This is according to Finwire News' regular survey of average rates across nine major mortgage lenders.
For the three-month term, the average rate stood at 2.74 percent in May, compared to 2.75 percent in April.
The lowest average floating three-month rate this month was offered by Skandia at 2.64 percent.
Danske Bank offered the lowest one-year rate at 2.87 percent.
Danske Bank also held the lowest two-year rate at 3.04 percent.
Average rates represent the actual rates mortgage lenders provided to their customers during the past month. These rates differ from the so-called list rates, which are quoted before any potential discounts.
| Average rates | |||||
| May 2026 | 3 mth | 1 yr | 2 yr | 3 yr | 5 yr |
| Danske Bank | 2.67 | 2.87 | 3.04 | 3.18 | 3.03 |
| Landshypotek | 2.71 | 3.13 | 3.34 | 3.41 | |
| Länsförsäkringar | 2.77 | 2.91 | 3.44 | 3.48 | 3.70 |
| Handelsbanken | 2.78 | 3.19 | 3.33 | 3.44 | 3.60 |
| Nordea | 2.82 | 3.24 | 3.38 | 3.48 | 3.62 |
| SBAB | 2.78 | 3.26 | 3.41 | 3.56 | 3.67 |
| SEB | 2.71 | 3.08 | 3.20 | 3.31 | 3.38 |
| Skandia | 2.64 | 3.11 | 3.27 | 3.42 | 3.64 |
| Swedbank | 2.77 | 2.97 | 3.17 | 3.09 | 3.48 |
| Average | 2.74 | 3.08 | 3.29 | 3.37 | 3.52 |
| Median | 2.77 | 3.11 | 3.33 | 3.42 | 3.61 |
| Lowest | 2.64 | 2.87 | 3.04 | 3.09 | 3.03 |
| Highest | 2.82 | 3.26 | 3.44 | 3.56 | 3.70 |
The table below shows the development over the last two months.
| Average rates | |||||
| Mortgage Lender | 3 mth | 1 yr | 2 yr | 3 yr | 5 yr |
| Danske Bank | |||||
| May 2026 | 2.67 | 2.87 | 3.04 | 3.18 | 3.03 |
| April 2026 | 2.72 | 2.80 | 3.13 | 3.19 | 3.39 |
| Landshypotek | |||||
| May 2026 | 2.71 | 3.13 | 3.34 | 3.41 | --- |
| April 2026 | 2.71 | 3.08 | 3.27 | 3.45 | 3.66 |
| Länsförsäkringar | |||||
| May 2026 | 2.77 | 2.91 | 3.44 | 3.48 | 3.70 |
| April 2026 | 2.81 | 3.00 | 3.47 | 3.60 | 3.73 |
| Handelsbanken | |||||
| May 2026 | 2.78 | 3.19 | 3.33 | 3.44 | 3.60 |
| April 2026 | 2.76 | 3.20 | 3.36 | 3.47 | 3.60 |
| Nordea | |||||
| May 2026 | 2.82 | 3.24 | 3.38 | 3.48 | 3.62 |
| April 2026 | 2.82 | 3.35 | 3.46 | 3.54 | 3.70 |
| SBAB | |||||
| May 2026 | 2.78 | 3.26 | 3.41 | 3.56 | 3.67 |
| April 2026 | 2.79 | 3.21 | 3.42 | 3.55 | 3.80 |
| SEB | |||||
| May 2026 | 2.71 | 3.08 | 3.20 | 3.31 | 3.38 |
| April 2026 | 2.72 | 3.05 | 3.09 | 3.20 | 3.28 |
| Skandia | |||||
| May 2026 | 2.64 | 3.11 | 3.27 | 3.42 | 3.64 |
| April 2026 | 2.64 | 2.93 | 3.06 | 3.11 | 3.40 |
| Swedbank | |||||
| May 2026 | 2.77 | 2.97 | 3.17 | 3.09 | 3.48 |
| April 2026 | 2.76 | 2.96 | 3.19 | 3.05 | 3.52 |
The table below shows the historical average rates for the nine mortgage lenders.
| Average nine mortgage lenders | 3 mth | 1 yr | 2 yr | 3 yr | 5 yr |
| May 2026 | 2.74 | 3.08 | 3.29 | 3.37 | 3.52 |
| April 2026 | 2.75 | 3.06 | 3.27 | 3.35 | 3.56 |
| March 2026 | 2.65 | 2.84 | 3.01 | 3.09 | 3.36 |
| February 2026 | 2.61 | 2.72 | 2.90 | 2.98 | 3.24 |
| January 2026 | 2.61 | 2.82 | 2.97 | 3.08 | 3.35 |
| December 2025 | 2.61 | 2.79 | 2.90 | 3.01 | 3.23 |
| November 2025 | 2.62 | 2.81 | 2.88 | 2.97 | 3.18 |
| October 2025 | 2.63 | 2.79 | 2.86 | 2.96 | 3.17 |
| September 2025 | 2.74 | 2.74 | 2.82 | 2.92 | 3.13 |
| August 2025 | 2.82 | 2.83 | 2.90 | 2.98 | 3.20 |
| July 2025 | 2.82 | 2.85 | 2.90 | 3.01 | 3.21 |
| June 2025 | 2.95 | 2.98 | 3.01 | 3.09 | 3.30 |
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