Company First Bank

FRBA

US31931U1025

Banks

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Sector

Ratings for First Bank

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Retail & Mortgage Banks

Real-time Estimate Cboe BZX Other stock markets 03:26:09 2024-04-19 pm EDT			5-day change	1st Jan Change
12.56 ^USD	+3.67%		+1.33%	-14.52%

Apr. 18	UBS Sees First Bank of England Rate Cut in August; Previews Central Bank Action into 2025	MT
Apr. 16	Shares sold-off on interest rate, conflict worry	AN

First Bank is a chartered commercial bank. The Company offers a set of lending products, including commercial and industrial loans, commercial real estate loans (including owner-occupied, investor, construction and development, and multi-family loans), residential real estate loans and consumer and other loans. It offers commercial and industrial loans to small to mid-sized businesses for general business purposes. It invests in various types of liquid assets, including United States Treasury obligations, securities of various federal agencies, state and municipal governments, mortgage-backed securities and certificates of deposit of federally insured institutions. The Company operates 18 full-service branches located in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Lawrence, Monroe, Pennington, Randolph, Somerset and Williamstown, New Jersey, and Doylestown, Trevose, Warminster and West Chester, Pennsylvania.

Number of employees: 284

USD in Million	2022	Weight	2023	Weight	Delta
Community Banking 100.0 %	97	100.0 %	104	100.0 %	+6.47%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	97	100.0 %	104	100.0 %	+6.47%

Managers	Title	Age	Since
Patrick Ryan CEO	Chief Executive Officer	48	07-12-31
Andrew L. Hibshman DFI	Director of Finance/CFO	42	15-12-31
John Shepardson COO	Chief Operating Officer	49	18-01-31
Gregory Weckel CTO	Chief Tech/Sci/R&D Officer	-	-
Gabriel Dragos CTO	Chief Tech/Sci/R&D Officer	-	17-08-31
Anubha Raj SAM	Sales & Marketing	-	-
Darleen Gillespie PRN	Corporate Officer/Principal	-	-
Arlene Pedovitch PRN	Corporate Officer/Principal	-	-
John Thompson SAM	Sales & Marketing	-	-
Paula Huergo PRN	Corporate Officer/Principal	-	-

Members of the board	Title	Age	Since
Leslie Goodman BRD	Director/Board Member	80	08-10-31
Patrick Ryan CEO	Chief Executive Officer	48	07-12-31
Patrick Ryan CHM	Chairman	79	10-12-31
Howard Kent BRD	Director/Board Member	76	23-07-16
Douglas Borden BRD	Director/Board Member	63	16-12-31
Glenn Josephs BRD	Director/Board Member	69	07-12-31
Scott Gamble BRD	Director/Board Member	64	20-01-20
Cynthia Leitzell BRD	Director/Board Member	74	23-07-16
Andrew Fish BRD	Director/Board Member	40	23-07-16
Deborah Hanson Imperatore BRD	Director/Board Member	62	15-12-31

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	27,149,186	21,728,713 ( 80.03 %)	2,181,064 ( 8.034 %)	80.03 %

Name	Equities	%	Valuation
Patriot Financial Manager LP 6.932 %	1,750,337	6.932 %	24 M $
The Banc Funds Co LLC 6.697 %	1,690,908	6.697 %	23 M $
BlackRock Advisors LLC 6.619 %	1,671,227	6.619 %	23 M $
Vanguard Fiduciary Trust Co. 4.759 %	1,201,585	4.759 %	17 M $
AllianceBernstein LP 3.412 %	861,455	3.412 %	12 M $
Dimensional Fund Advisors LP 2.939 %	742,034	2.939 %	10 M $
Wellington Management Co. LLP 2.669 %	673,987	2.669 %	9 M $
PL Capital Advisors LLC 1.976 %	498,887	1.976 %	7 M $
Geode Capital Management LLC 1.683 %	424,824	1.683 %	6 M $
Capital Market Strategies LLC 1.314 %	331,800	1.314 %	5 M $

First Bank (Hamilton, New Jersey)

2465 Kuser Road Suite 101

08690, Hamilton

+877 821 2265

http://www.firstbanknj.com

Trading Rating

Investor Rating

ESG Refinitiv

D+

More Ratings

Sell

Buy

Mean consensus

BUY

Number of Analysts

Last Close Price

12.12 USD

Average target price

17.17 USD

Spread / Average Target

+41.64%

Consensus

Estimates Revisions

Company calendar

Financials

Banking & Investment Services

Banking Services

Retail & Mortgage Banks

	1st Jan change	Capi.
FIRST BANK	-14.52%	304M
AL RAJHI BANKING AND INVESTMENT CORPORATION	-6.82%	85.95B
FIRSTRAND LIMITED	-18.81%	17.47B
CAPITEC BANK HOLDINGS LIMITED	-0.46%	12.2B
FEDERAL NATIONAL MORTGAGE ASSOCIATION	+26.64%	7.58B
ABSA GROUP LIMITED	-15.23%	6.01B
PENNYMAC FINANCIAL SERVICES, INC.	-1.13%	4.39B
LIC HOUSING FINANCE LIMITED	+19.93%	4.23B
WALKER & DUNLOP, INC.	-18.18%	3.02B
CATHAY GENERAL BANCORP	-19.85%	2.52B

Retail & Mortgage Banks