Company Spandana Sphoorty Financial Limited

SPANDANA

INE572J01011

Consumer Lending

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Group companies

Sector

Ratings for Spandana Sphoorty Financial Limited

EPS Revisions

Quarterly earnings - Rate of surprise

Sector Microfinancing

End-of-day quote NSE India S.E. Other stock markets 06:00:00 2024-04-17 pm EDT			5-day change	1st Jan Change
858.4 ^INR	-2.44%		-3.39%	-23.95%

Mar. 28	Spandana Sphoorty Financial Raises INR500 Million Via Bond Sale	MT
Mar. 22	Spandana Sphoorty Financial Limited Announces Issuance of 5,000 Secured, Senior, Redeemable, Transferable, Listed, Rated Non-Convertible Debentures, Maturity as April 02, 2026	CI

Spandana Sphoorty Financial Limited is a rural-focused non-banking financial company and a microfinance lender (NBFC-MFI). The Company offers income generating loans under the joint liability group (JLG) model to women from low-income households in rural areas. It offers a range of financial products and services to low-income households and individuals to improve their quality of life. The Company's products include Chetana, Loan Against Property (LAP), and Nano Enterprise Loans. Its product is JLG based micro-loans designed for women entrepreneurs. The Company, through its wholly owned subsidiary, Criss Financial Ltd, provides loan products, such as LAP and loans to Nano enterprises. The Company operates approximately 1227 branches.

Number of employees: 9,674

INR in Million	2022	Weight	2023	Weight	Delta
Financing 100.0 %	14,800	100.0 %	14,770	100.0 %	-0.20%

INR in Million	2022	Weight	2023	Weight	Delta
India 100.0 %	14,800	100.0 %	14,770	100.0 %	-0.20%

Managers	Title	Age	Since
Shalabh Saxena CEO	Chief Executive Officer	-	21-12-23
Ashish Kumar Damani DFI	Director of Finance/CFO	-	21-12-23
Vinoth Shivam CTO	Chief Tech/Sci/R&D Officer	-	-
Vinay Prakash Tripathi CMP	Compliance Officer	-	Jan. 22
Amit Anand PRN	Corporate Officer/Principal	-	22-07-17
Dinesh Reddy TRE	Treasurer	-	20-11-30

Members of the board	Title	Age	Since
Sunish Sharma BRD	Director/Board Member	49	17-03-30
Deepak Calian Vaidya BRD	Director/Board Member	79	18-06-05
Amit Sobti BRD	Director/Board Member	45	17-05-28
Kasargod Ramachandra Kamath BRD	Director/Board Member	68	17-05-03
Neeraj Swaroop BRD	Director/Board Member	65	-
Abanti Mitra CHM	Chairman	45	17-05-03
Animesh Chauhan BRD	Director/Board Member	66	-
Karthikeya Dhruv Kaji BRD	Director/Board Member	41	17-03-30
Shalabh Saxena CEO	Chief Executive Officer	-	21-12-23

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	71,297,444	22,688,178 ( 31.82 %)	0	31.82 %

Name	Equities	%	Valuation
Kangchenjunga Ltd. 41.10 %	29,303,172	41.10 %	296 M ₹
Padmaja Reddy Gangireddy 11.51 %	8,204,000	11.51 %	83 M ₹
Valiant Capital Management LP 8.387 %	5,979,648	8.387 %	60 M ₹
Kedaara Capital Investment Managers Ltd. 7.032 %	5,013,295	7.032 %	51 M ₹
ICICI Prudential Life Insurance Co. Ltd. (Invt Port) 2.606 %	1,857,995	2.606 %	19 M ₹
Goldman Sachs Asset Management International 2.214 %	1,578,564	2.214 %	16 M ₹
Kotak Mahindra Life Insurance Co., Ltd. 1.180 %	841,294	1.180 %	8 M ₹
Edelweiss Asset Management Ltd. 1.013 %	722,445	1.013 %	7 M ₹
JM Financial Investment Managers Ltd. 0.9991 %	712,313	0.9991 %	7 M ₹
Union Asset Management Co. Pvt Ltd. 0.4512 %	321,724	0.4512 %	3 M ₹

Spandana Sphoorty Financial Ltd.

Ramky Selinium Towers Plot No. 31 & 32, Ground Floor

500032, Hyderabad

+91 40 4547 4750

http://spandanasphoorty.com

address Spandana Sphoorty Financial Limited(SPANDANA)

Name	Category and Sector
Criss Financial Ltd. Criss Financial Ltd. Finance/Rental/LeasingFinance Part of Spandana Sphoorty Financial Ltd., Criss Financial Ltd. is an Indian company that provides retail finance services. The private company is based in Hyderabad, India. The company was founded by Padmaja Reddy Gangireddy. Padmaja Reddy Gangireddy has been the CEO since incorporation.	Finance/Rental/Leasing

Trading Rating

Investor Rating

ESG Refinitiv

C+

More Ratings

Sell

Buy

Mean consensus

BUY

Number of Analysts

Last Close Price

858.4 INR

Average target price

1,293 INR

Spread / Average Target

+50.60%

Consensus

Estimates Revisions

Company calendar

Financials

Banking & Investment Services

Banking Services

Consumer Lending

Microfinancing

	1st Jan change	Capi.
SPANDANA SPHOORTY FINANCIAL LIMITED	-23.95%	750M
CREDITACCESS GRAMEEN LIMITED	-10.70%	2.76B
SBFC FINANCE LIMITED	-1.29%	1.12B
FUSION MICRO FINANCE LIMITED	-17.31%	571M
MUTHOOT MICROFIN LIMITED	-6.33%	471M
LETSHEGO HOLDINGS (NAMIBIA) LIMITED	+6.14%	109M
ZUOLI KECHUANG MICRO-FINANCE COMPANY LIMITED	+12.12%	59.52M
ASA INTERNATIONAL GROUP PLC	-22.94%	58.76M

Microfinancing