Ratings Ally Financial Inc.

Equities

ALLY

US02005N1000

Market Closed - Nyse Other stock markets 04:00:02 2023-11-29 pm EST			5-day change	1st Jan Change
28.64 ^USD	+2.65%		+5.68%	+17.14%

Nov. 28	Ally Financial Inc. Announces Retirement of Diane E. Morais as President of Consumer and Commercial Banking, Effective July 1, 2024	CI
Nov. 02	Transcript : Ally Financial Inc. Presents at 2023 BancAnalysts Association of Boston Conference, Nov-02-2023 10:30 AM	CI

Strengths

The group's high margin levels account for strong profits.
The equity is one of the most attractive in the market with regard to earnings multiple-based valuation.
The company's share price in relation to its net book value makes it look relatively cheap.
Historically, the company has been releasing figures that are above expectations.

Weaknesses

With relatively low growth outlooks, the group is not among those with the highest revenue growth potential.
The company's earnings growth outlook lacks momentum and is a weakness.
Revenue estimates are regularly revised downwards for the current and coming years.
For the past year, analysts have significantly revised downwards their profit estimates.
Over the past four months, analysts' average price target has been revised downwards significantly.
Over the past twelve months, analysts' consensus has been significantly revised downwards.
The price targets of analysts who cover the stock differ significantly. This implies difficulties in evaluating the company and its business.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector : Consumer Lending

	1st Jan change	Capi. (M$)	Investor Rating	ESG Refinitiv
ALLY FINANCIAL INC.	+17.14%	8 639 M $		B-
CREDIT ACCEPTANCE CORPORATION	-4.96%	5 666 M $		B-
JIANGSU FINANCIAL LEASING CO., LTD.	+24.67%	2 905 M $		C+
FIVE-STAR BUSINESS FINANCE LIMITED	+22.71%	2 606 M $		-
UPSTART HOLDINGS, INC.	+100.76%	2 257 M $		D+
AEON THANA SINSAP (THAILAND)	-14.56%	1 114 M $		C-
HAITONG UNITRUST INTERNATIONAL FINANCIAL LEASING CO., LTD.	-7.06%	876 M $	-	-
LATITUDE GROUP HOLDINGS LIMITED	-10.34%	801 M $		-
YIXIN GROUP LIMITED	-37.11%	501 M $	-	-
ATLANTICUS HOLDINGS CORPORATION	+17.60%	451 M $		C-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

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1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

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Technical analysis

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Unusual volumes