Consumers in Australia may now make payments for purchases in store using a digital card, Afterpay, to make 'buy now, pay later' payments.

To use the service, consumers download the digital Afterpay Card, add it to an Apple Wallet or Google Pay on a mobile device according to a report in NFCW. When making a purchase, the user accesses the card via the Afterpay app and taps the point-of-sale payment terminal at participating retailers. Afterpay then lets consumers automatically pay for purchases in four equal installments.

Afterpay first introduced its in-store barcode solution in 2016, and has been one of the only online payment providers to successfully offer its service in physical stores, with in-store accounting for 22% of Afterpay's overall gross merchandise value. The barcode system will continue to be supported within the app for existing customers in addition to the card feature until July 2021.

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