Capitol Federal Financial, Inc. reported earnings results for the fourth quarter and full year ended September 30, 2025. For the fourth quarter, the company reported net interest income was USD 48.78 million. Net income was USD 18.81 million. Basic earnings per share from continuing operations was USD 0.14. Diluted earnings per share from continuing operations was USD 0.14.
For the full year, net interest income was USD 180.31 million compared to USD 162.06 million a year ago. Net income was USD 68.03 million compared to USD 38.01 million a year ago. Basic earnings per share from continuing operations was USD 0.52 compared to USD 0.29 a year ago. Diluted earnings per share from continuing operations was USD 0.52 compared to USD 0.29 a year ago.
Capitol Federal Financial, Inc. is a unitary savings and loan holding company. The Company provides a full range of retail banking services through its subsidiary, Capitol Federal Savings Bank (the Bank), a federal savings bank, which has 44 traditional and four in-store banking offices serving primarily the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia and Salina, Kansas and portions of the Kansas City metropolitan area. The Bank attracts deposits primarily from the general public and from businesses and invests those funds primarily in permanent loans secured by first mortgages on owner-occupied, one-to four-family residences and in commercial loans. It offers an array of retail and business deposit products and services. These products include checking, savings, money market, certificates of deposit, and retirement accounts. The Bankâs deposit services are provided through its network of traditional branches and retail in-store locations, its call center.
