Item 7.01. Regulation FD Disclosure.
Furnished as Exhibit 99.1 is a copy of the
The foregoing information is furnished pursuant to Item 2.02, "Regulation of Operations and Financial Condition," and Item 7.01, "Regulation FD Disclosure." The exhibit speaks as of the date thereof and FHN does not assume any obligation to update in the future the information therein.
Use of Non-GAAP Measures and Regulatory Measures that are not GAAP in the Exhibit
Certain measures are included in the exhibit that are "non-GAAP," meaning (under
Presentation of regulatory measures, some of which follow regulatory definitions
rather than GAAP, provides a meaningful base for comparability to other
financial institutions subject to the same regulations as FHN. Such measures are
used by the various banking regulators in reviewing the performance, stability,
and capital adequacy of financial institutions they regulate. Although not GAAP
terms, these regulatory measures are not considered "non-GAAP" under
Reconciliations of non-GAAP to GAAP measures and presentation of the most comparable GAAP items are presented at the end of the earnings release.
Forward-Looking Statements
This earnings release contains forward-looking statements involving significant
risks and uncertainties. A number of important factors could cause actual
results to differ materially from those in the forward-looking information.
Those factors include general economic and financial market conditions,
including expectations of and actual timing and amount of interest rate
movements including the slope of the yield curve, competition, customer and
investor responses to these conditions, ability to execute business plans,
geopolitical developments, recent and future legislative and regulatory
developments, natural disasters, and items mentioned in this earnings release
and in FHN's most recent financial supplement and investor slide presentation,
as well as critical accounting estimates and other factors described in FHN's
recent filings with the
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits
The following exhibit is furnished pursuant to Items 2.02 and 7.01, is not to be considered "filed" under the Securities Exchange Act 1934, as amended ("Exchange Act"), and shall not be incorporated by reference into any of First Horizon's previous or future filings under the Securities Act of 1933, as amended, or the Exchange Act.
Exhibit # DescriptionFirst Horizon National Corporation earnings release issued for the 99.1 quarter and year endedDecember 31, 2019 .
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