José Antonio Álvarez Álvarez is a Spanish businessperson who founded Cyd Foundation and who has been the head of 6 different companies. Presently, he is Vice Chairman & Chief Executive Officer at Banco Santander SA and Chairman at Santander de Titulización SGFT SA and Vice Chairman & Chief Executive Officer for Banco Santander SA (Broker) (both are subsidiaries of Banco Santander SA). He is also Chairman at European Banking Federation aisbl and on the board of 6 other companies. In his past career José Antonio Álvarez Álvarez occupied the position of Chairman for Cyd Foundation, Chief Financial Officer for Banco Hipotecario de España, Chief Financial Officer for Corporación Bancaria de España SA, Chief Financial Officer for Banco Bilbao Vizcaya Argentaria SA and Chairman for Europea de Titulización SGFT SA (a subsidiary of Banco Bilbao Vizcaya Argentaria SA), Deputy Manager at Finanpostal Gestión Fondos de Inversión y Pensiones and Chief Financial Officer for Santander Central Hispano SA. José Antonio Álvarez Álvarez received an undergraduate degree from the University of Santiago de Compostela and an MBA from The University of Chicago Booth School of Business.