National Bank of Greece S.A. reported earnings results for the fourth quarter and full year ended December 31, 2025. For the fourth quarter, the company reported net interest income was EUR 530 million. Net income was EUR 275 million.
For the full year, net interest income was EUR 2,136 million compared to EUR 2,356 million a year ago. Net income was EUR 1,160 million compared to EUR 1,158 million a year ago. Basic earnings per share from continuing operations was EUR 1.28 compared to EUR 1.27 a year ago.
National Bank of Greece S.A. is the leading banking and financial establishment in Greece. Income (before intra-group eliminations) breaks down by activity as follows:
- retail banking (64.7%): sales of standard and specialized banking products and services (real estate lending, consumer credit, leasing, factoring, etc.);
- corporate and investment banking (28%): consulting services for merger-acquisitions, structured project financing, stock operations, venture capital, etc.;
- troubled asset management (2.5%): illegal loans, non-performing loans, denounced credits, etc.;
The remaining revenues (4.8%) are from international activities.
At the end of 2024, the bank was managing EUR 57.6 billion in current deposits and EUR 36.1 billion in current loans.
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