AmeriServ Financial, Inc. announced earnings results for the fourth quarter ended December 31, 2020. For the fourth quarter, the company announced net interest income was USD 9.352 million compared to USD 8.960 million a year ago. Net income was USD 692,000 compared to USD 669,000 a year ago. For the full year, net interest income was USD 36.367 million compared to USD 35.442 million a year ago. Net income was USD 4.598 million compared to USD 6.028 million a year ago.