American Bank Incorporated reported earnings results for the second quarter and six months ended June 30, 2016. Net income for the quarter was $1,172,000 or $0.19 per diluted share, an increase from $703,000 or $0.12 per diluted share for the second quarter of 2015. The increase in net income for the quarter ended June 30, 2016 was attributable to an increase in net interest income and a decrease in the provision for loan losses. Return on assets for the three month period ended June 30, 2016 reached 0.83% compared to 0.54% for the same period in 2015. Return on equity for the quarter ended June 30, 2016 was 9.78% compared to 6.19% for the same period in 2015. Net interest income for the quarter ended June 30, 2016 was $3,630,000, an increase of $293,000 or 8.8% from the quarter ended June 30, 2015. For the six months period, net income was $2.1 million, or $0.34 per diluted share, an increase of $415,000 from the six months ended June 30, 2015. The primary reason for the increase in net income for the six month period ended June 30, 2016 was an increase in net interest income and a decrease in the provision for loan losses. Return on assets for the six month period ended June 30, 2016 reached 0.75% compared to 0.65% for the same period in 2015. Return on equity for the six month period ended June 30, 2016 was 8.83% compared to 7.41% for the same period in 2015. Net interest income for the six months ended June 30, 2016 was $7.3 million, an increase of $503,000 from the six month period ended June 30, 2015.