Zillow®? is giving renters a new way to turn their largest monthly expense into real financial progress with CreditClimb, an affordable and straightforward credit-building tool powered by Esusu. Starting November 19, 2025, renters nationwide can enroll directly through Zillow to have their on-time rent payments automatically reported to all three major credit bureaus for $20 a year.
CreditClimb also lets renters track their credit score, and add up to two years of past rent payments to their report, helping them build credit faster. Nearly 87% of renters don't see their rent payments reflected in their credit reports, a gap that can make it harder to qualify for loans, secure affordable financing or eventually buy a home. Renters in Esusu-powered programs have seen an average credit score increase of 45 points after consistent on-time reporting, collectively unlocking more than $30 billion in mortgages after reporting their rent payments.
Through Esusu's technology, CreditClimb reports payments securely to Equifax, Experian and TransUnion, ensuring that on-time payments contribute positively to renters' credit profiles. Enrollment for CreditClimb is open now. Renters simply verify their lease details and payment method, and Zillow and Esusu handle the rest.
Zillow Group, Inc. helps people find and get the home they want by connecting them with digital solutions, partners, and agents, and buying, selling, financing, and renting experiences. The Companyâs affiliates, subsidiaries and brands include Zillow, Zillow Premier Agent, Zillow Home Loans, Trulia, Out East, StreetEasy, HotPads, ShowingTime+, Spruce, and Follow Up Boss. It provides integrated transaction experience for movers through Zillow, its network of partners, its affiliated brands, and through a comprehensive suite of marketing software and technology solutions for the real estate industry, including Spruce, Mortech, New Home Feed, ShowingTime+ and Follow Up Boss. Its services are primarily designed for buyers, sellers, partners, renters, and borrowers. For customers who are focused on buying new construction homes, it connects them with its home builder partners. Its rentals marketplace assists its partners with listings, advertising, leasing, and property management services.
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Investor
Investor
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Global
Global
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Quality
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