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MarketScreener Homepage  >  Equities  >  OTC Bulletin Board  >  Federal Home Loan Mortgage Corp    FMCC

FEDERAL HOME LOAN MORTGAGE CORP

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Road to Renting: Choose Your Route

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02/12/2019 | 02:46pm EST

Today we're kicking off a new blog series, Road to Renting, where we'll discuss the benefits of renting and everything you need to know before signing your lease.

Is renting right for you? Over one-third of America's families rent today, both by choice and because of financial ability. Our renter research found that 63% of renters expressed their satisfaction with their rental experience. Here are some benefits to consider:

  • Flexibility: As a renter, you can move relatively quickly and easily. Depending on the terms of your lease, you may only have to give one or two months of notice to your landlord about moving, especially if you are renting month-to-month. Renting also gives you the freedom to explore different neighborhoods.
  • Freedom from maintenance: If you like the idea of having someone else handle the larger home maintenance issues, then renting may be right for you. Depending on your lease terms, your landlord is typically responsible for the majority of home maintenance and repairs.
  • Ability to live in high-cost areas: Renting may make sense if you want to live in the city or other high-cost area where it's more expensive to buy than rent. According to our renter research, of the renters who say they will continue to rent, 67% cite they will do so for financial reasons.
  • Protection from house price declines: Housing values may fluctuate. While renting, if home values decline you won't lose equity or run the risk of owing more on your mortgage than your home is worth.

Deciding whether to rent or buy is a personal decision that factors in your financial situation, future plans and lifestyle. It's important to evaluate both how you want to live and how much you can afford. Both options have benefits that you need to carefully consider before making your decision.

Still unsure which path is right for you? Use our Rent vs. Buy calculator to compare costs.

Disclaimer

Freddie Mac - Federal Home Loan Mortgage Corporation published this content on 12 February 2019 and is solely responsible for the information contained herein. Distributed by Public, unedited and unaltered, on 12 February 2019 19:45:05 UTC

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Chart FEDERAL HOME LOAN MORTGAGE CORP
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Federal Home Loan Mortgage Corp Technical Analysis Chart | MarketScreener
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Income Statement Evolution
Consensus
Sell
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Mean consensus UNDERPERFORM
Number of Analysts 1
Average target price 1,00 $
Spread / Average Target -61%
Managers
NameTitle
Donald H. Layton Chief Executive Officer & Director
David M. Brickman President
Christopher S. Lynch Non-Executive Chairman
James G. Mackey Chief Financial Officer & Executive Vice President
Robert Lux Chief Information Officer & Executive VP
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