Item 8.01. Other Events.




Effective May 22, 2020, Southern Missouri Bancorp, Inc. ("Southern Missouri"),
completed its previously announced acquisition of Central Federal Bancshares,
Inc. ("Central"), Rolla, Missouri (the "Merger"). Central was the parent company
of Central Federal Savings & Loan Association of Rolla ("Central Federal"),
which was merged with and into Southern Bank, the wholly owned bank subsidiary
of Southern Missouri.
Upon completion of the Merger, each share of Central common stock was converted
into the right to receive $15.90 in cash (the "Merger Consideration"). Southern
Missouri paid approximately $21.9 million in cash Merger Consideration.
A copy of the press release Southern Missouri issued announcing completion of
the transaction is attached hereto as Exhibit 99.1 and is incorporated herein by
reference.
Item 9.01. Financial Statements and Exhibits.


 (d) Exhibits.
The following exhibit is filed herewith:
99.1     Press Release of Southern Missouri Bancorp, Inc. dated May 22, 2020.



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