Item 2.02 Results of Operations and Financial Condition.

Information about First BanCorp's financial condition as of December 31, 2019 is incorporated by reference herein from the investor presentation attached hereto as Exhibit 99.1.

Item 7.01. Regulation FD Disclosure.

The executive officers of First BanCorp are using the materials filed as Exhibit 99.1 hereto, in whole or in part, in meetings with investors and analysts. A copy of the investor presentation is attached hereto as Exhibit 99.1.

The information in this Item 7.01 of this Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits





 (d) Exhibits



Exhibit   Description of Exhibit

99.1      First BanCorp Investor Presentation dated February 2020.

104       Cover Page Interactive Data File (embedded within the Inline XBRL document).



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                                 Exhibit Index

Exhibit    Description of Exhibit

  99.1     First BanCorp Investor Presentation dated February 2020.

104        Cover Page Interactive Data File (embedded within the Inline XBRL document).

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