AmeriServ Financial, Inc. announced earnings results for the fourth quarter ended December 31, 2019. For the fourth quarter, the company announced net interest income was USD 8.960 million compared to USD 8.779 million a year ago. Net income was USD 669,000 compared to USD 1.928 million a year ago. For the full year, net interest income was USD 35.442 million compared to USD 35.494 million a year ago. Net income was USD 6.028 million compared to USD 7.768 million a year ago.