Ratings Affirm Holdings, Inc.

Equities

AFRM

US00827B1061

Financial Technology (Fintech)

Market Closed - Nasdaq Other stock markets 04:00:00 2025-04-24 pm EDT			5-day change	1st Jan Change
48.20 ^USD	+2.90%		+14.49%	-20.85%

Apr. 24	Affirm Launches New Checkout Options for WooCommerce Sellers in the UK	MT
Apr. 23	Affirm Holdings, Inc. and WooCommerce Bring Longstanding Partnership to the UK	CI

Summary: Affirm Holdings, Inc.

The company has strong fundamentals. More than 70% of companies have a lower mix of growth, profitability, debt and visibility.

Highlights: Affirm Holdings, Inc.

The prospective high growth for the next fiscal years is among the main assets of the company
The company's profit outlook over the next few years is a strong asset.
Over the past year, analysts have regularly revised upwards their sales forecast for the company.
Over the last 4 months, analysts have significantly revised upwards the company's estimated sales.
For the last twelve months, analysts have been gradually revising upwards their EPS forecast for the upcoming fiscal year.
For the past twelve months, EPS forecast has been revised upwards.
The difference between current prices and the average target price is rather important and implies a significant appreciation potential for the stock.
The opinion of analysts covering the stock has improved over the past four months.
Consensus analysts have strongly revised their opinion of the company over the past 12 months.

Weaknesses: Affirm Holdings, Inc.

As a percentage of sales and without taking into account depreciation and amortization, the company has relatively low margins.
The company is in a hindered financial situation with significant debt and rather low EBITDA levels.
With an expected P/E ratio at 866.44 and 56.38 respectively for both the current and next fiscal years, the company operates with high earnings multiples.
The company's "enterprise value to sales" ratio is among the highest in the world.
The company appears highly valued given the size of its balance sheet.
Prospects from analysts covering the stock are not consistent. Such dispersed sales estimates confirm the poor visibility into the group's activity.
The price targets of various analysts who make up the consensus differ significantly. This reflects different assessments and/or a difficulty in valuing the company.

Ratings Chart: Affirm Holdings, Inc.

Source: Surperformance

ESG chart: Affirm Holdings, Inc.

Source: MSCI

Sector Comparison:

	Add to a list 0 selected To use this feature you must be a member Log in Sign up	Fundamentals	Valuation	Revisions of Fundamental Estimates	Capi.($)
	AFFIRM HOLDINGS, INC.				14.99B
	INTUIT INC.				167B
	ADYEN N.V.				52.61B
	FIDELITY NATIONAL INFORMATION SERVICES, INC.				42.06B
	ROBINHOOD MARKETS, INC.				39.54B
	HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD.				19.5B
	KASPI BANK				16.79B
	FUTU HOLDINGS LIMITED				12.29B
	PB FINTECH LIMITED				8.91B
	Average				41.48B
	Weighted average by Cap.

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Investor

Trader

ESG MSCI

Financials

Sales growth

EPS Growth

Profitability

Net margin

Financial Health

Valuation

P/E ratio

EV/REVENUE

EV/EBITDA

PBR

Yield

Revisions

1 year Revenue revision

4 months Revenue revision

1 months Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analysts' recommendations

4m Revision of opinion

Potential Price Target

4m Target Price Revision

12m Target Price Revision

Business Predictability

Earnings quality

Analyst Coverag

Divergence of analysts' recommendations

Divergence of Target Price

Divergence of analysts' opinions

ESG

ESG: Environment

ESG: Social

ESG: Governance

ESG: Controversy

ESG: Ethical controversies

ESG: Human rights controversies

ESG: Tax subsidies controversies

ESG: Sharia compliant

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes