I'd like to tell you about an unusual rule, which may come in handy in your life, though, just as it did in mine. It's the '10-10' rule. What's it about?

No matter the amount you earn through your profession and your automated income streams, you should earmark a portion for two specific purposes:
1) 10% toward helping someone else, people less fortunate than you.
2) Yet another 10% for yourself, ergo, toward your personal growth.

It's to remind you to squirrel away some money which may help you see benefits for yourself, but also for someone else!

'But I barely keep the wolf from the door,' you might say to me. If you really can't put anything away come the end of the month, truth be told, I'm really afraid you might be in financial trouble, which is why I'd advise you to read my free ebook about the psychology of money.

Broadly speaking, if you will make monthly efforts to put something away toward investing, you'll see that you'll be able to sort out what is most important to you, and you'll stay clear of unnecessary expenses.
But let's start off with the first tenth.

If you really want to invest in your personal development, Money Makes You Happy is the first book that can help you unlock your mindset and approach about money, as well as about your personal life.

Helping out those less fortunate than you.

If you have a monthly income stream, are in good health, and have a roof over your head, you will surely find someone less fortunate than you, whom you can help.

Why should you do it? For two main reasons: it has a positive impact on you psychologically, because the money you make is good for you, but is good for someone else, too. Another person, less fortunate than you, thanks to you, gets help, an objective benefit.

You can choose whichever purpose you prefer, I have two or three that I like and inspire me, such as the literacy issue, just to name one.
And can I tell you the truth? I'm firmly convinced that when you do good deeds, life somehow pays you back: whenever I did some selfless good deeds for someone else, I realized that a little something did make its way back to me as well, in shapes and ways I never would have expected!
Investing in your personal development

The other 10% has to be earmarked for your professional education. An American study states that personal development is the investment with the highest interest rate return. Actually, there are researches that state that professional education's return is around 3.000%.
What other investment returns 3.000%? In my case, that's exactly the way it was.

So, please invest in personal development, but watch your step! Don't be a 'course vacationer:' take courses, and then, as soon as you get back home, put what you learned to use, do not procrastinate. A course's goal is not to learn just for the sake of it, but is to turn what you learned into actions.

The '10-10' rule is a very simple rule, but effective: you will more easily remember to do good for yourself, and equally for others, even if little by little.
Small acts, as well as small adjustments and small gestures, when repeated over time, always pay off.

Here's to your financial independence!
Alfio Bardolla

If you really want to invest in your personal development, Money Makes You Happy is the first book that can help you unlock your mindset and approach about money, as well as about your personal life.

Alfio Bardolla Training Group S.p.A. published this content on 09 October 2017 and is solely responsible for the information contained herein.
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