Pindrop, a global leader in deepfake and fraud detection, announced a strategic partnership with FICO, a global analytics software leader, reflecting a broader industry shift toward integrated, AI-powered, real-time fraud intelligence. Pindrop Protect will now be available on FICO Marketplace as a feature fraud intelligence solution, enabling organizations to embed real-time interaction risk scores directly into their fraud decisioning workflows without building new point-to-point integrations. Pindrop Protect addresses this gap by analyzing every call from the moment it connects, across IVR self-service and live agent conversations, generating a dynamic risk score that reflects voice, device, metadata, behavioral signals and consortium intelligence in real time.
Protect identified 57% more fraud than all other fraud controls combined, in one documented deployment with a major national bank, resulting in an estimated USD 3.5 million in annual fraud loss savings. Through FICO Marketplace, available directly within FICO Platform, financial institutions can now access this fraud risk through consolidated APIs, including Interaction Risk, ANI Validation and Account Risk, establishing Pindrop Protect as a critical fraud intelligence source within the broader FICO ecosystem. FICO Platform will combine Pindrop Protect?s interaction risk scores with data from other complimentary sources enabling richer, multi-signal fraud assessments against account applications and high-risk transactions like wires, peer-to-peer transfer and card changes.
Financial institutions using Pindrop Protect receive a secure API key that allows FICO Platform to access Pindrop Protect insights without requiring complicated system integrations. When a customer calls the contact center, Pindrop Protect analyzes the interaction in real time. At the same time, during higher-risk activities such as opening a new account, applying for a mortgage or requesting a wire transfer, FICO Platform can check with Pindrop Protect to determine whether the phone number or device has been associated with suspicious behavior.
Together, this shared intelligence helps financial institutions: Detects more potential fraud earlier, before transactions are approved, reducing losses while minimizing interruptions for legitimate customers. Identify connections between risky phone activity and compromised accounts, improving fraud detection accuracy and reducing unnecessary friction for trusted users. Streamline customer experiences by enabling smarter call routing, stronger authentication when needed and faster case management.
Reduce false positives reported to detect up to 15% more fraud compared to single-point solutions, improving security without sacrificing convenience. Pindrop Protect has demonstrated strong outcomes across large financial institutions, with an industry-leading fraud detection rate of 80% and under 0.5% false positives. Pindrop estimates that its solutions have helped customers prevent approximately USD 3,500 million in cumulative fraud losses, based on confirmed fraud detected by Pindrop Protect since inception till December 2025 and industry standard average fraud loss per fraud event.
The solution?s multi-signal approach, spanning voice biometrics, device intelligence, behavioral analysis and consortium data, makes it significantly harder to evade than single-factor fraud tools, including support for repeat attacker detection. Pindrop Protect is now available on FICO Marketplace. Optional add-ons including Pindrop Pulse for deepfake and liveness detection and Fraud Assist for AI-driven case investigation are available to extend real-time detection into faster case resolution and continuous fraud operations improvement.
