Chubb : Corporate Presentation – Third Quarter 2019

A Global Leader in P&C Insurance

Third Quarter 2019

Third Quarter 2019

"The Chubb name carries our promise of superior service, underwriting and execution. Our unique combination of people, products and places positions us to meet the needs of clients no matter where they are in the world."

• Evan Greenberg, Chairman & CEO

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Third Quarter 2019

Who We Are

• The world's largest publicly traded property and casualty (P&C) insurer, based on market capitalization of $73.2 billion.*
• A truly global company, with local operations in 54 countries and territories.
• Insurance is our only business.
• Well balanced by product and customer:
• • A global leader in traditional and specialty P&C coverage for industrial commercial and mid-market companies
  • A leading commercial lines insurer in the U.S. and one of the largest financial lines writers globally
  • The leading personal lines insurer for America's successful individuals and families and a large personal lines provider globally
  • A global leader in personal accident and supplemental health insurance
  • A P&C reinsurer
  • An international life insurer focused on Asia
• Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE:CB) and is a component of the S&P 500 index.
• Exceptional financial strength, managing risk conservatively in both underwriting and investing.
• Core operating insurance companies are rated "AA" for financial strength by S&P and "A++" by A.M.
  Best.

*At September 30, 2019

Source: SNL

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Third Quarter 2019

Global Reach

• Chubb has an extensive local presence globally, with insurance professionals and operating subsidiaries in 54 countries and territories.
• Nearly 40 percent of the company's business is transacted outside the United States.

Argentina	Denmark	Italy	Panama	Sweden	Geographic Sources of Premium*
Australia	Ecuador	Japan	Peru	Switzerland		Bermuda/Canada
Austria	Egypt	Korea	Philippines	Taiwan	Latin America
Belgium	Finland	Macau SAR	Poland	Thailand		6%
	7%
Bermuda	France	Malaysia	Portugal	Tunisia
	Asia
Brazil	Germany	Mexico	Puerto Rico	Turkey		11%
Canada	Gibraltar	Myanmar	Russia	United Arab
Chile	Hong Kong SAR	Netherlands	Saudi Arabia	Emirates
		13%
China	Hungary	New Zealand	Singapore	United Kingdom	Europe/
	Eurasia & Africa
Colombia	Indonesia	Norway	South Africa	United States
Czech Republic	Ireland	Pakistan	Spain	Vietnam

United

States

63%

North America		Europe/Eurasia & Africa		Asia			Latin America
Premiums**	$25.9 billion		Premiums**	$5.1 billion		Premiums**	$4.1 billion		Premiums**	$2.9 billion
Employees	18,000		Employees	3,800		Employees	6,100		Employees	5,100
Offices	194		Offices	93		Offices	243		Offices	112

* YTD 2019 gross premiums written ** FY 2018 gross premiums written

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Third Quarter 2019

Product Breadth

• Chubb has one of the largest product portfolios in the global insurance industry.
• • More than 200 distinct commercial insurance and reinsurance products and services
  • Specialty coverages for clients ranging from multinational corporations, middle market companies and small businesses to consumers

Products and Services

Commercial Property & Casualty

Full range of traditional and specialty products for businesses of all sizes

Accident & Health

Personal accident, supplemental health and travel accident insurance

Agriculture

Crop insurance and farm and ranch-related agribusiness

Personal Lines Traditional and high-valueautomobile, homeowners, recreational marine/aviation, valuables and umbrella liability coverage; specialty coverage such as mobile phone handset insurance

Reinsurance

Property catastrophe, casualty, A&H and other coverages

Life

Savings and protection-oriented products

Premium Distribution by Product*

				2% Global Reinsurance
		Agriculture
			Large Corporate
		6%
Global A&H		Commercial P&C
	18%
and Life

17%

			Middle Market/
		26%	Small Commercial
Personal Lines		P&C
21%
		10%

Wholesale Specialty

Commercial P&C

*YTD 2019 net premiums written

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