Ramesh Lakshminarayanan founded Pragmatix Services Pvt Ltd. Currently, he is Chief Information Officer at HDFC Bank Ltd. and Chief Technology & Information Officer at CRISIL Ltd. Mr. Lakshminarayanan is also on the board of Pragmatix Services Pvt Ltd. and Executive VP & Chief Business & Analytics Officer at Nationstar Mortgage LLC, Member of The Institute of Chartered Accountants of India, Chief Business & Analytics Officer, Executive VP at Mr. Cooper Group, Inc. and Chief Risk Officer at Nationstar Mortgage Holdings, Inc. In the past Ramesh Lakshminarayanan occupied the position of Head-Capital Market Operations at JPMorgan Chase & Co., Head-Technology Infrastructure at Citibank NA (India Branch) and Group Chief Risk Officer-Consumer Finance at OneMain Financial, Inc. He received an undergraduate degree from Madras Christian College and an MBA from the University of Pune.