José Antonio Álvarez Álvarez is a Spanish businessperson who founded Cyd Foundation and who has been the head of 6 different companies. Presently, he is Chairman of European Banking Federation aisbl and Vice Chairman & Chief Executive Officer at Banco Santander SA, Chairman for Santander de Titulización SGFT SA and Vice Chairman & Chief Executive Officer for Banco Santander SA (Broker) (both are subsidiaries of Banco Santander SA). He is also on the board of 5 other companies. In his past career Mr. Álvarez Álvarez held the position of Chairman for Cyd Foundation, Chief Financial Officer at Banco Bilbao Vizcaya Argentaria SA and Chairman at Europea de Titulización SGFT SA (a subsidiary of Banco Bilbao Vizcaya Argentaria SA), Chief Financial Officer for Corporación Bancaria de España SA, Chief Financial Officer at Banco Hipotecario de España, Deputy Manager at Finanpostal Gestión Fondos de Inversión y Pensiones and Chief Financial Officer at Santander Central Hispano SA. Mr. Álvarez Álvarez received an undergraduate degree from the University of Santiago de Compostela and an MBA from The University of Chicago Booth School of Business.