If you have ever applied for credit, the lender reviewing your application most likely pulled your credit report and credit score. What makes up a credit report and why could credit scores be different across lenders?

The FICO Score is the credit score used in 90% of lending decisions because it is trusted by lenders to be independent, predictive and reliable. For a quick refresher on what the FICO Score is and isn't (for example, the FICO Score doesn't access or store a consumer's credit data), please take a look at the short video below.

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Fair Isaac Corporation published this content on 11 September 2019 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 11 September 2019 14:16:09 UTC