PT Bank Central Asia Tbk : Monthly Financial Report November 2025

No.	ACCOUNTS	INDIVIDUAL
		Unaudited Nov 30, 2025

	ASSETS
1.	Cash	17,179,406
2.	Placement with Bank Indonesia	62,724,394
3.	Placement with other banks	16,214,158
4.	Spot and derivative/forward receivables	123,067
5.	Securities	436,546,726
6.	Securities sold under repurchase agreement (repo)	-
7.	Claims on securities bought under reverse repo	19,791,103
8.	Acceptance receivables	10,098,490
9.	Loans and financing	921,197,622
10.	Sharia financing	-
11.	Equity investment	10,309,646
12.	Other financial assets	15,095,124
13.	Impairment on financial assets -/-	(30,977,440)
	a. Securities	(438,895)
	b. Loans and Sharia financing	(30,216,453)
	c. Others	(322,092)
14.	Intangible assets	1,290,759
	Accumulated amortization on intangible asset -/-	(818,032)
15.	Fixed assets and equipment	38,075,960
	Accumulated depreciation on fixed assets and equipment -/-	(11,048,603)
16.	Non earning assets	2,248,116
	a. Abandoned property	39,200
	b. Foreclosed assets	2,111,990
	c. Suspense accounts	16,598
	d. Interbranch assets	80,328
17.	Other assets	19,166,601
TOTAL ASSETS		1,527,217,097

No.	ACCOUNTS	INDIVIDUAL
		Unaudited Nov 30, 2025

	LIABILITIES AND EQUITIES
	LIABILITIES
1.	Current account	418,904,532
2.	Saving account	594,226,488
3.	Time deposit	186,611,262
4.	Electronic money	1,461,847
5.	Liabilities to Bank Indonesia	577
6.	Liabilities to other banks	4,183,587
7.	Spot and derivative/forward liabilities	85,995
8.	Liabilities on securities sold under repurchase
	agreement (repo)	-
9.	Acceptance liabilities	4,743,605
10.	Issued securities	65,000
11.	Loans/financing received	270,119
12.	Margin deposit	291,678
13.	Interbranch liabilities	-
14.	Other liabilities	47,436,220
	TOTAL LIABILITIES	1,258,280,910
	EQUITIES
15.	Paid in capital	1,540,124
	a. Capital	5,500,000
	b. Unpaid capital -/-	(3,959,062)
	c. Treasury stock -/-	(814)
16.	Additional paid in capital	5,152,171
	a. Agio	5,152,171
	b. Disagio -/-	-
	c. Fund for paid up capital	-
	d. Others	-
17.	Other comprehensive income	8,932,278
	a. Gains	12,952,074
	b. Losses -/-	(4,019,796)
18.	Reserves	4,268,903
	a. General reserves	4,268,903
	b. Appropriated reserves	-
19.	Gain/loss	249,042,711
	a. Previous years	233,971,417
	b. Current Year	52,666,603
	c. Dividends paid -/-	(37,595,309)
	TOTAL EQUITIES	268,936,187
TOTAL LIABILITIES AND EQUITIES		1,527,217,097

PT BANK CENTRAL ASIA Tbk

STATEMENTS OF COMPREHENSIVE INCOME

For Periods Ended November 30, 2025

(In millions of Rupiah)

No.	ACCOUNTS	INDIVIDUAL
		Unaudited Nov 30, 2025

OPERATIONAL INCOME AND EXPENSES
A. Interest income & expenses
1.	Interest Income	84,307,488
2.	Interest Expenses	11,270,479
	Net Interest Income (expenses)	73,037,009
B. Other operational income and expenses
1.	Gains (losses) from increase(decrease) fair value
	on financial assets	210,612
2.	Gains (losses) from decrease (increase) fair value
	on financial liabilities	-
3.	Gains (losses) on sale of financial assets	2,149,117
4.	Gains (losses) on spot and derivatives/forward (realised)	1,030,612
5.	Gains (losses) on investment under equity method	-
6.	Gains (losses) from translation of foreign currency transactions	15,617
7.	Dividend income	2,200,087
8.	Commission/provision/fee and administration income	17,547,103
9.	Other income	1,177,729
10.	Addition (reversal) of impairment losses on assets	3,310,118
11.	Losses on operational risk	5,088
12.	Personnel expenses	14,700,903
13.	Promotion expenses	1,110,956
14	Others expenses	13,161,068
	Net Other Operational Income (Expenses)	(7,957,256)
	OPERATIONAL PROFIT (LOSS)	65,079,753
NON OPERATIONAL INCOME AND EXPENSES
1.	Gains (losses) on sale of fixed assets and equipment	(573)
2.	Other non operational income (expenses)	(401,535)
	NON OPERATIONAL PROFIT (LOSS)	(402,108)
	CURRENT PERIOD PROFIT (LOSS) BEFORE TAX	64,677,645
	Income tax	12,011,042
	a. Estimated current period tax	12,684,309
	b. Deferred tax income (expenses)	673,267
	NET PROFIT (LOSS) AFTER TAX	52,666,603
OTHER COMPREHENSIVE INCOME
1.	Items that will not be reclassified subsequently to
	profit or loss
	a. Revaluation surplus of fixed assets	-
	b. Gains (losses) from actuary benefit program	(317,946)
	c. Others	-
2.	Items that will be reclassified subsequently to
	profit or loss
	a. Gains (losses) arising from translation of financial statements in
	foreign currency	-
	b. Gains (losses) from changes in fair value of financial assets-
	debt instruments measured through other comprehensive
	income	1,416,906
	c. Others	-
	OTHER COMPREHENSIVE INCOME FOR THE PERIOD AFTER
	INCOME TAX	1,098,960
	TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD	53,765,563

PT BANK CENTRAL ASIA Tbk COMMITMENTS & CONTINGENCIES As of November 30, 2025

(In millions of Rupiah)

No.	ACCOUNTS	INDIVIDUAL
		Unaudited Nov 30, 2025
I.	COMMITTED RECEIVABLES	20,797,519
	Unused borrowings/financing facilities Foreign currency positions to be received from spot and derivatives/forward transactions Others	-19,275,778 1,521,741
II.	COMMITTED LIABILITIES	505,420,247
	Unused credit/financing facilities Committed Uncommitted Outstanding irrevocable letters of credit Foreign currency positions to be submitted for spot and derivatives/forward transactions Others	472,526,853 373,044,639 99,482,214 10,404,437 18,792,329 3,696,628
III.	CONTINGENT RECEIVABLES	118,148
	Received guarantees Others	118,148 -
IV.	CONTINGENT LIABILITIES	29,022,941
	Issued guarantees	29,022,941
	2. Others	-