Affirm, Inc. and Costco Wholesale Corporation announced a multi-year partnership naming Affirm as a pay-over-time provider for Costco.com in the U.S. Starting May 14, 2025, Costco members shopping online can use Affirm at checkout to pay over time without any late or hidden fees. Consumers spent approximately $250 billion stocking up on everyday essentials and investing in big-ticket items at Costco warehouses and online in fiscal year 2024, which ended on September 1, 2024. Now, after going through a quick, real-time eligibility check, approved Costco members can choose from Affirm's personalized monthly payment plans for purchases ranging from $500 to $17,500.
These plans feature transparent pricing and credit offers--including APR discounts.