Item 1.01 Entry into a Material Definitive Agreement

On January 29, 2020, eHealth, Inc., (the "Company") via its wholly-owned subsidiary, eHealthInsurance Services, Inc. entered into an Eleventh Amendment to Lease and Acknowledgment to Standard Lease Agreement (Office) (the "Lease Amendment") with Carlsen Investments, LLC ("Landlord") to amend the Standard Lease Agreement (Office) dated as of June 10, 2004, as amended (the "Lease") relating to the Company's 63,206 rentable square feet of office space in Gold River, California (the "Premises"). The Lease Amendment extends the term of the Lease to December 31, 2027. The total base rent beginning on January 1, 2020, the effective date of the Lease Amendment, through the term of the Lease is expected to be $13,817,457. In addition to a monthly base rent, the Company will continue to pay to the Landlord as additional rent its proportionate share of certain operating expenses, insurance costs and taxes for each calendar year during the term of the Lease. In addition, the Company has an option to extend the Lease for an additional term of either six months or five years at the end of the term of the Lease. As an inducement to enter into the Lease Amendment, the Landlord also agreed to provide the Company with an improvement allowance in the amount of $800,000 to pay for the cost of improvements to the Premises.

The foregoing description of the terms of the Lease Amendment does not purport to be complete and is qualified in its entirety by reference to the full text of the Lease Amendment, a copy of which is attached hereto as Exhibit 10.1.




Item 2.03    Creation of a Direct Financial Obligation or an Obligation under an
             Off-Balance Sheet Arrangement of a Registrant


The discussion contained in "Item 1.01 Entry into a Material Definitive Agreement" of this Current Report on Form 8-K is incorporated into this Item 2.03 by reference.




Item 9.01    Financial Statements and Exhibits.



(d)  Exhibits

Exhibit No. Description


  10.1        Eleventh Amendment to Lease and Acknowledgment to Standard Lease
            Agreement (Office) between Carlsen Investments, LLC and
            eHealthInsurance Services, Inc.

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