Business travelers who park their cars at the airport several days a
week. Families with an extra car they only drive occasionally. Drivers
who avoid slamming on the brakes. They're all less likely to be in an
accident and can save money on their car
insurance with Snapshot®,
Progressive's optional Pay
As You Drive insurance discount program, a form of insurance also
known generically as usage-based insurance.
Snapshot is now available in Illinois. (Photo: Business Wire)
With Snapshot, customers can save on their car insurance based on their
driving habits. Drivers currently enrolled in the optional program are
already saving an average of $150 per year. Progressive recently
expanded access to Snapshot to drivers who aren't Progressive
customers, so any Illinois driver who's interested in
saving money has the opportunity to take a free test drive of Snapshot,
and after 30 days find out whether their own driving behavior can lower
the price they pay for auto insurance. To test drive Snapshot, visit: http://www.progressive.com/auto/snapshot-test-drive.aspx.
How it Works
After Illinois drivers sign up for the Snapshot program, they receive
a device that fits in the palm of their hand and plugs into the
on-board diagnostic (OBD) port of their car. The device records and
sends the driving data to Progressive.
After 30 days, customers will find out if they're eligible for a
discount based on their driving habits and will see that discount
applied to their policy. People who drive less, in safer ways and
during safer times of day are more likely to get a discount.
At the end of the six-month policy term we determine the renewal
discount and the customer returns the device to us.
All Illinois drivers, current customers or not, testing out Snapshot
log on during the 30-day trial period to see how their driving habits
measure up; and if they choose, make changes behind the wheel that
could lead to greater savings. Drivers will also see whether they
would save with Snapshot after 30 days.
Snapshot is voluntary and customers can opt out at any time. Drivers
who are not Progressive customers are not required to switch after
The Snapshot device measures how, how much and when customers drive
their vehicle. It doesn't have GPS, so it doesn't track a vehicle's
Customers can review their projected discount wherever they are, by
simply visiting http://mobile.progressive.com
and logging into their policy.
Snapshot represents the next generation of usage-based insurance, which
creates a personalized insurance rate based on a customer's actual
driving habits. Progressive has been awarded a series of patents on the
methods and systems used in Snapshot, creating a program that's
unmatched in its advanced technology, security, and ability to optimize
discounts for customers.
Richard Hutchinson, Progressive's general manager of usage-based
"More than a million drivers have participated countrywide to get
personalized car insurance rates by sharing a picture of how they drive.
Now, Illinois customers are just 30 days away from saving with the
"Snapshot is transforming auto insurance because, for the first time,
drivers can pay for car insurance based on how they drive."
Celebrating its 75th anniversary in 2012, The Progressive
Group of Insurance Companies (collectively, "Progressive Insurance")
makes it easy to understand, buy, and use auto
insurance. Progressive offers choices
so consumers can reach it whenever, wherever, and however it's most
convenient--online at progressive.com, by phone at 1-800-PROGRESSIVE, on
a mobile device or in-person with a local agent.
Progressive offers insurance for personal and commercial autos and
trucks, motorcycles, boats, recreational vehicles, and homes. It's the
fourth largest auto insurer in the country, the largest seller of motorcycle
insurance, and a leader in commercial
auto insurance. Progressive also offers car
insurance online in Australia at http://www.progressiveonline.com.au.
Founded in 1937, Progressive continues its long history of offering
shopping tools and services that save customers time and money, like
Name Your Price®, the Snapshot Discount®, and a
concierge level of claims service.
The Common Shares of The Progressive Corporation, the Mayfield Village,
Ohio-based holding company, trade publicly at (NYSE:PGR).
Photos/Multimedia Gallery Available: http://www.businesswire.com/multimedia/home/20121114005221/en/
Emily Donohue, 415-277-4937