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Statistical Press Release – Banking interest rates on new loans and deposits – January 2021

03/03/2021 | 06:12am EDT

In January, the average interest rate on new loans granted to non-financial corporations increased by 17 basis points (b.p.) to 2.16%

The interest rate on operations below €1 million rose by 13 b.p. to 2.42% and the interest rate on operations above €1 million rose by 3 b.p. to 1.70% (Chart 1).

The average interest rate on new loans to households for house purchase declined by 3 b.p. to a new historical low of 0.77%, for the sixth consecutive month (Chart 2).

The average interest rate on loans for consumption stood at 6.56% and the interest rate on loans for other purposes stood at 3.66%. The rates for December were 6.09% and 2.97%, respectively.


Banco de Portugal published this content on 03 March 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 03 March 2021 11:11:06 UTC.

© Publicnow 2021
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