Risto Fredrik Murto is a businessperson who has been the head of 7 different companies.

He occupies the position of President & Chief Executive Officer at Keskinäinen Työeläkevakuutusyhtiö Varma.

He is also on the board of Sampo Oyj, Wärtsilä Oyj Abp, Työeläkevakuuttajat TELA ry (former Chairman) and Finanssialan Keskusliitto Ry.

In the past he was Chairman at NV Kiinteistösijoitus Oy, Chairman for VVT Kiinteistösijoitus Oy, Chairman at E2 Tutkimus, Executive Vice President at Varma Oy, Head-Research at Erik Selin AB, Managing Director at Opstock Oy and Vice Chairman at the University of Oulu.

Risto Fredrik Murto received a doctorate from Aalto University School of Business and a graduate degree from the University of Oulu.