Crédit Agricole S.A. reported earnings results for the fourth quarter and full year ended December 31, 2025. For the fourth quarter, the company reported net interest income was EUR 6,966 million compared to EUR 7,092 million a year ago. Net income was EUR 1,025 million compared to EUR 1,689 million a year ago. Basic earnings per share was EUR 0.3 compared to EUR 0.52 a year ago.
For the full year, net interest income was EUR 15,599 million compared to EUR 14,469 million a year ago. Net income was EUR 7,074 million compared to EUR 7,087 million a year ago. Basic earnings per share from continuing operations was EUR 2.18 compared to EUR 2.109 a year ago. Diluted earnings per share from continuing operations was EUR 2.18 compared to EUR 2.109 a year ago.
Crédit Agricole S.A. is one of the leading European banking groups and is the leading financial backer of the French economy. Net Banking Product breaks down by activity as follows:
- finance, investment and market banking (31.2%): standard and specialized bank financing activities (financing for acquisitions, projects, aeronautical and maritime assets, etc.), stock operations, consulting in mergers and acquisitions, investment capital, etc.;
- retail banking (28.5%): activities in France (Crédit Lyonnais) and abroad. Furthermore, the group is present in France via its 39 regional networks of branches (making it the biggest French banking network);
- asset management, insurance and private banking (27.6%);
- specialized financial services (12.7%): consumer loan, leasing and factoring (No. 1 in France).
At the end of 2024, Crédit Agricole S.A. managed EUR 868.1 billion in current deposits and EUR 548.1 billion in current credits.
NBP is distributed geographically as follows: France (47.4%), Italy (19.9%), European Union (14.7%), Europe (6.3%), North America (6.1%), Japan (1%), Asia and Oceania (3.2%), Africa and Middle East (1.2%), Central and South America (0.2%).
