DailyPay has teamed up with PNC Bank and The Clearing House to offer real-time payments over the RTP® network, creating the ability to fulfill employee payment needs 24/7/365 with unmatched speed and accuracy. The RTP network provides DailyPay with a safe and seamless way to instantly transfer funds to its users' bank accounts, giving the users the power of choice and control over their immediate earned income. Along with instant delivery and availability of funds to the recipient, the sender receives confirmation that the funds were successfully delivered. A key attribute of real-time payments for DailyPay users is the ability to receive earned wages instantly, as needed, without disrupting the employer's normal weekly or biweekly payroll administration and process. The convergence of mobile technology and digital commerce is leading to real-time payment innovation around the world, which is even more critical as businesses reopen in the wake of the pandemic. As digital commerce has grown, there has been renewed focus on financial inclusion and the challenges facing workers who live paycheck to paycheck. Real-time payments allow workers to receive funds instantly so they can better manage cash flow and avoid high fees and interest rates from payday loans and bank fees. DailyPay, the leading innovator in the on-demand pay ecosystem, is the first on-demand pay provider to deliver funds over the RTP network, the first new payments infrastructure built in the U.S. in more than 40 years.