MS&AD Insurance Group Holdings, Inc. reported earnings results for the nine months ended December 31, 2025. For the nine months, the company reported revenue was JPY 5,905,259 million compared to JPY 5,229,739 million a year ago. Net income was JPY 657,102 million compared to JPY 626,067 million a year ago.
Basic earnings per share from continuing operations was JPY 438.97 compared to JPY 400.16 a year ago. Diluted earnings per share from continuing operations was JPY 438.92 compared to JPY 400.1 a year ago.
MS&AD Insurance Group Holdings, Inc. is a Japan-based company mainly engaged in the insurance business. The Company has six business segments. The domestic non-life insurance business includes three segments: Mitsui Sumitomo Insurance, Aioi Nissay Dowa Insurance, Mitsui Direct General Insurance. The business is engaged in the sale of fire insurance, marine insurance, accident insurance, automobile insurance and other non-life insurance products in Japan. The domestic life insurance business includes two segments: Mitsui Sumitomo Aioi Life Insurance, Mitsui Sumitomo Primary Life Insurance. The business is engaged in the sale of personal insurance, personal annuity insurance, group insurance and other life insurance products in Japan. The Overseas Business segment is engaged in the insurance business in the United States, Europe, East Asia, Southeast Asia, South Asia, Australia and other regions. The Company is also engaged in the financial services business and risk related business.
This super rating is the result of a weighted average of the rankings based on the following ratings: Valuation (Composite), EPS Revisions (4 months), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
Investor
Investor
This super composite rating is the result of a weighted average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), EPS Revisions (1 year), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
-
Global
Global
This composite rating is the result of an average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), Financial Estimates Revisions (Composite), Consensus (Composite) and Visibility (Composite). The company must be covered by at least 4 of these 5 ratings for the calculation to be carried out. We recommend that you carefully review the associated descriptions.
-
Quality
Quality
This composite rating is the result of an average of rankings based on the following ratings: Returns (Composite), Profitability (Composite) and Quality of Financial Reporting (Composite), and Financial Health (Composite). The company must be covered by at least 2 of these 3 ratings for the calculation to be performed. We recommend that you carefully read the associated descriptions.
-
ESG MSCI
ESG MSCI
The MSCI ESG score assesses a company’s environmental, social, and governance practices relative to its industry peers. Companies are rated from CCC (laggard) to AAA (leader). This rating helps investors incorporate sustainability risks and opportunities into their investment decisions.
