Item 2.02 Results Of Operations And Financial Condition.

On May 13, 2020, Velocity Financial, Inc., (the "Company") issued a news release announcing its first quarter 2020 results, that a public webcast would be held to discuss the quarterly results, and the availability of a supplemental slide presentation on its investor relations website. The news release is furnished as Exhibit 99.1 hereto. A replay of the webcast and a copy of the supplemental slide presentation is available on the Company's website, www.velfinance.com. The information on the Company's website is not incorporated by reference into this Current Report on Form 8-K and does not constitute a part hereof.

The information contained within this Item 2.02, including the information in Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and shall not be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended.

Item 7.01 Regulation FD Disclosure

Investors and others should note that the Company routinely uses the Investor Relations section of its corporate website to announce material information to investors and the marketplace. While not all of the information that the Company posts on its corporate website is of a material nature, some information could be deemed to be material. Accordingly, the Company encourages investors, the media, and others interested in the Company to review the information that it shares on www.velfinance.com. The information on the Company's website is not incorporated by reference into this Current Report on Form 8-K and does not constitute a part hereof.

The information contained within this Item 7.01, including information on the Company's website, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and shall not be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended.

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