Currency Exchange International : CXI Branch Locations Status and Employee/Customer Protective Measures

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Contents

• CXI branch locations status and OnlineFX home delivery availability
• Enabling a safe environment to protect you and our employees
• Handling currency could be safer than your mobile phone
• Branches are purchasing all major and minor currencies

In March we announced a temporary closing of all of our company-owned retail branches due to coronavirus. We're working really hard on welcoming you back to our retail branches and look forward to seeing you again soon. As we reopen, you will notice we have made some safety precautions to help protect our employees and customers. Additionally, we are currently still selling all our normal currencies and purchasing all major currencies. We are limited in some minor currencies, so we advise contacting a branch prior to coming in to confirm we purchase any minor currency.

CXI branch locations status and OnlineFX home delivery availability

As the Centers for Disease Control (CDC) continues to issue new guidance on how to prevent the spread of coronavirus, we've carefully weighed the health and safety of our customers and employees with our desire to serve you in our branches.

Here's the current status of our branch hours for all of our company-owned retail locations. We will continue updating our branch locations status below as we get more information.

= Closed = Open = OnlineFX Home Delivery Available TBD = To be determined

State	City	CXI Branch	Reopening Date	Closed Date	Status
California	Berkeley	Berkeley Mechanics Bank	6/8/20
California	Concord	Sunvalley Shopping Center	TBD	7/14/20
California	Escondido	Westfield North County	TBD	7/14/20
California	Glendale	Glendale Galleria	TBD
California	Los Angeles	Beverly Center	TBD
California	Los Angeles	Citadel Outlets	6/3/20
California	Los Angeles	Santa Monica Place	6/15/20
California	Los Angeles	Westfield Century City	TBD
California	Milpitas	San Jose Great Mall	TBD	7/14/20
California	Ontario	Ontario Mills Mall	6/2/20
California	San Diego	Westfield Mission Valley	6/8/20
California	San Francisco	San Francisco Mechanics Bank	6/8/20
California	San Francisco	Westfield San Francisco Centre	TBD	7/20/20
California	Santa Ana	MainPlace Mall	TBD	7/13/20
Colorado	Denver	Cherry Creek Shopping Center	6/22/20
Connecticut	Stamford	Stamford Town Center	TBD
Florida	Aventura	Aventura Mall	5/26/20
Florida	Fort Lauderdale	The Galleria at Fort Lauderdale	5/26/20
Florida	Miami	Dadeland Mall	5/26/20
Florida	Miami	Dolphin Mall	6/8/20
Florida	Orlando	The Florida Mall	5/11/20
Florida	Orlando	ICON Park	6/9/20
Florida	Sunrise	Sawgrass Mills Mall	5/26/20
Hawaii	Aiea	Pearlridge Center	5/26/20
Hawaii	Honolulu	International Market Place	5/26/20
Idaho		OnlineFX Home Delivery Available
Illinois	Chicago	The Shops at North Bridge	6/15/20
Kentucky		OnlineFX Home Delivery Available
Louisiana	New Orleans	Outlet Collection At Riverwalk	6/22/20
Maine		OnlineFX Home Delivery Available
Maryland	Bethesda	Westfield Montgomery	6/29/20
Maryland	Hanover	Arundel Mills Mall	6/29/20
Massachusetts	Boston	Copley Place	6/15/20
Michigan		OnlineFX Home Delivery Available
Minnesota		OnlineFX Home Delivery Available
Missouri		OnlineFX Home Delivery Available
Montana		OnlineFX Home Delivery Available
New Jersey	Paramus	Westfield Garden State	6/29/20
New York	New York	Avenue of the Americas	7/13/20
New York	New York	Grand Central Station	6/22/20
New York	New York	Penn Station	6/17/20
New York	New York	Union Square	7/13/20
New York	New York	Upper East Side	7/13/20
New York	Queens	Queens Center	TBD
Oregon	Portland	Washington Square	6/15/20
Pennsylvania	Philadelphia	Fashion District	7/6/20
Rhode Island		OnlineFX Home Delivery Available
Texas		OnlineFX Home Delivery Available
Utah		OnlineFX Home Delivery Available
Vermont		OnlineFX Home Delivery Available
Virginia	Norfolk	MacArthur Center	6/1/20
Virginia	Tysons Corner	Tysons Corner Center	6/8/20
Virginia	Woodbridge	Potomac Mills Mall	6/8/20
Washington	Lynnwood	Alderwood Mall	6/15/20
Washington	Tukwila	Westfield Southcenter	6/29/20
Washington DC		OnlineFX Home Delivery Available
Wyoming		OnlineFX Home Delivery Available

Enabling a safe environment to protect you and our employees

As a multinational company, we have strong relationships in place with all of our vendors and service providers as well as insights from health experts including the Centers for Disease Control (CDC), the World Health Organization (WHO), and local health authorities. We have confirmed our procedures meet or exceed their guidelines.

• Enhanced Cleaning: Both in branch and at our processing centers, we've initiated expanded cleaning and disinfecting. We've also ensured the buildings and shopping centers are providing their own enhanced cleaning procedures.
• Personal Protection:Hand sanitizer will be available for our employees and customers on demand. We are providing our employees with cloth masks and have increased the height of plexiglass at all retail locations that were not fully enclosed. We are adding floor markers to help remind everyone to keep a safe distance while you're waiting to exchange currency.
• Travel Restrictions: Both in branch and at our processing centers, we have implemented travel restrictions that limit any unnecessary travel and utilize video conferencing instead of group meetings. Upon return from certain regions, we are requiring our employees to self-quarantine prior to returning to work.
• We Ask You, Our Clients: If you are feeling ill, have tested positive for COVID-19, have been exposed to the virus, or have traveled internationally or to any CDC Advisory location, please wait two weeks of being symptom-free before coming to the branch. To enable quicker exchanges, we have our OnlineFX Reservation website available so you can order your currency ahead of time. When you do this, you can arrange a specific time to pick up your order. This tends to speed up our transactions.

We are also working with best practices and guidance from health leaders so we can provide you a necessary service in your travel journey.

Here are some signs you will see at our branch in support of our safety precautions:

Handling currency could be safer than your mobile phone

We understand there is a lot of misinformation being spread about cash handling. We want you to be confident in your handling of foreign cash. CXI has no restrictions on its currency purchases or sales related to the virus. There is no link to foreign cash being a carrier of the virus more than US cash and neither are likely vectors to spread the virus. The best practice for all cash handling is for an individual to wash or clean their hands afterward. Relevant sources below support the general consensus that the risk of handling soft surface materials like cash is low.

'Despite reports that the World Health Organization was pushing people to use contactless payments, a spokesperson for the WHO tells CNBC Make It it has not issued any warnings or statements about the use of cash. Instead, it reiterated that you should wash your hands, including after handling money, especially if you're eating or touching food.' - CNBC

'Flu viruses, for example, can survive on hard surfaces for 24 hours, but they can only survive on surfaces like tissues for 15 minutes …It's not people exchanging money that's spreading coronavirus.' - Dr. Amesh A. Adlja, M.D., Senior Scholar at Johns Hopkins University Center for Health Security

'...the coronavirus would therefore also live longer on debit and credit cards, and mobile phones, which are being encouraged as payment option by many of the world's central banks. 'Cash is just one of a number of frequently touched surfaces we encounter. The same is true for any other payment device whether it's a card, phone or watch,' says Reserve Bank of New Zealand assistant governor, Christian Hawkesby.

'The research appears to indicate banknotes will not transmit the virus any more than using a debit card or mobile phone. Due diligence in terms of personal hygiene therefore appears to be the key to preventing the spread of the virus when using any payment method.' - Central Banking

Branches are purchasing all major and minor currencies

Our branches are currently able to purchase all major foreign currencies plus more than 55 minor currencies. We've made progress with our network of trading partners and logistics channels internationally to support more minor currencies. As a reminder, our branches are still able to sell our normal 90+ foreign currencies. These are the following updated list of all foreign currencies we can purchase:

• Afghanistan Afghanis - AFN
• Argentine Peso - ARS
• Armenia Dram - AMD
• Australia Dollar - AUD
• Bahamian dollar BSD
• Bahrain Dinar - BHD
• Bangladeshi taka - BDT
• Barbados Dollar - BBD
• Belize Dollar - BZD
• Bermuda Dollar - BMD
• Bolivia Boliviano - BOB
• Brazil Real - BRL
• Brunei Dollar - BND
• Bulgaria New Leva - BGN
• Cambodia Riel - KHR
• Canada Dollar - CAD
• Canada Dollar Coin - CADC
• Cayman Islands Dollar - KYD
• Central Africa CFA Franc - XAF
• Chilean peso CLP
• China Yuan - CNY
• Colombian peso - COP
• Costa Rican colon - CRC
• Croatia Kuna - HRK
• Czech Republic Koruna - CZK
• Denmark Kroner - DKK
• Eastern Caribbean Dollar - XCD
• Egyptian pound - EGP
• European Central Bank Coin - EURC
• European Central Bank Euro - EUR
• Fijian dollar - FJD
• Gibraltar Pound - GIP
• Guatemalan quetzal - GTQ
• Guernsey Pound - GGP
• Haiti Gourd - HTG
• Honduras Lempira - HNL
• Hong Kong Dollar - HKD
• Hungary Forint - HUF
• Iceland Krona - ISK
• Indian rupee - INR
• Indonesia Rupiah - IDR
• Iraq Dinar - IQD
• Isle of Man Pound - IMP
• Israel Shekel - ILS
• Jamaica Dollar - JMD
• Japan Yen - JPY
• Jersey Pound - JEP
• Jordan Dinar - JOD
• Kenya Shillings - KES
• Korea (South) Won - KRW
• Kuwait Dinar - KWD
• Lao Kip - LAK
• Malaysia Ringgit - MYR
• Mauritius Rupee - MUR
• Mexico Peso - MXN
• Mexico Peso Coin - MXNC
• Morocco Dirham - MAD
• Myanmar Kyat - MMK
• Nepal Rupees - NPR
• New Zealand Dollar - NZD
• Nicaraguan cordoba - NIO
• Northern Ireland Pound - NIP
• Norway Kroner - NOK
• Oman Rial - OMR
• Pakistani rupee - PKR
• Papua New Guinea Kina - PGK
• Paraguay Guarani - PYG
• Peruvian sol - PEN
• Philippine peso - PHP
• Poland Zloty - PLN
• Qatar Riyal - QAR
• Romania New Leu - RON
• Russian Federation Ruble - RUB
• Saudi Arabia Riyala - SAR
• Scotland Pound - SCP
• Serbia Dinar - RSD
• Singapore Dollar - SGD
• South Africa Rand - ZAR
• Sri Lanka Rupee - LKR
• Sweden Kronor - SEK
• Switzerland Franc - CHF
• Tahitian franc - XPF
• Taiwan Dollar - TWD
• Tanzania Shillings - TZS
• Thailand Baht - THB
• Trinidadian dollar - TTD
• Tunisia Dinar - TND
• Turkey Lira - TRY
• Ukraine Hryvnia - UAH
• United Arab Emirates Dirham - AED
• United Kingdom Pound Coin - GBPC
• United Kingdom Pound Sterling - GBP
• Vietnam Dong - VND
• West Africa CFA Franc - XOF

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About Currency Exchange International
Currency Exchange International, CXI, is the leading provider of comprehensive foreign exchange services, risk management solutions and integrated international payments processing technology in North America. CXI's relationship-driven approach ensures clients receive tailored solutions and world-class customer service. Through innovative and trusted FX software platforms, CXI delivers versatile foreign exchange services to our clients, so that they can efficiently manage and streamline their foreign currency and global payment needs. CXI is a trusted partner among financial institutions, corporations and retail markets around the world. To learn more, visit: www.ceifx.com

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