5 MAY 2021

Q1 Debt investor presentation

Aktia's Q1 2021 in brief

  • The good development of the net interest income continued mainly due to the strong balance growth of corporate credits
  • The housing market continued to be active and the demand on especially holiday homes increased
  • Assets under management were at the same level as at the year-end and amounted to EUR 10.4 billion
  • Net subscriptions for Aktia's investment products on the emerging markets decreased somewhat, but without any significant effect on the financial performance
  • Positive value changes together with the stable actuarially calculated result contributed to the very favourable development of net income from life insurance
  • Aktia's acquisition of the wealth management operations of Taaleri was completed on 30 April 2021

Aktia Q1 2021 Debt investor presentation

5 May 2021

2

Aktia won all three categories in Morningstar awards

Asset Management

Assets under management excluding custody (AuM)

EUR million

12,000

9,853

10,447

10,379

10,000

7,628

8,353

8,000

5,597

6,234

6,000

4,000

2,000

0

2015

2016

2017

2018

2019

2020

31 Mar

2021

Institutional assets

International institutional assets (UI-Aktia)

Retail assets

Asset Management

  • Aktia's extensive and top-quality asset management competence was rewarded with Morningstar's all three fund house awards
  • Aktia announced on 30 April the closing of the acquisition of Taaleri Plc's wealth management operations. After the transaction Aktia will provide its customers an increasingly broad product range

Life Insurance

  • The sales of personal insurances were strong during Q1
  • The Mortgage Society of Finland started sales during Q1 as a new co-operation partner for the distribution of personal insurances to private persons

Aktia Q1 2021 Debt investor presentation

5 May 2021

3

Aktia's Morningstar rating extraordinary strong

3/2021

4.50

4.30

4.10

3.90

3.70

3.50

3.30

3.10

2.90

2.70

2.50

1/2018

4/2018

7/2018

10/2018

1/2019

4/2019

7/2019

10/2019

1/2020

4/2020

7/2020

10/2020

1/2021

Aktia

Competitor 1

Competitor 2

Competitor 3

Competitor 4

Competitor 5

Competitor 6

Competitor 7

Competitor 8

Competitor 9

Competitor 10

Competitor 11

Competitor 12

Competitor 13

For all fund management companies, the fund unit type of each fund that has the most stars is used in the comparison.

Aktia Q1 2021 Debt investor presentation

5 May 2021

4

Growth in total loan book continues

Total loan book EUR +139 million (+2%) Q-o-Q

EUR million

EUR million

7,139

700

7,100

7,000

600

7,000

500

6,900

6,780

400

6,800

300

6,694

6,700

6,590

200

6,600

100

6,500

0

6,400

Q1/2020

Q2/2020

Q3/2020

Q4/2020

Q1/2021

New lending

Total loan book

  • Group lending to the public and public-sector entities increased by EUR 139 million to EUR 7,139 (7,000) million
  • Aktia's total new lending was EUR 446 (554) million

Aktia Q1 2021 Debt investor presentation

5 May 2021

5

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Aktia Pankki Oyj published this content on 05 May 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 12 May 2021 06:47:07 UTC.