Judith S. Downes

Australia & New Zealand Banking Group Ltd. provides banking, financial products and services to retail, small business, corporate and institutional clients. It operates its business through the following segments: Australia Retail and Commercial; Institutional; New Zealand; Pacific; and Technology, Services and Operations and Group Centre. The Australia segment comprises the retail and corporate and commercial business units which provides products and services to consumer and private banking customers in Australia via the branch network, mortgage specialists, the contact centres, a variety of self-service channels and and third party brokers; and banking services including traditional relationship banking and financial solutions through managers focusing on privately owned small, medium, and large enterprises as well as the agricultural businesses. The Institutional segment refers to the transaction banking, loans and specialised finance and markets solutions. The New Zealand segment refers to the retail and commercial business units. The Pacific segment offers products and services to retail customers, small to medium-sized enterprises, institutional customers and governments located in the Pacific Islands. The Technology, Services and Operations, and Group Centre segment provides support to the operating divisions including technology, operations, shared services, property, risk management, financial management, strategy, marketing, human resources and corporate affairs; as well as group treasury, shareholder functions, enablement functions and minority investments in Asia. The company was founded in 1835 and is headquartered in Docklands, Australia.

Devine Ltd. engages in the real estate business. The company operates through the following segments: Communities, Development, Construction, and Corporate. Its residential properties include town homes, apartments, and subdivisions. The company was founded by David Harold Thomas Devine in 1983 and is headquartered in Hamilton, Australia.

Part of ING Groep NV, ING Australia Holdings Ltd. offers everyday banking and savings accounts, home loans, personal loans, credit cards, insurance, and superannuation. The Australian company provides business account solutions, including term deposits and commercial property loans, with competitive interest rates. ING also offers different super options with high-interest rates and health insurance with cover options to suit different lifestyles. Remco Nieland has been the CEO of the private company since 2019.

Bank Australia Ltd. provides personal banking, financial planning, insurance services, and credit card services. It also provides insurance products, such as home and contents, landlord, renter, motor and pleasure craft, health, personal risk, travel, and business insurance products. The company was founded in 1957 and is headquartered in Kew, Australia.

The International Accounting Standards Board develops and approves International Financial Reporting Standards. The private company is based in London, UK.

The Financial Reporting Council (Australia) is based in Canberra, Australia. The Australian company's objective is to set standards and rules of operation for financial reporting. The private company has a strategic plan for 2021-24 and are controlled by the Government of Australia.