According to the data of the Central Bank of Bosnia and Herzegovina (CBBH), the credit growth in 2012 amounted to 4.27%, which is encouraging. However, it is insufficient for more dynamic recovery of the real sector, therefore larger credit activities of the commercial banks are expected in this year.
At the end of 2012, banking sector credits in total amounted to KM 15.73 billion. Out of total credits, KM 11.48 billion related to long-terms credits, while KM 4.25 billion related to short-term credits.
Credits to the non-governmental sector amounted to KM 14.92 billion, out of which KM 14.06 billion related to the private sector. Amount of KM 6.79 billion related to the households within the total credits to private sector, while KM 7.27 billion related to the corporate sector.
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