FIS®? is helping accelerate deposits growth for BMW Bank GmbH in Germany through a deposits-as-a-service capability which leverages FIS®? K-CORE24 and FIS®?

K-e-Banking. The bank went live with the solution in the second quarter of 2025 with over 300,000 deposit accounts transitioning to the new technology. Recent research from FIS' landmark Harmony Gap report highlighted that 54% of organizations identify operational efficiency as the biggest source of tension in their business.

As a result, financial service providers are seeking new ways to streamline their operations to address sources of disharmony more effectively and grow their business. This implementation is a proof point of FIS' strategy to provide innovative embedded finance capabilities to banks, enabling them to integrate deposit accounts and related services into their digital platforms. Through this deployment, FIS is helping BMW Bank provide more efficient and meaningful financial transactions and customer service in its lending and deposits business, giving the bank greater opportunities to unlock growth and gain a competitive advantage.