3. Discontinued operations and applicable income tax effect (from Schedule RI, item 11) (itemize and describe each discontinued operation):

a.

(1)

TEXT

FT29

0

3.a.(1)

FT29

(2)

3.a.(2)

Applicable income tax effect.................................................................

FT30

0

b.

(1)

TEXT

FT31

0

3.b.(1)

FT31

(2)

Applicable income tax effect.................................................................

FT32

0

3.b.(2)

06/2018

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 16 of 91

FDIC Certificate Number: 00639

RI-12

Schedule RI-E-Continued

Year-to-date

Dollar Amounts in Thousands

RIAD

Amount

4. Cumulative effect of changes in accounting principles and corrections of material accounting

errors (from Schedule RI-A, item 2) (itemize and describe all such effects):

a. Effect of adoption of current expected credit losses methodology - ASU 2016-131,2………………………………

JJ26

40,000

4.a.

b. Effect of adoption of lease accounting standard - ASC Topic 842…………………………………………………

KW17

4.b.

c.

TEXT

B526

0

4.c.

B526

d.

TEXT

B527

0

4.d.

B527

5. Other transactions with stockholders (including a parent holding company) (from Schedule RI-A, item 11) (itemize and describe all such transactions):

a.

TEXT

Restricted Stock Awards

4498

50,000

5.a.

4498

b.

TEXT

Additional Paid in Capital

4499

304,000

5.b.

4499

6. Adjustments to allowances for credit losses3 (from Schedule RI-B, Part II, item 6) (itemize and describe all adjustments):

a. Initial allowances for credit losses recognized upon the acquisition of purchased

credit-deteriorated assets on or after the effective date of ASU-2016-131........................................................

JJ27

0

6.a.

b. Effect of adoption of current expected credit losses methodology on allowances for

credit losses 1,2 …...............................................................................................................................................

JJ28

-56,000

6.b.

c.

TEXT

4521

0

6.c.

4521

d.

TEXT

4522

0

6.d.

4522

7. Other explanations (the space below is provided for the bank to briefly describe, at its option, any other significant items affecting the Report of Income):

RIAD

Yes / No

Comments?..............................................................................................................................................................

4769

YES

7.

Other explanations (please type or print clearly):

(TEXT 4769) RI-E 2.q. Interaffiliate Expense $115,000

  1. Only institutions that have adopted ASU 2016-13 should report amounts in items 4.a, 6.a and 6.b, if applicable.
  2. An institution should complete item 4.a and item 6.b in the quarter that it adopts ASU 2016-13 and in the quarter-end Call Reports for the remainder of that calendar year only.
  3. Institutions that have not adopted ASU 2016-13 should report adjustments to allowance for loan and lease losses in items 6.c and 6.d, if applicable.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 17 of 91

FDIC Certificate Number: 00639

RC-1

Consolidated Report of Condition for Insured Banks and Savings Associations for March 31, 2020

All schedules are to be reported in thousands of dollars. Unless otherwise indicated, report the amount outstanding as of the last business day of the quarter.

Schedule RC-Balance Sheet

Dollar Amounts in Thousands

RCFD

Amount

Assets

1.

Cash and balances due from depository institutions (from Schedule RC-A):

...............................................................................a. Noninterest-bearing balances and currency and coin1

0081

4,072,000

1.a.

b.

Interest-bearing balances2..........................................................................................................................

0071

165,889,000

1.b.

2.

Securities:

...................................................................a. Held-to-maturity securities (from Schedule RC-B, column A)3

JJ34

37,050,000

2.a.

..................................................................b. Available-for-sale securities (from Schedule RC-B, column D)

1773

99,180,000

2.b.

.............................................c. Equity securities with readily determinable fair values not held for trading4

JA22

56,000

2.c.

3.

Federal funds sold and securities purchased under agreements to resell:

RCON

a.

Federal funds sold in domestic offices.......................................................................................................

B987

0

3.a.

RCFD

b. Securities purchased under agreements to resell5,6...................................................................................

B989

13,340,000

3.b.

4.

Loans and lease financing receivables (from Schedule RC-C):

RCFD

a. Loans and leases held for sale...................................................................................................................

5369

0

4.a.

b.

..........................................................Loans and leases, held for investment

B528

32,279,000

4.b.

c.

LESS: Allowance for loan and lease losses7.................................................

3123

124,000

4.c.

d. Loans and leases, held for investment, net of allowance (item 4.b minus 4.c)..........................................

B529

32,155,000

4.d.

5.

Trading assets (from Schedule RC-D)..............................................................................................................

3545

6,612,000

5.

6.

Premises and fixed assets (including capitalized leases).................................................................................

2145

2,967,000

6.

7.

Other real estate owned (from Schedule RC-M)...............................................................................................

2150

1,000

7.

8.

Investments in unconsolidated subsidiaries and associated companies..........................................................

2130

1,680,000

8.

9.

Direct and indirect investments in real estate ventures.....................................................................................

3656

0

9.

10.

Intangible assets (from Schedule RC-M)………………………………………………………………………………

2143

6,963,000

10.

11.

.................................................................................................................Other assets (from Schedule RC-F)6

2160

17,072,000

11.

12.

Total assets (sum of items 1 through 11)..........................................................................................................

2170

387,037,000

12.

  1. Includes cash items in process of collection and unposted debits.
  2. Includes time certificates of deposit not held for trading.
  3. Institutions that have adopted ASU 2016-13 should report in item 2.a, amounts net of any applicable allowance for credit losses, and item 2.a should equal to Schedule RC-B, item 8, column A less Schedule RI-B, Part II, item 7, column B.
  4. Item 2.c is to be completed only by institutions that have adopted ASU 2016-01, which includes provisions governing the accounting for investments in equity securities. See the instructions for further detail on ASU 2016-01.
  5. Includes all securities resale agreements, regardless of maturity.
  6. Institutions that have adopted ASU 2016-13 should report in items 3.b and 11 amounts net of any applicable allowance for credit losses.
  7. Institutions that have adopted ASU 2016-13 should report in item 4.c the allowance for credit losses on loans and leases.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 18 of 91

FDIC Certificate Number: 00639

RC-2

Schedule RC-Continued

Dollar Amounts in Thousands

RCON

Amount

Liabilities

13.

Deposits:

a. In domestic offices (sum of totals of columns A and C from Schedule

RC-E, Part I).................................................................

2200

207,668,000

13.a.

(1) Noninterest-bearing1.......................................................................

RCON

6631

96,706,000

13.a.(1)

(2)

Interest-bearing...............................................................................

RCON

6636

110,962,000

13.a.(2)

b. In foreign offices, Edge and Agreement subsidiaries, and IBFs

RCFN

(from Schedule RC-E, Part II)......................................................................................................................................................

2200

130,088,000

13.b.

(1)

Noninterest-bearing........................................................................

RCFN

6631

3,997,000

13.b.(1)

(2)

Interest-bearing...............................................................................

RCFN

6636

126,091,000

13.b.(2)

14.

Federal funds purchased and securities sold under agreements to repurchase:

......................................................................................a. Federal funds purchased in domestic offices2

RCON

B993

524,000

14.a.

................................................................................b. Securities sold under agreements to repurchase3

RCFD

B995

3,654,000

14.b.

15.

Trading liabilities (from Schedule RC-D).......................................................................................................

RCFD

3548

5,061,000

15.

16.

Other borrowed money (includes mortgage indebtedness)(from Schedule RC-M).....................................

RCFD

3190

3,415,000

16.

17.

and 18. Not applicable

19.

...................................................................................................................................................Subordinated notes and debentures4

3200

0

19.

20.

Other liabilities (from Schedule RC-G).................................................................................................................................................

2930

9,664,000

20.

21.

Total liabilities (sum of items 13 through 20)........................................................................................................................................

2948

360,074,000

21.

22.

Not applicable

Equity Capital

Bank Equity Capital

23.

Perpetual preferred stock and related surplus.....................................................................................................................................

3838

0

23.

24.

Common stock......................................................................................................................................................................................

3230

1,135,000

24.

25.

Surplus (exclude all surplus related to preferred stock).......................................................................................................................

3839

11,489,000

25.

26.

.........................................................................................................................................................................a. Retained earnings

3632

15,814,000

26.a.

................................................................................................................................b. Accumulated other comprehensive income5

B530

-1,475,000

26.b.

.................................................................................................................................................c. Other equity capital components6

A130

0

26.c.

27.

.............................................................................................................a. Total bank equity capital (sum of items 23 through 26.c)

3210

26,963,000

27.a.

...................................................................................................b. Noncontrolling (minority) interests in consolidated subsidiaries

3000

0

27.b.

28.

Total equity capital (sum of items 27.a and 27.b).................................................................................................................................

G105

26,963,000

28.

29.

Total liabilities and equity capital (sum of items 21 and 28).................................................................................................................

3300

387,037,000

29.

  1. Includes noninterest-bearing demand, time, and savings deposits.
  2. Report overnight Federal Home Loan Bank advances in Schedule RC, item 16, "Other borrowed money."
  3. Includes all securities repurchase agreements, regardless of maturity.
  4. Includes limited-life preferred stock and related surplus.
  5. Includes, but is not limited to, net unrealized holding gains (losses) on available-for-sale securities, accumulated net gains (losses) on cash flow hedges,

cumulative foreign currency translation adjustments, and accumulated defined benefit pension and other postretirement plan adjustments

09/2019

6. Includes treasury stock and unearned Employee Stock Ownership Plan shares.

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 19 of 91

FDIC Certificate Number: 00639

RC-3

Schedule RC-Continued

Memoranda

To be reported with the March Report of Condition.

1. Indicate in the box at the right the number of the statement below that best describes the most

comprehensive level of auditing work performed for the bank by independent external auditors

RCFD

Number

as of any date during 2019 .....................................................................................................................................

6724

2a

M.1.

1a = An integrated audit of the reporting institution's financial statements and its internal control over financial reporting conducted in accordance with the standards of the American Institute of Certified Public Accountants (AICPA) or the Public Company Accounting Oversight Board (PCAOB) by an independent public accountant that submits a report on the institution

1b = An audit of the reporting institution's financial statements only conducted in accordance with the auditing standards of the AICPA or the PCAOB by an independent public accountant that submits a report on the institution.

2a = An integrated audit of the reporting institution's parent holding company's consolidated financial statements and its internal control over financial reporting conducted in accordance with the standards of the AICPA or the PCAOB by an independent public accountant that submits a report on the consolidated holding company (but not on the institution separately).

2b = An audit of the reporting institution's parent holding company's consolidated financial statements only conducted in accordance with the auditing standards of the AICPA or the PCAOB by an independent public accountant that submits a report on the consolidated holding company (but not on the institution separately)

3 = This number is not to be used.

4 = Directors' examination of the bank conducted in accordance with generally accepted auditing standards by a certified public accounting firm (may be required by state-chartering authority)

5 = Directors' examination of the bank performed by other external auditors (may be required by state chartering authority)

6 = Review of the bank's financial statements by external auditors 7 = Compilation of the bank's financial statements by external

auditors

8 = Other audit procedures (excluding tax preparation work)

9 = No external audit work

To be reported with the March Report of Condition.

RCON

Date

2.

Bank's fiscal year-end date (report the date in MMDD format)................................................................................

8678

1231

M.2.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 20 of 91

FDIC Certificate Number: 00639

RC-4

Schedule RC-A-Cash and Balances Due from Depository Institutions

Exclude assets held for trading.

(Column A)

(Column B)

Consolidated Bank

Domestic Offices

Dollar Amounts in Thousands

RCFD

Amount

RCON

Amount

1.

Cash items in process of collection, unposted debits, and currency and coin................

0022

1,167,000

1.

a. Cash items in process of collection and unposted debits............................................

0020

1,166,000

1.a.

b. Currency and coin........................................................................................................

0080

0

1.b.

2.

Balances due from depository institutions in the U.S. ......................................................

0082

8,054,000

0082

7,863,000

2.

3.

Balances due from banks in foreign countries and foreign central banks........................

0070

80,702,000

0070

5,527,000

3.

4.

Balances due from Federal Reserve Banks.....................................................................

0090

80,038,000

0090

80,038,000

4.

5.

Total (sum of items 1 through 4)

(total of column A must equal Schedule RC, sum of items 1.a and 1.b)..........................

0010

169,961,000

0010

94,594,000

5.

Schedule RC-B-Securities

Exclude assets held for trading.

Held-to-maturity

Available-for-sale

(Column A)

(Column B)

(Column C)

(Column D)

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

1.

U.S. Treasury securities...........

0211

2,930,000

0213

3,058,000

1286

21,362,000

1287

23,028,000

1.

2.

U.S. Government agency

and sponsored agency

obligations (exclude mort-

gage-backed securities)1 .........

HT50

1,244,000

HT51

1,248,000

HT52

1,964,000

HT53

2,117,000

2.

3.

Securities issued by states

and political subdivisions in

the U.S......................................

8496

16,000

8497

16,000

8498

966,000

8499

984,000

3.

1. Includes Small Business Administration "Guaranteed Loan Pool Certificates"; U.S. Maritime Administration obligations; and Export-Import Bank

participation certificates; and obligations (other than mortgage-backed securities) issued by the Farm Credit System, the Federal Home Loan Bank System, the Federal Home Loan Mortgage Corporation, the Federal National Mortgage Association, the Resolution Funding Corporation, the

Student Loan Marketing Association, and the Tennessee Valley Authority.

09/2019

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 21 of 91

FDIC Certificate Number: 00639

RC-5

Schedule RC-B-Continued

Held-to-maturity

Available-for-sale

(Column A)

(Column B)

(Column C)

(Column D)

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

4. Mortgage-backed

securities (MBS):

a. Residential mortgage

pass-through

securities:

(1) Guaranteed by

GNMA......................

G300

2,907,000

G301

3,008,000

G302

1,480,000

G303

1,528,000

4.a.(1)

(2) Issued by FNMA

and FHLMC..............

G304

24,155,000

G305

24,854,000

G306

11,604,000

G307

11,906,000

4.a.(2)

(3) Other pass-

through securities.....

G308

0

G309

0

G310

0

G311

0

4.a.(3)

b. Other residential

mortgage-backed

securities (include

CMOs, REMICs, and

stripped MBS):

(1) Issued or guar-

anteed by U.S

Government

agencies or

sponsored

.................agencies1

G312

2,456,000

G313

2,525,000

G314

12,249,000

G315

12,122,000

4.b.(1)

(2) Collateralized by

MBS issued or

guaranteed by

U.S. Government

agencies or

sponsored

.................agencies1

G316

0

G317

0

G318

0

G319

0

4.b.(2)

(3) All other

residential MBS........

G320

75,000

G321

73,000

G322

1,388,000

G323

1,459,000

4.b.(3)

c. Commercial MBS:

(1) Commercial

mortgage

pass-through

securities:

(a) Issued or

guaranteed

by FNMA,

FHLMC, or

GNMA................

K142

784,000

K143

835,000

K144

4,153,000

K145

4,408,000

4.c.(1)(a)

(b) Other

pass-through

securities............

K146

0

K147

0

K148

0

K149

0

4.c.(1)(b)

1. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA).

06/2012

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 22 of 91

FDIC Certificate Number: 00639

RC-6

Schedule RC-B-Continued

Held-to-maturity

Available-for-sale

(Column A)

(Column B)

(Column C)

(Column D)

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

4. c. (2) Other commercial

MBS:

(a) Issued or

guaranteed

by U.S.

Government

agencies or

sponsored

agencies1.....................

K150

1,084,000

K151

1,117,000

K152

5,161,000

K153

5,397,000

4.c.(2)(a)

(b) All other

commercial

............................MBS

K154

0

K155

0

K156

2,501,000

K157

2,473,000

4.c.(2)(b)

5. Asset-backed securities

and structured financial

products:

a. Asset-backed

Securities (ABS)................

C026

0

C988

0

C989

2,257,000

C027

2,220,000

5.a.

b. Structured financial

products.............................

HT58

0

HT59

0

HT60

4,127,000

HT61

3,917,000

5.b.

6. Other debt securities:

a. Other domestic debt

securities...........................

1737

403,000

1738

403,000

1739

2,279,000

1741

2,291,000

6.a.

b. Other foreign debt

securities...........................

1742

996,000

1743

1,033,000

1744

25,167,000

1746

25,330,000

6.b.

7. Investments in mutual

funds and other equity

securities with readily

determinable fair

values2, 3................................

A510

A511

7.

8. Total (sum of items 1

.............................through 7)4

1754

37,050,000

1771

38,170,000

1772

96,658,000

1773

99,180,000

8.

  1. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are
    not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA).
  2. Report Federal Reserve stock, Federal Home Loan Bank stock, and bankers' bank stock in Schedule RC-F, item 4.
  3. Item 7 is to be completed only by institutions that have not adopted ASU 2016-01, which includes provisions governing the accounting for investments in equity securities. See the instructions for further detail on ASU 2016-01.
  4. For institutions that have adopted ASU 2016-13, the total reported in column A must equal Schedule RC, item 2.a, plus Schedule RI-B, Part II, item 7, column B. For institutions that have not adopted ASU 2016-13, the total reported in column A must equal Schedule RC, item 2.a. For all
    institutions, the total reported in column D must equal Schedule RC, item 2.b.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 23 of 91

FDIC Certificate Number: 00639

RC-7

Schedule RC-B-Continued

Memoranda

Dollar Amounts in Thousands

RCFD

Amount

1. Pledged securities1........................................................................................................................................

0416

109,864,000

M.1.

2. Maturity and repricing data for debt securities1, 2 (excluding those in nonaccrual status):

a. Securities issued by the U.S. Treasury, U.S. Government agencies, and states and political

subdivisions in the U.S.; other non-mortgage debt securities; and mortgage pass-through

securities other than those backed by closed-end first lien 1-4 family residential mortgages

with a remaining maturity or next repricing date of:3, 4

(1)

Three months or less..........................................................................................................................

A549

15,744,000

M.2.a.(1)

(2)

M.2.a.(2)

Over three months through 12 months................................................................................................

A550

6,762,000

(3)

M.2.a.(3)

Over one year through three years......................................................................................................

A551

19,596,000

(4)

M.2.a.(4)

Over three years through five years....................................................................................................

A552

10,283,000

(5)

M.2.a.(5)

Over five years through 15 years........................................................................................................

A553

14,654,000

(6)

M.2.a.(6)

Over 15 years.....................................................................................................................................

A554

3,629,000

b. Mortgage pass-through securities backed by closed-end first lien 1-4 family residential

mortgages with a remaining maturity or next repricing date of:3, 5

(1)

Three months or less..........................................................................................................................

A555

3,311,000

M.2.b.(1)

(2)

M.2.b.(2)

Over three months through 12 months................................................................................................

A556

22,000

(3)

M.2.b.(3)

Over one year through three years......................................................................................................

A557

26,000

(4)

M.2.b.(4)

Over three years through five years....................................................................................................

A558

83,000

(5)

M.2.b.(5)

Over five years through 15 years........................................................................................................

A559

21,747,000

(6)

M.2.b.(6)

Over 15 years.....................................................................................................................................

A560

15,307,000

c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS; exclude mort-

gage pass-through securities) with an expected average life of:6

(1)

Three years or less.............................................................................................................................

A561

4,730,000

M.2.c.(1)

(2)

M.2.c.(2)

Over three years.................................................................................................................................

A562

20,336,000

d. Debt securities with a REMAINING MATURITY of one year or less

(included in Memorandum items 2.a through 2.c above)............................................................................

A248

12,196,000

M.2.d.

Memorandum item 3 is to be completed semiannually in the June and December reports only.

3. Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or trading

securities during the calendar year-to-date (report the amortized cost at date of sale or transfer)..................

1778

0

M.3.

4. Structured notes (included in the held-to-maturity and available-for-sale accounts in Schedule RC-B, items 2, 3, 5, and 6):

a.

Amortized cost...........................................................................................................................................

8782

0

M.4.a.

b.

M.4.b.

Fair value...................................................................................................................................................

8783

0

  1. Includes held-to-maturity securities at amortized cost and available-for-sale securities at fair value.
  2. Exclude investments in mutual funds and other equity securities with readily determinable fair values.
  3. Report fixed-rate debt securities by remaining maturity and floating rate debt securities by next repricing date.
  4. Sum of Memorandum items 2.a.(1) through 2.a.(6) plus any nonaccrual debt securities in the categories of debt securities reported in Memorandum item 2.a that are included in Schedule RC-N, item 10, column C, must equal Schedule RC-B, sum of items 1, 2, 3, 4.c.(1), 5, and 6, columns A and D, plus residential mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages included in Schedule RC-B, item 4.a, columns A and D.
  5. Sum of Memorandum items 2.b.(1) through 2.b.(6) plus any nonaccrual mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages included in Schedule RC-N, item 10, column C, must equal Schedule RC-B, item 4.a, sum of columns A and D, less the amount of residential mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages included in Schedule RC-B, item 4.a, columns A and D.
  6. Sum of Memorandum items 2.c.(1) and 2.c.(2) plus any nonaccrual "Other mortgage-backed securities" included in Schedule RC-N, item 10, column C,

must equal Schedule RC-B, sum of items 4.b and 4.c.(2), columns A and D.

06/2018

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 24 of 91

FDIC Certificate Number: 00639

RC-8

Schedule RC-B-Continued

Memoranda-Continued

Held-to-maturity

Available-for-sale

(Column A)

(Column B)

(Column C)

(Column D)

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

Memorandum items 5.a

through 5.f and 6.a through

6.g are to be completed by

banks with $10 billion or

more in total assets. 1

5. Asset-backed securities

(ABS) (for each column,

sum of Memorandum

items 5.a through 5.f

must equal Schedule

RC-B, item 5.a):

a. Credit card

receivables.............................

B838

0

B839

0

B840

454,000

B841

447,000

M.5.a.

b. Home equity lines...................

B842

0

B843

0

B844

0

B845

0

M.5.b.

c. Automobile loans....................

B846

0

B847

0

B848

508,000

B849

507,000

M.5.c.

d. Other consumer loans............

B850

0

B851

0

B852

735,000

B853

721,000

M.5.d.

e. Commercial and

industrial loans.......................

B854

0

B855

0

B856

487,000

B857

472,000

M.5.e.

f. Other.......................................

B858

0

B859

0

B860

73,000

B861

73,000

M.5.f.

6. Structured financial pro- ducts by underlying col- lateral or reference assets (for each column, sum of Memorandum items 6.a through 6.g must equal Schedule RC-B, item 5.b.

  1. Trust preferred securities issued by

financial institutions................

G348

0

G349

0

G350

0

G351

0

M.6.a.

b. Trust preferred

securities issued

by real estate

investment trusts....................

G352

0

G353

0

G354

0

G355

0

M.6.b.

c. Corporate and

similar loans...........................

G356

0

G357

0

G358

4,127,000

G359

3,917,000

M.6.c.

  1. 1-4family residential MBS issued or guaranteed by U.S. Government- sponsored enterprises

(GSEs)....................................

G360

0

G361

0

G362

0

G363

0

M.6.d.

e. 1-4 family residential

MBS not issued or

guaranteed by GSEs..............

G364

0

G365

0

G366

0

G367

0

M.6.e.

f. Diversified (mixed)

pools of structured

financial products...................

G368

0

G369

0

G370

0

G371

0

M.6.f.

g. Other collateral or

reference assets.....................

G372

0

G373

0

G374

0

G375

0

M.6.g.

1.

The $10 billion asset-size test is based on the total assets reported on the June 30, 2019, Report of Condition.

03/2020

The Bank of New York Mellon

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FDIC Certificate Number: 00639

RC-9

Schedule RC-C-Loans and Lease Financing Receivables

Part I. Loans and Leases

Do not deduct the allowance for loan and lease losses1 or the allocated transfer risk reserve from amounts reported in this schedule. Report (1) loans and leases held for sale at the lower of cost or fair value, (2) loans and leases held for investment, net of unearned income, and (3) loans and leases accounted for at fair value under a fair value option. Exclude assets held for trading and commercial paper.

(Column A)

(Column B)

Consolidated

Domestic

Bank

Offices

Dollar Amounts in Thousands

RCFD

Amount

RCON

Amount

1. Loans secured by real estate2 ..............................................................................

1410

1.

a. Construction, land development, and other land loans:

(1)

1-4 family residential construction loans ..................................................

F158

0

F158

0

1.a.(1)

(2)

Other construction loans and all land

development and other land loans ...........................................................

F159

964,000

F159

964,000

1.a.(2)

b. Secured by farmland (including farm

residential and other improvements) ..............................................................

1420

0

1420

0

1.b.

c. Secured by 1-4 family residential properties:

(1)

Revolving, open-end loans secured by 1-4 family residential

properties extended and under lines of credit ..........................................

1797

0

1797

0

1.c.(1)

(2)

Closed-end loans secured by 1-4 family residential properties:

(a) Secured by first liens .........................................................................

5367

771,000

5367

771,000

1.c.(2)(a)

(b) Secured by junior liens ......................................................................

5368

0

5368

0

1.c.(2)(b)

d. Secured by multifamily (5 or more) residential properties .............................

1460

1,125,000

1460

1,125,000

1.d.

e. Secured by nonfarm nonresidential properties:

(1)

Loans secured by owner-occupied nonfarm nonresidential

properties ................................................................................................

F160

0

F160

0

1.e.(1)

(2)

Loans secured by other nonfarm nonresidential properties .....................

F161

1,899,000

F161

1,899,000

1.e.(2)

2. Loans to depository institutions and acceptances of other banks:

. ...................................................................a. To commercial banks in the U.S

B531

670,000

2.a.

(1)

To U.S. branches and agencies of foreign banks...................................

B532

411,000

2.a.(1)

(2)

To other commercial banks in the U.S. ..................................................

B533

1,102,000

2.a.(2)

b. To other depository institutions in the U.S. ....................................................

B534

12,000

B534

12,000

2.b.

.........................................................................c. To banks in foreign countries:

B535

829,000

2.c.

(1)

To foreign branches of other U.S. banks.................................................

B536

96,000

2.c.(1)

(2)

To other banks in foreign countries.........................................................

B537

7,497,000

2.c.(2)

3. Loans to finance agricultural production and other loans to farmers....................

1590

14,000

1590

0

3.

4. Commercial and industrial loans:

........................................................................a. To U.S. addressees (domicile)

1763

2,830,000

1763

832,000

4.a.

b. To non-U.S. addressees (domicile)................................................................

1764

461,000

1764

146,000

4.b.

5. Not applicable

6. Loans to individuals for household, family, and other personal

expenditures (i.e., consumer loans) (includes purchased paper):

a.

Credit cards.....................................................................................................

B538

0

B538

0

6.a.

b. Other revolving credit plans............................................................................

B539

0

B539

0

6.b.

c.

Automobile loans.............................................................................................

K137

0

K137

0

6.c.

d. Other consumer loans (includes single payment and installment loans

other than automobile loans, and all student loans).......................................

K207

0

K207

0

6.d.

7. Loans to foreign governments and official institutions

(including foreign central banks)..........................................................................

2081

55,000

2081

47,000

7.

8. Obligations (other than securities and leases) of states and political

subdivisions in the U.S. ........................................................................................

2107

341,000

2107

229,000

8.

  1. Institutions that have adopted ASU 2016-13 should not deduct the allowance for credit losses on loans and leases or the allocated transfer risk reserve from amounts reported on this schedule.
  2. When reporting "Loans secured by real estate," "large institutions" and "highly complex institutions," as defined for deposit insurance assessment purposes in FDIC regulations, should complete items 1.a.(1) through 1.e.(2) in columns A and B (but not item 1 in column A); all other institutions should complete item 1 in column A and items 1.a.(1) through 1.e.(2) in column B (but not items 1.a.(1) through 1.e.(2) in column A).

03/2020

The Bank of New York Mellon

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Legal Title of Bank

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FDIC Certificate Number: 00639

RC-10

Schedule RC-C-Continued

Part I-Continued

(Column A)

(Column B)

Consolidated

Domestic

Bank

Offices

Dollar Amounts in Thousands

RCFD

Amount

RCON

Amount

9.

Loans to nondepository financial institutions and other loans:....................................................

1563

13,663,000

9.

a. Loans to nondepository financial institutions........................................................................

J454

756,000

9.a.

b.

Other loans:

(1) Loans for purchasing or carrying securities

(secured and unsecured)..............................................................................................

1545

4,521,000

9.b.(1)

(2) All other loans (exclude consumer loans).....................................................................

J451

3,885,000

9.b.(2)

10.

Lease financing receivables (net of unearned income)...............................................................

2165

1,054,000

10.

a.

Leases to individuals for household, family, and other personal

expenditures (i.e., consumer leases)...................................................................................

F162

0

10.a.

b.

All other leases.....................................................................................................................

F163

1,054,000

10.b.

11.

LESS: Any unearned income on loans reflected in items 1-9 above...........................................

2123

16,000

2123

15,000

11.

12.

Total loans and leases, held for investment and held for sale1

(item 12, column A must equal Schedule RC, sum of items 4.a and 4.b)...................................

2122

32,279,000

2122

17,725,000

12.

Memoranda

Dollar Amounts in Thousands

RCON

Amount

1. Loans restructured in troubled debt restructurings that are in compliance with their modified terms (included in Schedule RC-C, Part I, and not reported as past due or nonaccrual in Schedule RC-N, Memorandum item 1):

  1. Construction, land development, and other land loans in domestic offices:

(1)

..................................................................................................................1-4 family residential construction loans

K158

0

M.1.a.(1)

(2)

................................................................Other construction loans and all land development and other land loans

K159

0

M.1.a.(2)

b.

..........................................................................Loans secured by 1-4 family residential properties in domestic offices

F576

27,000

M.1.b.

c.

................................................................Secured by multifamily (5 or more) residential properties in domestic offices

K160

0

M.1.c.

d.

Secured by nonfarm nonresidential properties in domestic offices:

(1)

....................................................................Loans secured by owner-occupied nonfarm nonresidential properties

K161

0

M.1.d.(1)

(2)

.....................................................................................Loans secured by other nonfarm nonresidential properties

K162

0

M.1.d.(2)

e.

Commercial and industrial loans:

RCFD

(1)

.................................................................................................................................To U.S. addressees (domicile)

K163

0

M.1.e.(1)

(2)

..........................................................................................................................To non-U.S. addressees (domicile)

K164

0

M.1.e.(2)

f.

All other loans

....................................................(include loans to individuals for household, family, and other personal expenditures)

K165

0

M.1.f.

Itemize loan categories included in Memorandum item 1.f, above that exceed 10 percent of

total loans restructured in troubled debt restructurings that are in compliance with their

modified terms (sum of Memorandum items 1.a through 1.f):

RCON

(1)

...........................................................Loans secured by farmland in domestic offices

K166

0

M.1.f.(1)

RCFD

(2)

Not applicable

M.1.f.(2)

(3)

............................Loans to finance agricultural production and other loans to farmers

K168

0

M.1.f.(3)

(4)

Loans to individuals for household, family, and other personal expenditures:

(a)

Credit cards...........................................................................................................

K098

0

M.1.f.(4)(a)

(b)

Automobile loans...................................................................................................

K203

0

M.1.f.(4)(b)

(c) Other (includes revolving credit plans other than credit cards,

and other consumer loans)..................................................................................

K204

0

M.1.f.(4)(c)

g.

Total loans restructured in troubled debt restructurings that are in compliance with

............................................................................their modified terms (sum of Memorandum items 1.a.(1) through 1.f)

HK25

27,000

M.1.g.

1. For "large institutions" and "highly complex institutions," as defined for deposit insurance assessment purposes in FDIC regulations, item 12, column A, must equal the sum of items 1.a.(1) through 10.b, column A, less item 11, column A. For all other institutions, item 12, column A, must equal the sum of item 1 and items 2.a.(1) through 10.b, column A, less item 11, column A. For all institutions, item 12, column B, must equal the sum of items 1.a.(1) through 10, column B, less item 11, column B.

03/2017

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 27 of 91

FDIC Certificate Number: 00639

RC-11

Schedule RC-C-Continued

Part I-Continued

Memoranda-Continued

Dollar Amounts in Thousands

RCON

Amount

2. Maturity and repricing data for loans and leases (excluding those in nonaccrual status):

  1. Closed-endloans secured by first liens on 1-4 family residential properties in domestic offices (reported in Schedule RC-C, Part I, item 1.c.(2)(a), column B) with a remaining

maturity or next repricing date of:1, 2

(1)

Three months or less....................................................................................................................

A564

59,000

M.2.a.(1)

(2)

Over three months through 12 months.........................................................................................

A565

179,000

M.2.a.(2)

(3)

Over one year through three years...............................................................................................

A566

67,000

M.2.a.(3)

(4)

Over three years through five years..............................................................................................

A567

24,000

M.2.a.(4)

(5)

M.2.a.(5)

Over five years through 15 years..................................................................................................

A568

86,000

(6)

M.2.a.(6)

Over 15 years...............................................................................................................................

A569

281,000

  1. All loans and leases (reported in Schedule RC-C, Part I, items 1 through 10, column A) EXCLUDING closed-end loans secured by first liens on 1-4 family residential properties in domestic offices (reported in Schedule RC-C, Part I, item 1.c.(2)(a), column B) with a

remaining maturity or next repricing date of:1, 3

RCFD

(1)

Three months or less....................................................................................................................

A570

27,799,000

M.2.b.(1)

(2)

Over three months through 12 months.........................................................................................

A571

2,489,000

M.2.b.(2)

(3)

Over one year through three years...............................................................................................

A572

208,000

M.2.b.(3)

(4)

Over three years through five years..............................................................................................

A573

256,000

M.2.b.(4)

(5)

M.2.b.(5)

Over five years through 15 years..................................................................................................

A574

685,000

(6)

M.2.b.(6)

Over 15 years...............................................................................................................................

A575

87,000

c. Loans and leases (reported in Schedule RC-C, Part I, items 1 through 10, column A)

with a REMAINING MATURITY of one year or less (excluding those in nonaccrual status).................

A247

17,693,000

M.2.c.

3. Loans to finance commercial real estate, construction, and land development activities

(not secured by real estate ) included in Schedule RC-C, Part I, items 4 and 9, column A4.........................

2746

1,849,000

M.3.

4. Adjustable-rateclosed-end loans secured by first liens on 1-4 family residential properties in

RCON

domestic offices (included in Schedule RC-C, Part I, item 1.c.(2)(a), column B).........................................

5370

375,000

M.4.

5. Loans secured by real estate to non-U.S. addressees (domicile)

(included in Schedule RC-C, Part I, item 1, column A

RCFD

or Schedule RC-C, Part I, items 1.a.(1) through 1.e.(2), column A, as appropriate)....................................

B837

0

M.5.

Memorandum item 6 is to be completed by banks that (1) together with affiliated institutions, have

outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of

the report date, or (2) are credit card specialty banks as defined for Uniform Bank Performance

Report purposes.

6. Outstanding credit card fees and finance charges included in Schedule RC-C, Part I, item 6.a,

column A.....................................................................................................................................................

C391

M.6.

Memorandum items 7.a and 7.b are to be completed by all banks semiannually in the June and

December reports only. 5

7. Purchased credit-impaired loans held for investment accounted for in accordance with FASB

ASC 310-30 (former AICPA Statement of Position 03-3) (exclude loans held for sale):

a.

Outstanding balance............................................................................................................................

C779

M.7.a.

b.

M.7.b.

Amount included in Schedule RC-C, Part I, items 1 through 9.............................................................

C780

  1. Report fixed-rate loans and leases by remaining maturity and floating-rate loans by next repricing date.
  2. Sum of Memorandum items 2.a.(1) through 2.a.(6), plus total nonaccrual closed-end loans secured by first liens on 1-4 family residential properties in domestic offices included in Schedule RC-N, item 1.c.(2)(1), column C, must equal total closed-end loans secured by first liens on 1-4 family residential properties from Schedule RC-C, Part I, item 1.c.(2)(a), column B.
  3. Sum of Memorandum items 2.b.(1) through 2.b.(6), plus total nonaccrual loans and leases from Schedule RC-N, item 9, column C,
    minus nonaccrual closed-end loans secured by first liens on 1-4 family residential properties in domestic offices included in Schedule RC-N, item 1.c. (2)(a), column C, must equal total loans and leases from Schedule RC-C, Part I, sum of items 1 through 10, column A, minus total closed-end loans secured by first liens on 1-4 family residential properties in domestic offices from Schedule RC-C, Part I, item 1.c.(2)(a), column B.
  4. Exclude loans secured by real estate that are included in Schedule RC-C, Part I, item 1, column A.
  5. Memorandum item 7 is to be completed only be institutions that have not yet adopted ASU 2016-13.

03/2020

The Bank of New York Mellon

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Legal Title of Bank

Page 28 of 91

FDIC Certificate Number: 00639

RC-12

Schedule RC-C-Continued

Part I-Continued

Memoranda-Continued

Dollar Amounts in Thousands

RCON

Amount

Memorandum items 8.a to be completed semiannually in the June and December reports only.

8. Closed-end loans with negative amortization features secured by 1-4 family residential

properties in domestic offices:

a. Total amount of closed-end loans with negative amortization features secured

by 1-4 family residential properties (included in Schedule RC-C, Part I, items 1.c.(2)(a)

and (b))...........................................................................................................................................................................

F230

M.8.a.

Memorandum items 8.b and 8.c are to be completed semiannually in the June and December reports only by banks that had closed-end loans with negative amortization features secured by 1-4 family residential properties (as reported in Schedule RC-C, Part I, Memorandum item 8.a) as of December 31, 2019, that exceeded the lesser of $100 million or 5 percent of total loans and leases, held for investment and held for sale, in domestic offices (as reported in Schedule RC-C, Part I, item 12, column B).

  1. Total maximum remaining amount of negative amortization contractually permitted on

closed-end loans secured by 1-4 family residential properties.....................................................................................

F231

M.8.b.

  1. Total amount of negative amortization on closed-end loans secured by 1-4 family

residential properties included in the amount reported in Memorandum item 8.a

above..............................................................................................................................................................................

F232

M.8.c.

9.

Loans secured by 1-4 family residential properties in domestic offices in process of

.....................................................foreclosure (included in Schedule RC-C, Part I, items 1.c.(1), 1.c.(2)(a), and 1.c.(2)(b))

F577

10,000 M.9.

10. and 11. Not applicable

(Column A)

(Column B)

(Column C)

Fair value of acquired

Gross contractual

Best estimate at

loans and leases at

amounts receivable

acquisition date of

acquisition date

at acquisition date

contractual cash flows

not expected to be

collected

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

RCFD

Amount

Memorandum items 12.a, 12.b, 12.c and 12.d

are to be completed semiannually in the June

and December reports only. 1

12.

Loans (not subject to the requirements of

FASB ASC 310-30 (former AICPA

Statement of Position 03-3)) and leases

held for investment that were acquired in

business combinations with acquisition

dates in the current calendar year:1

a. Loans secured by real estate................................................

G091

G092

G093

M.12.a.

b. Commercial and industrial loans...........................................

G094

G095

G096

M.12.b.

c. Loans to individuals for household, family,

and other personal expenditures...........................................

G097

G098

G099

M.12.c.

d. All other loans and all leases................................................

G100

G101

G102

M.12.d.

1. Institutions that have adopted ASU 2016-13 should report only loans held for investment not considered purchased credit-deteriorated in Memorandum item 12.

03/2020

The Bank of New York Mellon

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Legal Title of Bank

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FDIC Certificate Number: 00639

RC-13

Schedule RC-C-Continued

Part I-Continued

Memoranda-Continued

Dollar Amounts in Thousands

RCON

Amount

Memorandum item 13 is to be completed by banks that had construction, land development, and other land loans in domestic offices (as reported in Schedule RC-C, Part I, item 1.a., column B) that exceeded 100 percent of total capital (as reported in Schedule RC-R, Part I, item 35.a) as of December 31, 2019.

13.

Construction, land development, and other land loans in domestic offices with

interest reserves:

a. Amount of loans that provide for the use of interest reserves

(included in Schedule RC-C, Part I, item 1.a, column B)............................................................................................

G376

0

M.13.a.

b. Amount of interest capitalized from interest reserves on construction, land development,

and other land loans that is included in interest and fee income on loans during the

RIAD

quarter (included in Schedule RI, item 1.a.(1)(a)(2))..................................................................................................

G377

0

M.13.b.

Memorandum item 14 is to be completed by all banks.

RCFD

14.

Pledged loans and leases..............................................................................................................................................

G378

1,690,000

M.14.

Memorandum item 15 is to be completed for the December report only.

15. Reverse mortgages in domestic offices:

a. Reverse mortgages outstanding that are held for investment

(included in Schedule RC-C, item 1.c, above):

RCON

(1)

Home Equity Conversion Mortgage (HECM) reverse mortgages........................................................................

J466

M.15.a.(1)

(2)

Proprietary reverse mortgages...........................................................................................................................

J467

M.15.a.(2)

  1. Estimated number of reverse mortgage loan referrals to other lenders during the year from whom compensation has been received for services performed in connection with

the origination of the reverse mortgages:

Number

(1)

Home Equity Conversion Mortgage (HECM) reverse mortgages........................................................................

J468

M.15.b.(1)

(2)

Proprietary reverse mortgages...........................................................................................................................

J469

M.15.b.(2)

c. Principal amount of reverse mortgages originations that have been sold during the year:

Amount

(1)

Home Equity Conversion Mortgage (HECM) reverse mortgages........................................................................

J470

M.15.c.(1)

(2)

Proprietary reverse mortgages...........................................................................................................................

J471

M.15.c.(2)

03/2020

The Bank of New York Mellon

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Legal Title of Bank

Page 30 of 91

FDIC Certificate Number: 00639

RC-14

Schedule RC-C-Continued

Part II. Loans to Small Businesses and Small Farms

Report the number and amount currently outstanding as of the report date of business loans with "original amounts" of $1,000,000 or less and farm loans with "original amounts" of $500,000 or less. The following guidelines should be used to determine the "original amount" of a loan:

  1. For loans drawn down under lines of credit or loan commitments, the "original amount" of the loan is the size of the line of credit or loan commitment when the line of credit or loan commitment was most recently approved, extended, or renewed prior to the report date. However, if the amount currently outstanding as of the report date exceeds this size, the "original amount" is the amount currently outstanding on the report date.
  2. For loan participations and syndications, the "original amount" of the loan participation or syndication is the entire amount of the credit originated by the lead lender.
  3. For all other loans, the "original amount" is the total amount of the loan at origination or the amount currently outstanding as of the report date, whichever is larger.

Loans to Small Businesses

1. and 2. Not applicable

(Column B)

(Column A)

Amount

Currently

Number of Loans

Outstanding

Dollar Amounts in Thousands

RCON

Number

RCON

Amount

3. Number and amount currently outstanding of "Loans secured by nonfarm

nonresidential properties" in domestic offices reported in Schedule RC-C,

Part I, items 1.e.(1) and 1.e.(2), column B (sum of items 3.a through 3.c

must be less than or equal to Schedule RC-C, Part I, sum of items 1.e.(1)

and 1.e.(2), column B):

a.

With original amounts of $100,000 or less.................................................

5564

0

5565

0

3.a.

b.

With original amounts of more than $100,000 through $250,000...............

5566

0

5567

0

3.b.

c.

With original amounts of more than $250,000 through $1,000,000.............

5568

1

5569

0

3.c.

4. Number and amount currently outstanding of "Commercial and industrial loans to U.S. addressees" in domestic offices reported in Schedule RC-C, Part I, item 4.a, column B (sum of items 4.a through 4.c must be less than or equal to Schedule RC-C, Part I, item 4.a, column B):

a.

With original amounts

of $100,000 or less.................................................

5570

2

5571

0

4.a.

b.

With original amounts

of more than $100,000 through $250,000...............

5572

3

5573

0

4.b.

c.

With original amounts of more than $250,000 through $1,000,000.............

5574

5

5575

3,000

4.c.

03/2017

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 31 of 91

FDIC Certificate Number: 00639

RC-15

Schedule RC-C-Continued

Part II-Continued

Agricultural Loans to Small Farms

5. and 6. Not applicable

(Column A)

(Column B)

Amount Currently

Number of Loans

Outstanding

Dollar Amounts in Thousands

RCON

Number

RCON

Amount

7. Number and amount currently outstanding of "Loans secured by farmland

(including farm residential and other improvements)" in domestic offices

reported in Schedule RC-C, Part I, item 1.b, column B

(sum of items 7.a through 7.c must be less than or equal to Schedule RC-C,

Part I, item 1.b, column B):

a.

With original amounts of $100,000 or less.........................................................

5578

5579

7.a.

b.

With original amounts of more than $100,000 through $250,000......................

5580

5581

7.b.

c.

With original amounts of more than $250,000 through $500,000......................

5582

5583

7.c.

8. Number and amount currently outstanding of "Loans to finance agricultural production and other loans to farmers" in domestic offices reported in Schedule RC-C, Part I, item 3, column B

(sum of items 8.a through 8.c must be less than or equal to Schedule RC-C, Part I, item 3, column B):

a.

With original amounts of $100,000 or less.........................................................

5584

5585

8.a.

b.

With original amounts of more than $100,000 through $250,000......................

5586

5587

8.b.

c.

With original amounts of more than $250,000 through $500,000......................

5588

5589

8.c.

03/2017

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 32 of 91

FDIC Certificate Number: 00639

RC-16

Schedule RC-D-Trading Assets and Liabilities

Schedule RC-D is to be completed by banks that (1) reported total trading assets of $10 million or more in any of the four preceding

calendar quarters or (2) meet the FDIC's definition of a large or highly complex institution for deposit insurance

assessment purposes.

Consolidated Bank

Dollar Amounts in Thousands

RCFD

Amount

Assets

1.

...............................................................................................................................U.S. Treasury securities

3531

8,000

1.

2.

U.S. Government agency obligations (exclude mortgage-backed securities)

2.

3532

0

3.

Securities issued by states and political subdivisions in the U.S

3.

3533

0

4.

Mortgage-backed securities (MBS):

a.

Residential mortgage pass-through securities issued or guaranteed by FNMA, FHLMC,

or GNMA................................................................................................................................................

G379

0

4.a.

b.

Other residential MBS issued or guaranteed by U.S. Government

....................................agencies or sponsored agencies1 (include CMOs, REMICs, and stripped MBS)

G380

0

4.b.

c.

All other residential MBS........................................................................................................................

G381

0

4.c.

d.

Commercial MBS issued or guaranteed by U.S. Government agencies or sponsored

................................................................................................................................................agencies1

K197

0

4.d.

e.

All other commercial MBS......................................................................................................................

K198

0

4.e.

5.

Other debt securities:

a.

Structured financial products..................................................................................................................

HT62

0

5.a.

b.

All other debt securities..........................................................................................................................

G386

0

5.b.

6.

Loans:

a.

Loans secured by real estate:

6.a.

(1) Loans secured by 1 - 4 family residential properties..........................................................................

HT63

0

6.a.(1)

(2) All other loans secured by real estate................................................................................................

HT64

0

6.a.(2)

b.

Commercial and industrial loans.............................................................................................................

F614

0

6.b.

c.

Loans to individuals for household, family, and other personal expenditures

(i.e., consumer loans) (includes purchased paper).................................................................................

HT65

0

6.c.

d.

Other loans.............................................................................................................................................

F618

0

6.d.

7. and

8. Not applicable

9.

.....................................................................................................................................Other trading assets

3541

990,000

9.

10.

Not applicable

11.

.............................................................................................................Derivatives with a positive fair value

3543

5,614,000

11.

12.

Total trading assets (sum of items 1 through 11)

....................................................................................................(must equal Schedule RC, item 5)

3545

6,612,000

12.

Liabilities

13.

a.

Liability for short positions......................................................................................................................

3546

0

13.a.

b.

Other trading liabilities............................................................................................................................

F624

0

13.b.

14.

Derivatives with a negative fair value

14.

3547

5,061,000

15.

Total trading liabilities (sum of items 13.a through 14)

..............................................................................................................(must equal Schedule RC, item 15)

3548

5,061,000

15.

1. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA).

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 33 of 91

FDIC Certificate Number: 00639

RC-17

Schedule RC-D-Continued

Memoranda

Consolidated Bank

Dollar Amounts in Thousands

RCFD

Amount

1. Unpaid principal balance of loans measured at fair value (reported in Schedule RC-D,

items 6.a through 6.d):

a.

Loans secured by real estate:

(1) Loans secured by 1 - 4 family residential properties.....................................................................................

HT66

0

M.1.a.(1)

(2) All other loans secured by real estate...........................................................................................................

HT67

0

M.1.a.(2)

b.

Commercial and industrial loans........................................................................................................................

F632

0

M.1.b.

c.

Loans to individuals for household, family, and other personal

expenditures (i.e., consumer loans) (includes purchased paper).......................................................................

HT68

0

M.1.c.

d.

Other loans.............................................................................................................................

F636

0

M.1.d.

Memorandum items 2 through 10 are to be completed by banks with $10 billion or more in total

trading assets. 1

2. Loans measured at fair value that are past due 90 days or more:

a.

Fair value...........................................................................................................................................................

F639

0

M.2.a.

b.

Unpaid principal balance....................................................................................................................................

F640

0

M.2.b.

3. Structured financial products by underlying collateral or reference assets (for each column, sum of

Memorandum items 3.a through 3.g must equal Schedule RC-D, sum of items 5.a.(1) through (3)):

a.

Trust preferred securities issued by financial institutions...................................................................................

G299

0

M.3.a.

b.

Trust preferred securities issued by real estate investment trusts.....................................................................

G332

0

M.3.c.

c.

Corporate and similar loans...............................................................................................................................

G333

0

M.3.c.

d.

1-4 family residential MBS issued or guaranteed by U.S. government-sponsored

enterprises (GSEs).............................................................................................................................................

G334

0

M.3.d.

e.

1-4 family residential MBS not issued or guaranteed by GSEs.........................................................................

G335

0

M.3.e.

f.

Diversified (mixed) pools of structured financial products..................................................................................

G651

0

M.3.f.

g.

Other collateral or reference assets...................................................................................................................

G652

0

M.3.g.

4. Pledged trading assets:

a.

Pledged securities..............................................................................................................................................

G387

0

M.4.a.

b.

Pledged loans....................................................................................................................................................

G388

0

M.4.b.

5. Asset-backed securities:

a.

Credit card receivables......................................................................................................................................

F643

0

M.5.a.

b.

Home equity lines...............................................................................................................................................

F644

0

M.5.b.

c.

Automobile loans...............................................................................................................................................

F645

0

M.5.c.

d.

Other consumer loans........................................................................................................................................

F646

0

M.5.d.

e.

Commercial and industrial loans........................................................................................................................

F647

0

M.5.e.

f.

Other..................................................................................................................................................................

F648

0

M.5.f.

  1. Not applicable
  2. Equity securities (included in Schedule RC-D, item 9, above):

a.

Readily determinable fair values........................................................................................................................

F652

0

M.7.a.

b.

Other..................................................................................................................................................................

F653

0

M.7.b.

8. Loans pending securitization....................................................................................................................................

F654

0

M.8.

9. Other trading assets (itemize and describe amounts included in Schedule RC-D, item 9, that are greater than $1,000,000 and exceed 25 percent of the item):2

a.

TEXT

F655

0

M.9.a.

F655

b.

TEXT

F656

0

M.9.b.

F656

c.

TEXT

F657

0

M.9.c.

F657

10. Other trading liabilities (itemize and describe amounts included in Schedule RC-D, item 13.b, that are greater than $1,000,000 and exceed 25 percent of the item):

a.

TEXT

F658

0

M.10.a.

F658

b.

TEXT

F659

0

M.10.b.

F659

c.

TEXT

F660

0

M.10.c.

F660

1. The $10 billion trading assets-size test is based on total trading assets reported on the June 30, 2019,Report of Condition.

2. Exclude equity securities.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 34 of 91

FDIC Certificate Number: 00639

RC-18

Schedule RC-E-Deposit Liabilities

Part I. Deposits in Domestic Offices

Nontransaction

Transaction Accounts

Accounts

(Column A)

(Column B)

(Column C)

Total Transaction

Memo: Total

Total

Accounts (Including

Demand Deposits1

Nontransaction

Total Demand

(Included In

Accounts

Deposits)

Column A)

(Including MMDAs)

Dollar Amounts in Thousands

RCON

Amount

RCON

Amount

RCON

Amount

Deposits of:

1.

Individuals, partnerships, and corporations.............

B549

119,467,000

B550

59,406,000

1.

2.

U.S. Government....................................................

2202

447,000

2520

2,000

2.

3.

States and political subdivisions in the U.S. ...........

2203

4,511,000

2530

685,000

3.

4.

Commercial banks and other depository

institutions in the U.S. ............................................

B551

5,097,000

B552

2,958,000

4.

5.

Banks in foreign countries.......................................

2213

10,236,000

2236

1,383,000

5.

6.

Foreign governments and official institutions

(including foreign central banks).............................

2216

3,260,000

2377

216,000

6.

7. Total (sum of items 1 through 6) (sum of columns A and C must equal Schedule RC,

item 13.a)...............................................................

2215

143,018,000

2210

142,171,000

2385

64,650,000

7.

Memoranda

Dollar Amounts in Thousands

RCON

Amount

1. Selected components of total deposits (i.e., sum of item 7, columns A and C):

................................................a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts

6835

4,380,000

M.1.a.

b.

Total brokered deposits.........................................................................................................................

2365

5,774,000

M.1.b.

c.

...................................................................Brokered deposits of $250,000 or less (fully insured brokered deposits)2

HK05

5,772,000

M.1.c.

  1. Maturity data for brokered deposits:
    1. Brokered deposits of $250,000 or less with a remaining maturity of one year or

less (included in Memorandum item 1.c. above).............................................................................

HK06

5,772,000 M.1.d.(1)

  1. Not applicable
  2. Brokered deposits of more than $250,000 with a remaining maturity of one year or

less (included in Memorandum item 1.b above)..............................................................................

K220

2,000 M.1.d.(3)

  1. Preferred deposits (uninsured deposits of states and political subdivisions in the U.S. reported in item 3 above which are secured or collateralized as required under state law)

(to be completed for the December report only) ....................................................................................

5590

0

M.1.e

f.

Estimated amount of deposits obtained through the use of deposit listing services

that are not brokered deposits...............................................................................................................

K223

0

M.1.f

g.

M.1.g

Total reciprocal deposits ......................................................................................................................

JH83

0

  1. Includes interest-bearing and noninterest-bearing demand deposits.
  2. The dollar amounts used as the basis for reporting in Memorandum items 1.c. reflects the deposit insurance limits in effect on the report date.

03/2019

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 35 of 91

FDIC Certificate Number: 00639

RC-19

Schedule RC-E-Continued

Part I-Continued

Memoranda-Continued

Dollar Amounts in Thousands

RCON

Amount

2. Components of total nontransaction accounts

(sum of Memorandum items 2.a through 2.d must equal item 7, column C above): a. Savings deposits:

(1)

Money market deposit accounts (MMDAs).........................................................................................

6810

25,059,000

M.2.a.(1)

(2)

M.2.a.(2)

Other savings deposits (excludes MMDAs)........................................................................................

0352

36,000

M.2.b.

b. Total time deposits of less than $100,000................................................................................................

6648

589,000

M.2.c.

c. Total time deposits of $100,000 through $250,000...................................................................................

J473

90,000

d. Total time deposits of more than $250,000..............................................................................................

J474

38,876,000

M.2.d.

e. Individual Retirement Accounts (IRAs) and Keogh Plan accounts of $100,000 or more

included in Memorandum items 2.c and 2.d above...................................................................................

F233

0

M.2.e.

3. Maturity and repricing data for time deposits of $250,000 or less:

a. Time deposits of $250,000 or less with a remaining maturity or next repricing date of: 1, 2

(1)

Three months or less.........................................................................................................................

HK07

678,000

M.3.a.(1)

(2)

M.3.a.(2)

Over three months through 12 months...............................................................................................

HK08

1,000

(3)

M.3.a.(3)

Over one year through three years.....................................................................................................

HK09

0

(4)

Over three years................................................................................................................................

HK10

0

M.3.a.(4)

b. Time deposits of $250,000 or less with a REMAINING MATURITY of one year or less

....................................................................(included in Memorandum items 3.a.(1) and 3.a.(2) above)3

HK11

679,000

M.3.b.

4. Maturity and repricing data for time deposits of more than $250,000:

a. Time deposits of more than $250,000 with a remaining maturity or next repricing date of: 1, 4

(1)

Three months or less.........................................................................................................................

HK12

38,874,000

M.4.a.(1)

(2)

M.4.a.(2)

Over three months through 12 months...............................................................................................

HK13

2,000

(3)

M.4.a.(3)

Over one year through three years.....................................................................................................

HK14

0

(4)

Over three years................................................................................................................................

HK15

0

M.4.a.(4)

b. Time deposits of more than $250,000 with a REMAINING MATURITY of one year or less

....................................................................(included in Memorandum items 4.a.(1) and 4.a.(2) above)3

K222

38,876,000

M.4.b.

5. Does your institution offer one or more consumer deposit account products, i.e., transaction

account or nontransaction savings account deposit products intended primarily for individuals

RCON

YES/NO

for personal, household, or family use?..........................................................................................................

P752

NO

M.5.

Memorandum items 6 and 7 are to be completed by institutions with $1 billion or more in total

assets 5 that answered "Yes" to Memorandum item 5 above.

Dollar Amounts in Thousands

RCON

Amount

6. Components of total transaction account deposits of individuals, partnerships, and corporations (sum of Memorandum items 6.a and 6.b must less than or equal item 1, column A, above):

a. Total deposits in those noninterest-bearing transaction account deposit products intended

primarily for individuals for personal, household, or family use.................................................................

P753

M.6.a.

b. Total deposits in those interest-bearing transaction account deposit products intended

primarily for individuals for personal, household, or family use.................................................................

P754

M.6.b.

  1. Report fixed-rate time deposits by remaining maturity and floating rate time deposits by next repricing date.
  2. Sum of Memorandum items 3.a.(1) through 3.a.(4) must equal Schedule RC-E, sum of Memorandum items 2.b and 2.c.
  3. Report both fixed- and floating-rate time deposits by remaining maturity. Exclude floating rate time deposits with a next repricing date of one year or less that have a remaining maturity of over one year.
  4. Sum of Memorandum items 4.a.(1) through 4.a.(4) must equal Schedule RC-E, Memorandum item 2.d.

5. The $1 billion asset size test is based on the total assets reported on the June 30, 2019, Report of Condition.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 36 of 91

FDIC Certificate Number: 00639

RC-20

Schedule RC-E-Continued

Part I-Continued

Memoranda-Continued

Dollar Amounts in Thousands

RCON

Amount

7. Components of total nontransaction account deposits of individuals, partnerships, and corporations (sum of Memorandum items 7.a.(1), 7.a.(2), 7.b.(1), and 7.b.(2) plus all time deposits of individuals, partnerships, and corporations must equal item 1, column C, above):

  1. Money market deposit accounts (MMDAs) of individuals, partnerships, and corporations (sum of Memorandum items 7.a.(1) and 7.a.(2) must be less than or equal to Memorandum item 2.a.(1) above):
    (1) Total deposits in those MMDA deposit products intended primarily for individuals

for personal, household, or family use

P756

M.7.a.(1)

(2)

M.7.a.(2)

Deposits in all other MMDAs of individuals, partnerships, and corporations........................................

P757

b. Other savings deposit accounts of individuals, partnerships, and corporations (sum of

Memorandum items 7.b.(1) and 7.b.(2) must be less than or equal to Memorandum item

2.a.(2) above):

(1)

Total deposits in those other savings deposit account deposit products intended

primarily for individuals for personal, household, or family use.................................................................

P758

M.7.b.(1)

(2)

M.7.b.(2)

Deposits in all other savings deposit accounts of individuals, partnerships, and corporations.............

P759

Part II. Deposits in Foreign Offices (including Edge and Agreement subsidiaries and IBFs)

Item 1 through 6 are to be completed by banks with $10 billion or more in total assets 1

Dollar Amounts in Thousands

RCFN

Amount

Deposits of:

1.

Individuals, partnerships, and corporations (include all certified and official checks)......................................

B553

87,664,000

1.

2.

U.S. banks (including IBFs and foreign branches of U.S. banks) and other U.S. depository

institutions......................................................................................................................................................

B554

212,000

2.

3.

Foreign banks (including U.S. branches and agencies of foreign banks, including their IBFs)........................

2625

28,442,000

3.

4.

Foreign governments and official institutions (including foreign central banks)...............................................

2650

13,684,000

4.

5.

U.S. Government and states and political subdivisions in the U.S. ................................................................

B555

86,000

5.

6.

Total (sum of items 1 through 5) (must equal Schedule RC, item 13.b)..........................................................

2200

130,088,000

6.

Memorandum

Memorandum item 1 is to be completed by all banks.

Dollar Amounts in Thousands

RCFN

Amount

1.

Time deposits with a remaining maturity of one year or less (included in Schedule RC, item 13.b)................

A245

1,374,000

M.1.

1 The $10 billion asset size test is based on the total assets reported on the June 30, 2019, Report of Condition.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 37 of 91

FDIC Certificate Number: 00639

RC-21

Schedule RC-F-Other Assets1

Dollar Amounts in Thousands

RCFD

Amount

1.

Accrued interest receivable2.............................................................................................................................

B556

499,000

1.

2.

...................................................................................................................................Net deferred tax assets3

2148

1,000

2.

3.

Interest-only strips receivable (not in the form of a security)4………………………………………...……………

HT80

0

3

4.

..........................................................................Equity investments without readily determinable fair values5

1752

368,000

4.

5.

Life insurance assets:

a.

General account life insurance assets.......................................................................................................

K201

1,407,000

5.a.

b.

Separate account life insurance assets.....................................................................................................

K202

1,768,000

5.b.

c.

Hybrid account life insurance assets.........................................................................................................

K270

1,270,000

5.c.

6.

All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent

of this item).......................................................................................................................................................

2168

11,759,000

6.

a.

Prepaid expenses...........................................................................................

2166

0

6.a.

b.

Repossessed personal property (including vehicles)....................................

1578

0

6.b.

c.

Derivatives with a positive fair value held for purposes other than

trading.............................................................................................................

C010

0

6.c.

d.

FDIC loss-sharing indemnification assets......................................................

J448

0

6.d.

e.

Computer software .........................................................................................

FT33

0

6.e.

f.

Accounts receivable .......................................................................................

FT34

3,200,000

6.f.

g.

Receivables from foreclosed government-guaranteed mortgage loans ......

FT35

0

6.g.

h.

TEXT

3549

0

6.h.

3549

i.

TEXT

3550

0

6.i.

3550

j.

TEXT

3551

0

6.j.

3551

7.

Total (sum of items 1 through 6) (must equal Schedule RC, item 11)............................................................

2160

17,072,000

7.

Schedule RC-G-Other Liabilities

Dollar Amounts in Thousands

RCON

Amount

1.

a.

Interest accrued and unpaid on deposits in domestic offices6..................................................................

3645

4,000

1.a.

RCFD

b. Other expenses accrued and unpaid (includes accrued income taxes payable).....................................

3646

1,202,000

1.b.

2.

................................................................................................................................Net deferred tax liabilities3

3049

1,279,000

2.

3.

...............................................................Allowance for credit losses on off-balance-sheet credit exposures7

B557

146,000

3.

4.

All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent

of this item)

.......................................................................................................................................................

2938

7,033,000

4.

a.

Accounts payable............................................................................................

3066

2,558,000

4.a.

b.

Deferred compensation liabilities...................................................................

C011

0

4.b.

c. Dividends declared but not yet payable.........................................................

2932

0

4.c.

d. Derivatives with a negative fair value held for purposes other than

trading.............................................................................................................

C012

0

4.d.

e.

.............................................................................Operating lease liabilities

LB56

0

4.e.

f.

TEXT

Non-trading Hedges

3552

2,353,000

4.f.

3552

g.

TEXT

3553

0

4.g.

3553

h.

TEXT

3554

0

4.h.

3554

5.

Total (sum of items 1 through 4) (must equal Schedule RC, item 20)............................................................

2930

9,664,000

5.

  1. Institutions that have adopted ASU 2016-13 should report asset amounts in Scheduled RC-F net of any applicable allowance for credit losses.
  2. Include accrued interest receivable on loans, leases, debt securities, and other interest-bearing assets. Exclude accrued interest receivables on interest-bearing assets that is reported elsewhere on the balance sheet.
  3. See discussion of deferred income taxes in Glossary entry on "income taxes."
  4. Report interest-only strips receivable in the form of a security as available-for-sale securities in Schedule RC, item 2.b, or as trading assets in Schedule RC, item 5, as appropriate.
  5. Include Federal Reserve stock, Federal Home Loan Bank stock, and bankers' bank stock.
  6. For savings banks, include "dividends" accrued and unpaid on deposits.
  7. Institutions that have adopted ASU 2016-13 should report in Schedule RC-G, item 3 the allowance for credit losses on those off-balance sheet credit exposures that fall within the scope of the standard.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 38 of 91

FDIC Certificate Number: 00639

RC-22

Schedule RC-H-Selected Balance Sheet Items for Domestic Offices

To be completed only by banks with foreign offices.

Domestic Offices

Dollar Amounts in Thousands

RCON

Amount

1. and 2. Not applicable

3.

Securities purchased under agreements to resell...........................................................................................

B989

5,954,000

3.

4.

..........................................................................................Securities sold under agreements to repurchase1

B995

2,695,000

4.

5.

Other borrowed money.....................................................................................................................................

3190

3,099,000

5.

EITHER

6.

Net due from own foreign offices, Edge and agreement subsidiaries, and IBFs...........................................

2163

0

6.

OR

7.

Net due to own foreign offices, Edge and agreement subsidiaries, and IBFs...............................................

2941

4,044,000

7.

8.

Total assets

(excludes net due from foreign offices, Edge and agreement subsidiaries, and IBFs)..................................

2192

254,569,000

8.

9.

Total liabilities

(excludes net due to foreign offices, Edge and agreement subsidiaries, and IBFs)......................................

3129

223,562,000

9.

(Column A)

(Column B)

Amortized Cost of

Fair Value of

Held-to-Maturity

Available-for-Sale

Securities2

Securities

Dollar Amounts in Thousands

RCON

Amount

RCON

Amount

10.

U.S. Treasury securities.......................................................................................

0211

2,930,000

1287

21,717,000

10.

11.

U.S. Government agency obligations

(exclude mortgage-backed securities).................................................................

8492

1,244,000

8495

2,117,000

11.

12.

Securities issued by states and political subdivisions in the U.S. ......................

8496

16,000

8499

984,000

12.

13. Mortgage-backed securities (MBS): a. Mortgage pass-through securities:

(1)

Issued or guaranteed by FNMA, FHLMC, or GNMA...............................

G389

27,846,000

G390

17,842,000

13.a.(1)

(2)

Other mortgage pass-through securities.................................................

1709

0

1713

0

13.a.(2)

  1. Other mortgage-backed securities
    (include CMOs, REMICs, and stripped MBS):
    1. Issued or guaranteed by U.S. Government agencies or

...............................................................................sponsored agencies3

G393

3,540,000

G394

17,519,000

13.b.(1)

(2) All other mortgage-backed securities......................................................

1733

31,000

1736

3,549,000

13.b.(2)

14.

Other domestic debt securities (include domestic structured financial

products and domestic asset-backed securities)................................................

G397

403,000

G398

7,835,000

14.

15.

Other foreign debt securities (include foreign structured financial

products and foreign asset-backed securities)....................................................

G399

0

G400

786,000

15.

16.

Investments in mutual funds and other equity securities with readily

......................................................................................determinable fair values4

A511

16.

17.

Total held-to-maturity and available-for-sale securities

(sum of items 10 through 16)...............................................................................

1754

36,010,000

1773

72,349,000

17.

RCON

Amount

18.

Equity investments not held for trading:

a. Equity securities with readily determinable fair values5………………………………………………………

JA22

56,000

18.a.

b. Equity investments without readily determinable fair values ....................................................................

1752

368,000

18.b.

  1. Institutions that have adopted ASU 2016-13 should report in item 4 amounts net of any applicable allowance for credit losses.
  2. For Institutions that have adopted ASU 2016-13, allowances for credit losses should not be deducted from the amortized cost amounts reported in items 10 through 17, column A.
  3. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA).
  4. Item 16 is to be completed only by institutions that have not adopted ASU 2016-01, which includes provisions governing the accounting for investments in equity securities. See the instructions for further detail on ASU 2016-01.
  5. Item 18.a is to be completed only by institutions that have adopted ASU 2016-01. See the instructions for further detail on ASU 2016-01.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 39 of 91

FDIC Certificate Number: 00639

RC-23

Schedule RC-H-Continued

Dollar Amounts in Thousands

RCON

Amount

Items 19, 20 and 21 are to be completed by (1) banks that reported total trading assets of $10

million or more in any of the four preceding calendar quarters and (2) all banks meeting the FDIC's

definition of a large or highly complex institution for deposit insurance assessment purposes.

19.

Total trading assets.....................................................……………………………………………………………

19.

3545

5,038,000

20.

Total trading liabilities..................................………………………………………………………………….........

3548

3,448,000

20.

21.

Total loans held for trading……………………………………………………………………………………………

HT71

0

21.

Item 22 is to be completed by banks that: (1) have elected to report financial instruments or servicing assets and liabilities at fair value under a fair value option with changes in fair value recognized in earnings, or (2) are required to completed Schedule RC-D, Trading Assets and Liabilities.

RCON Amount

22. Total amount of fair value option loans held for investment and held for sale…………………………………

JF75

0

22.

Schedule RC-I-Assets and Liabilities of IBFs

To be completed only by banks with IBFs and other "foreign" offices.

Dollar Amounts in Thousands

RCFN

Amount

1.

Total IBF assets of the consolidated bank (component of Schedule RC, item 12)........................................

2133

0

1.

2.

Total IBF liabilities (component of Schedule RC, item 21)............................................................................

2898

18,334,000

2.

09/2019

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 40 of 91

FDIC Certificate Number: 00639

RC-24

Schedule RC-K-Quarterly Averages1

Dollar Amounts in Thousands

RCFD

Amount

Assets

1.

.....................................................................Interest-bearing balances due from depository institutions

3381

96,074,000

1.

2.

U.S. Treasury securities and U.S. Government agency obligations2

(excluding mortgage-backed securities)..................................................................................................

B558

24,980,000

2.

3.

...................................................................................................................Mortgage-backed securities2

B559

67,969,000

3.

4.

All other debt securities2 and equity securities with readily determinable fair

values not held for trading3 ………………………………………………………………………………………

B560

32,848,000

4.

5.

..............................................Federal funds sold and securities purchased under agreements to resell

3365

20,713,000

5.

6.

Loans:

a. Loans in domestic offices:

RCON

(1) Total loans.................................................................................................................................

3360

14,291,000

6.a.(1)

(2) Loans secured by real estate:

............................................................(a) Loans secured by 1-4 family residential properties

3465

781,000

6.a.(2)(a)

(b) All other loans secured by real estate.................................................................................

3466

3,811,000

6.a.(2)(b)

.........................................(3) Loans to finance agricultural production and other loans to farmers

3386

0

6.a.(3)

(4) Commercial and industrial loans...............................................................................................

3387

494,000

6.a.(4)

(5) Loans to individuals for household, family, and other personal expenditures:

(a) Credit cards........................................................................................................................

B561

0

6.a.(5)(a)

(b) Other (includes revolving credit plans other than credit cards, automobile loans,

and other consumer loans).................................................................................................

B562

0

6.a.(5)(b)

..........................b. Total loans in foreign offices, Edge and agreement subsidiaries, and IBFs

RCFN

3360

11,133,000

6.b.

Item 7 is to be completed by (1) banks that reported total trading assets of $10 million

or more in any of the four preceding calendar quarters and (2) all banks meeting the

FDIC's definition of a large or highly complex institution for deposit insurance

assessment purposes.

7.

Trading assets..............................................................................................................................

RCFD

3401

7,737,000

7.

8.

Lease financing receivables (net of unearned income)

8.

RCFD

3484

1,086,000

9.

.................................................................................................................................Total assets4

RCFD

3368

307,206,000

9.

Liabilities

RCON

10.

Interest-bearing transaction accounts in domestic offices (interest-bearing demand deposits,

...........................NOW accounts, ATS accounts, and telephone and preauthorized transfer accounts)

3485

44,469,000

10.

11.

Nontransaction accounts in domestic offices:

a. Savings deposits (includes MMDAs)................................................................................................

B563

29,700,000

11.a.

b. Time deposits of $250,000 or less....................................................................................................

HK16

914,000

11.b.

c. Time deposits of more than $250,000..............................................................................................

HK17

33,362,000

11.c.

12.

Interest-bearing deposits in foreign offices, Edge and agreement subsidiaries,

12.

and IBFs.......................................................................................................................................

RCFN

3404

102,224,000

13.

Federal funds purchased and securities sold under agreements to repurchase

13.

RCFD

3353

5,132,000

14.

..........................................................Other borrowed money (includes mortgage indebtedness)

RCFD

3355

3,488,000

14.

  1. For all items, banks have the option of reporting either (1) an average of DAILY figures for the quarter, or (2) an average of WEEKLY figures (i.e., the Wednesday of each week of the quarter).
  2. Quarterly averages for all debt securities should be based on amortized cost.
  3. For institutions that have adopted ASU 2016-01, which includes provisions governing the accounting for investments in equity securities, quarterly averages for equity securities with readily determinable fair values should be based on fair value. For institutions that have not adopted ASU 2016-01, quarterly averages for equity securities with readily determinable fair values should be based on historical cost.
  4. The quarterly average for total assets should reflect securities not held for trading as follows:
    1. Debt securities at amortized cost.
    2. For institutions that have adopted ASU 2016-01, equity securities with readily determinable fair values at fair value. For institutions that have not adopted ASU 2016-01, equity securities with readily determinable fair values at the lower of cost or fair value.
    3. For institutions that have adopted ASU 2016-01, equity investments without readily determinable fair values, their balance sheet carrying values (i.e., fair value or, if elected, cost minus impairment, if any, plus or minus changes resulting from observable price changes).
      For institutions that have not adopted ASU 2016-01, equity investments without readily determinable fair values at historical cost.

09/2019

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 41 of 91

FDIC Certificate Number: 00639

RC-25

Schedule RC-L-Derivatives and Off-Balance-Sheet Items

Please read carefully the instructions for the preparation of Schedule RC-L. Some of the amounts reported in Schedule RC-L are regarded as volume indicators and not necessarily as measures of risk.

Dollar Amounts in Thousands

RCFD

Amount

1. Unused commitments:

a. Revolving, open-end lines secured by 1-4 family residential properties, e.g., home-equity

lines............................................................................................................................................................

3814

0

1.a.

Item 1.a.(1) is to be completed for the December report only.

(1)

Unused commitments for reverse mortgages outstanding that are held for investment in

RCON

domestic offices...................................................................................................................................

HT72

0

1.a.(1)

RCFD

b. Credit card lines..........................................................................................................................................

3815

0

1.b.

Items 1.b.(1) and 1.b.(2) are to be completed semiannually in the June and December

reports only by banks with either $300 million or more in total assets or $300 million or more

in credit card lines 1 (sum of items 1.b.(1) and 1.b.(2) must equal item 1.b).

(1)

Unused consumer credit card lines.......................................................................................................

J455

0

1.b.(1)

(2)

1.b.(2)

Other unused credit card lines..............................................................................................................

J456

0

  1. Commitments to fund commercial real estate, construction, and land development loans:
    1. Secured by real estate:

(a) 1-4 family residential construction loan commitments.....................................................................

F164

0

1.c.(1)(a)

(b) Commercial real estate, other construction loan, and land development loan

commitments .................................................................................................................................

F165

1,248,000

1.c.(1)(b)

(2)

NOT secured by real estate..................................................................................................................

6550

2,000

1.c.(2)

................................................................................................................................d. Securities underwriting

3817

0

1.d.

e. Other unused commitments:

(1)

Commercial and industrial loans...........................................................................................................

J457

8,848,000

1.e.(1)

(2)

Loans to financial institutions................................................................................................................

J458

6,415,000

1.e.(2)

(3)

All other unused commitments.............................................................................................................

J459

59,025,000

1.e.(3)

.....................................................................................................................2. Financial standby letters of credit

3819

2,156,000

2.

Item 2.a is to be completed by banks with $1 billion or more in total assets. 1

.......................a. Amount of financial standby letters of credit conveyed to others

3820

143,000

2.a.

3. Performance standby letters of credit...............................................................................................................

3821

58,000

3.

Item 3.a is to be completed by banks with $1 billion or more in total assets. 1

................a. Amount of performance standby letters of credit conveyed to others

3822

3,000

3.a.

4. Commercial and similar letters of credit...........................................................................................................

3411

113,000

4.

5. Not applicable

6. Securities lent and borrowed:

a. Securities lent (including customers' securities lent where the customer is indemnified against

..........................................................................................................................loss by the reporting bank)

3433

480,463,000

6.a.

...................................................................................................................................b. Securities borrowed

3432

2,394,000

6.b.

(Column A)

(Column B)

Sold Protection

Purchased Protection

7. Credit derivatives:

RCFD

Amount

RCFD

Amount

a. Notional amounts:

(1)

Credit default swaps..........................................

C968

0

C969

165,000

7.a.(1)

(2)

Total return swaps.............................................

C970

0

C971

0

7.a.(2)

(3)

Credit options....................................................

C972

0

C973

0

7.a.(3)

(4)

Other credit derivatives......................................

C974

0

C975

0

7.a.(4)

1. The asset-size tests and the $300 million credit card lines test are based on the total assets and credit card lines reported in the June 30, 2019, Report of Condition.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 42 of 91

FDIC Certificate Number: 00639

RC-26

Schedule RC-L-Continued

(Column A)

(Column B)

Sold Protection

Purchased Protection

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

7. b. Gross fair values:

(1) Gross positive fair value................................

C219

0

C221

2,000

7.b.(1)

(2) Gross negative fair value..............................

C220

0

C222

0

7.b.(2)

Notional amounts by regulatory capital treatment:1

7. c.

RCFD

Amount

(1) Positions covered under the Market Risk Rule:

(a) Sold protection...........................................................................................................................

G401

0

7.c.(1)(a)

(b) Purchased protection.................................................................................................................

G402

0

7.c.(1)(b)

(2) All other positions:

(a) Sold protection...........................................................................................................................

G403

0

7.c.(2)(a)

(b) Purchased protection that is recognized as a guarantee for regulatory capital

purposes....................................................................................................................................

G404

0

7.c.(2)(b)

(c) Purchased protection that is not recognized as a guarantee for regulatory capital

purposes....................................................................................................................................

G405

165,000

7.c.(2)(c)

Remaining Maturity of:

(Column A)

(Column B)

(Column C)

One Year or Less

Over One Year

Over Five Years

Through Five Years

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

RCFD

Amount

7. d. Notional amounts by remaining maturity:

(1) Sold credit protection:2

(a) Investment grade......................................

G406

0

G407

0

G408

0

7.d.(1)(a)

(b) Subinvestment grade...............................

G409

0

G410

0

G411

0

7.d.(1)(b)

(2) Purchased credit protection:3

(a) Investment grade......................................

G412

0

G413

165,000

G414

0

7.d.(2)(a)

(b) Subinvestment grade...............................

G415

0

G416

0

G417

0

7.d.(2)(b)

RCFD

Amount

8. Spot foreign exchange contracts......................................................................................................................

8765

103,572,000

8.

9. All other off-balance-sheet liabilities (exclude derivatives) (itemize and describe each

component of this item over 25 percent of Schedule RC, item 27.a, "Total

bank equity capital").................

3430

0

9.

a.

.................................................................................................Not applicable

b. Commitments to purchase when-issued securities.......................................

3434

0

9.b.

c. Standby letters of credit issued by another party

(e.g., a Federal Home Loan Bank) on the bank's behalf..............................

C978

0

9.c.

d.

TEXT

3555

0

9.d.

3555

e.

TEXT

3556

0

9.e

3556

f.

TEXT

3557

0

9.f.

3557

10. All other off-balance-sheet assets (exclude derivatives) (itemize and describe each component of this item over 25 percent of Schedule

RC, item 27.a, "Total bank equity capital")...........................................................

5591

0 10.

a. Commitments to sell when-issued securities.................................................

3435

0

10.a.

b.

TEXT

5592

0

10.b.

5592

c.

TEXT

5593

0

10.c

5593

d.

TEXT

5594

0

10.d.

5594

e.

TEXT

5595

0

10.e.

5595

  1. Sum of items 7.c.(1)(a) and 7.c.(2)(a), must equal sum of items 7.a.(1) through (4), column A. Sum of items 7.c.(1)(b), 7.c.(2)(b), and 7.c.(2)(c) must equal sum of items 7.a.(1) through (4), column B.
  2. Sum of items 7.d.(1)(a) and (b), columns A through C, must equal sum of items 7.a.(1) through (4), column A.

3. Sum of items 7.d.(2)(a) and (b), columns A through C, must equal sum of items 7.a.(1) through (4), column B.

03/2015

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 43 of 91

FDIC Certificate Number: 00639

RC-27

Schedule RC-L-Continued

Dollar Amounts in Thousands

RCFD

Amount

Items 11.a and 11.b are to be completed semiannually in the June and December reports only.

11. Year-to-date merchant credit card sales volume:

a. Sales for which the reporting bank is the acquiring bank

.......................................................................

C223

0

11.a.

b. Sales for which the reporting bank is the agent bank with risk..............................................................

C224

0

11.b.

(Column A)

(Column B)

(Column C)

(Column D)

Interest Rate

Foreign Exchange

Equity Derivative

Commodity and

Dollar Amounts in Thousands

Contracts

Contracts

Contracts

Other Contracts

Derivatives Position Indicators

Amount

Amount

Amount

Amount

12. Gross amounts (e.g.,

notional amounts) (for each

column, sum of items 12.a

through 12.e must equal

sum of items 13 and 14):

RCFD 8693

RCFD 8694

RCFD 8695

RCFD 8696

a. Futures contracts...............................................

4,497,000

0

0

0

12.a.

RCFD 8697

RCFD 8698

RCFD 8699

RCFD 8700

b. Forward contracts.............................................

33,931,000

300,371,000

0

0

12.b.

c. Exchange-traded

option contracts:

RCFD 8701

RCFD 8702

RCFD 8703

RCFD 8704

(1)

Written options..............................................

0

0

16,000

0

12.c.(1)

RCFD 8705

RCFD 8706

RCFD 8707

RCFD 8708

(2)

Purchased options........................................

0

0

25,000

0

12.c.(2)

d. Over-the-counter

option contracts:

RCFD 8709

RCFD 8710

RCFD 8711

RCFD 8712

(1)

Written options..............................................

9,674,000

5,802,000

0

0

12.d.(1)

RCFD 8713

RCFD 8714

RCFD 8715

RCFD 8716

(2)

Purchased options........................................

8,392,000

5,949,000

0

0

12.d.(2)

RCFD 3450

RCFD 3826

RCFD 8719

RCFD 8720

e. Swaps................................................................

215,105,000

520,039,000

973,000

0

12.e.

13. Total gross notional

amount of derivative

RCFD A126

RCFD A127

RCFD 8723

RCFD 8724

contracts held for trading........................................

221,107,000

821,944,000

1,014,000

0

13.

14. Total gross notional

amount of derivative

contracts held for

purposes other than

RCFD 8725

RCFD 8726

RCFD 8727

RCFD 8728

trading......................................................................

50,492,000

10,217,000

0

0

14.

a. Interest rate swaps

where the bank has

agreed to pay a fixed

RCFD A589

rate......................................................................

36,487,000

14.a.

06/2018

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 44 of 91

FDIC Certificate Number: 00639

RC-28

Schedule RC-L-Continued

Item 16 is to be completed only by banks with total assets of $10 billion or more. 1

(Column A)

(Column B)

(Column C)

(Column D)

Interest Rate

Foreign Exchange

Equity Derivative

Commodity and

Dollar Amounts in Thousands

Contracts

Contracts

Contracts

Other Contracts

Derivatives Position Indicators

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

15. Gross fair values of derivative contracts:

a. Contracts held for trading:

(1)

Gross positive fair value...........................................................................................

8733

5,458,000

8734

10,014,000

8735

10,000

8736

0

15.a.(1)

(2)

Gross negative fair value..........................................................................................

8737

4,638,000

8738

11,778,000

8739

25,000

8740

0

15.a.(2)

b. Contracts held for purposes other than trading:

(1)

Gross positive fair value...........................................................................................

8741

0

8742

219,000

8743

0

8744

0

15.b.(1)

(2)

Gross negative fair value..........................................................................................

8745

2,214,000

8746

84,000

8747

0

8748

0

15.b.(2)

(Column A)

(Column B)

(Column C)

(Column D)

(Column E)

Banks and Securities

Monoline Financial

Hedge Funds

Sovereign

Corporations and All

Firms

Guarantors

Governments

Other Counterparties

Dollar Amounts in Thousands

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

RCFD

Amount

16. Over-the-counter derivatives:

a. Net current credit exposure............................................

G418

1,011,000

G420

2,331,000

G421

510,000

G422

3,401,000

16.a.

b. Fair value of collateral:

(1)

Cash-U.S. dollar......................................................

G423

1,218,000

G425

968,000

G426

110,000

G427

301,000

16.b.(1)

(2)

Cash-Other currencies............................................

G428

167,000

G430

512,000

G431

0

G432

92,000

16.b.(2)

(3)

U.S. Treasury securities............................................

G433

26,000

G435

26,000

G436

0

G437

26,000

16.b.(3)

(4)

U.S. Government agency and U.S.

Government-sponsored agency debt

securities..................................................................

G438

76,000

G440

0

G441

0

G442

276,000

16.b.(4)

(5)

Corporate bonds.......................................................

G443

5,000

G445

0

G446

0

G447

7,000

16.b.(5)

(6)

Equity securities........................................................

G448

0

G450

0

G451

0

G452

0

16.b.(6)

(7)

All other collateral......................................................

G453

2,000

G455

22,000

G456

0

G457

125,000

16.b.(7)

(8)

Total fair value of collateral

(sum ofitems 16.b.(1) through (7))............................

G458

1,494,000

G460

1,528,000

G461

110,000

G462

827,000

16.b.(8)

1. The $10 billion asset-size test is based on the total assets reported on the June 30, 2019, Report of Condition.

03/2020

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 45 of 91

FDIC Certificate Number: 00639

RC-29

Schedule RC-M-Memoranda

Dollar Amounts in Thousands

RCFD

Amount

1. Extensions of credit by the reporting bank to its executive officers, directors, principal

shareholders, and their related interests as of the report date:

a.

Aggregate amount of all extensions of credit to all executive officers, directors, principal

shareholders, and their related interests...................................................................................................

6164

0

1.a.

b.

Number of executive officers, directors, and principal shareholders to whom the amount of

all extensions of credit by the reporting bank (including extensions of credit to

related interests) equals or exceeds the lesser of $500,000 or 5 percent of

Number

total capital as defined for this purpose in agency regulations.......................

6165

0

1.b.

2. Intangible assets:

a.

Mortgage servicing assets.........................................................................................................................

3164

0

2.a.

(1) Estimated fair value of mortgage servicing assets..................................

A590

0

2.a. (1)

b.

Goodwill…………………………………………………………………...........................................................

3163

6,315,000

2.b.

c.

All other intangible assets..........................................................................................................................

JF76

648,000

2.c.

d.

Total (sum of items 2.a, 2.b, and 2.c) (must equal Schedule RC, item 10)...............................................

2143

6,963,000

2.d.

3. Other real estate owned:

RCON

a.

Construction, land development, and other land in domestic offices........................................................

5508

0

3.a.

b.

Farmland in domestic offices....................................................................................................................

5509

0

3.b.

c.

1-4 family residential properties in domestic offices...............................................................................

5510

1,000

3.c.

d.

Multifamily (5 or more) residential properties in domestic offices.............................................................

5511

0

3.d.

e.

Nonfarm nonresidential properties in domestic offices.............................................................................

5512

0

3.e.

RCFN

RCFN

f.

In foreign offices........................................................................................................................................

5513

0

3.f.

RCFD

g.

Total (sum of items 3.a through 3.f) (must equal Schedule RC, item 7)...................................................

2150

1,000

3.g.

4. Cost of equity securities with readily determinable fair values not held for trading

........................................................................(the fair value of which is reported in Schedule RC, item 2.c)1

JA29

4.

5. Other borrowed money:

a. Federal Home Loan Bank advances:

(1)

Advances with a remaining maturity or next repricing date of:2

(a) One year or less............................................................................................................................

F055

0

5.a.(1)(a)

(b) Over one year through three years................................................................................................

F056

0

5.a.(1)(b)

(c ) Over three years through five years..............................................................................................

F057

0

5.a.(1)(c)

(d) Over five years...............................................................................................................................

F058

0

5.a.(1)(d)

(2)

Advances with a REMAINING MATURITY of one year or less

(included in item 5.a.(1)(a) above)3....................................................................................................

2651

0

5.a.(2)

(3)

Structured advances (included in items 5.a.(1)(a)-(d) above)............................................................

F059

0

5.a.(3)

b. Other borrowings:

(1)

Other borrowings with a remaining maturity or next repricing date of:4

(a) One year or less............................................................................................................................

F060

3,415,000

5.b.(1)(a)

(b) Over one year through three years................................................................................................

F061

0

5.b.(1)(b)

(c ) Over three years through five years..............................................................................................

F062

0

5.b.(1)(c)

(d) Over five years...............................................................................................................................

F063

0

5.b.(1)(d)

(2)

Other borrowings with a REMAINING MATURITY of one year or less

(included in item 5.b.(1)(a) above)5....................................................................................................

B571

2,135,000

5.b.(2)

c. Total (sum of items 5.a.(1)(a)-(d) and items 5.b.(1)(a)-(d))

(must equal Schedule RC, item 16)...........................................................................................................

3190

3,415,000

5.c.

  1. Item 4 is to be completed only by insured state banks that have adopted ASU 2016-01, which includes provisions governing the accounting for investments in equity securities, and have been approved by the FDIC to hold grandfathered equity investments. See instructions for further detail on ASU 2016-01.
  2. Report fixed-rate advances by remaining maturity and floating-rate advances by next repricing date.
  3. Report both fixed- and floating-rate advances by remaining maturity. Exclude floating-rate advances with a next repricing date of one year or less that have a remaining maturity of over one year.
  4. Report fixed-rate other borrowings by remaining maturity and floating-rate other borrowings by next repricing date.
  5. Report both fixed- and floating-rate other borrowings by remaining maturity. Exclude floating-rate other borrowings with a next repricing date of one year or less that have a remaining maturity of over one year.

06/2018

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 46 of 91

FDIC Certificate Number: 00639

RC-30

Schedule RC-M-Continued

Dollar Amounts in Thousands

RCFD

Yes / No

6.

Does the reporting bank sell private label or third-party mutual funds and annuities?............................................

B569

NO

6.

RCFD

Amount

7.

Assets under the reporting bank's management in proprietary mutual funds and annuities...................................

B570

0

7.

8. Internet website addresses and physical office trade names:

  1. Uniform Resource Locator (URL) of the reporting institution's primary Internet website (home page), if any (Example: www.examplebank.com):

TEXT

http://

www.bnymellon.com

8.a.

4087

  1. URLs of all other public-facing Internet websites that the reporting institution uses to accept or solicit deposits from the public, if any (Example: www.examplebank.biz):1

(1)

TE01

http://

8.b.(1)

N528

(2)

TE02

http://

8.b.(2)

N528

(3)

TE03

http://

8.b.(3)

N528

(4)

TE04

http://

8.b.(4)

N528

(5)

TE05

http://

8.b.(5)

N528

(6)

TE06

http://

8.b.(6)

N528

(7)

TE07

http://

8.b.(7)

N528

(8)

TE08

http://

8.b.(8)

N528

(9)

TE09

http://

8.b.(9)

N528

(10)

TE10

http://

8.b.(10)

N528

  1. Trade names other than the reporting institution's legal title used to identify one or more of the institution's physical offices at which deposits are accepted or solicited from the public, if any:

(1)

TE01

8.c.(1)

N529

(2)

TE02

8.c.(2)

N529

(3)

TE03

8.c.(3)

N529

(4)

TE04

8.c.(4)

N529

(5)

TE05

8.c.(5)

N529

(6)

TE06

8.c.(6)

N529

Item 9 is to be completed annually in the December report only.

9. Do any of the bank's Internet websites have transactional capability, i.e., allow the

RCFD

Yes / No

bank's customers to execute transactions on their accounts through the website?.............................................

4088

9.

10.

Secured liabilities:

a. Amount of "Federal funds purchased in domestic offices" that are secured

RCON

Amount

(included in Schedule RC, item 14.a).................................................................................................................

F064

0

10.a.

b. Amount of "Other borrowings" that are secured

RCFD

(included in Schedule RC-M, items 5.b.(1)(a)-(d))..............................................................................................

F065

652,000

10.b.

11.

Does the bank act as trustee or custodian for Individual Retirement Accounts, Health

RCON

Yes / No

Savings Accounts, and other similar accounts?......................................................................................................

G463

YES

11.

12. Does the bank provide custody, safekeeping, or other services involving the acceptance

of orders for the sale or purchase of securities?......................................................................................................

G464

YES

12.

1. Report only highest level URLs (for example, report www.examplebank.biz, but do not also report www.examplebank.biz/checking). Report each top level domain name used (for example, report both www.examplebank.biz and www.examplebank.net).

06/2018

The Bank of New York Mellon

FFIEC 031

Legal Title of Bank

Page 47 of 91

FDIC Certificate Number: 00639

RC-31

Schedule RC-M-Continued

Dollar Amounts in Thousands RCON Amount

13. Assets covered by loss-sharing agreements with the FDIC:

a. Loans and leases (included in Schedule RC, items 4.a and 4.b):

  1. Loans secured by real estate in domestic offices:
    1. Construction, land development, and other land loans:

(1)

1-4 family residential construction loans...............................................................................

K169

0

13.a.(1)(a)(1)

(2)

Other construction loans and all land development and other land loans..............................

K170

0

13.a.(1)(a)(2)

(b) Secured by farmland

13.a.(1)(b)

K171

0

  1. Secured by 1-4 family residential properties:
    1. Revolving, open-end loans secured by 1-4 family residential
<

properties and extended under lines of credit......................................................................

K172

0

13.a.(1)(c)(1)

(2) Closed-end loans secured by 1-4 family residential properties:

(a) Secured by first liens......................................................................................................

K173

0

13.a.(1)(c)(2)(a)