Log in
E-mail
Password
Show password
Remember
Forgot password ?
Become a member for free
Sign up
Sign up
New member
Sign up for FREE
New customer
Discover our services
Settings
Settings
Dynamic quotes 
OFFON
  1. Homepage
  2. Equities
  3. Japan
  4. Japan Exchange
  5. Aozora Bank, Ltd.
  6. News
  7. Summary
    8304   JP3711200000

AOZORA BANK, LTD.

(8304)
  Report
Delayed Quote. Delayed Japan Exchange - 01/27 01:00:00 am
2560 JPY   +0.39%
01/26Daiwa House REIT to Borrow $60 Million to Pay Back Long-Term Loan
MT
01/25Japan Hotel REIT Secures $48.5 Million Refinancing
MT
01/17AOZORA BANK : Interim Report 2021(12,520KB)
PU
SummaryQuotesChartsNewsRatingsCalendarCompanyFinancialsConsensusRevisions 
SummaryMost relevantAll NewsOther languagesPress ReleasesOfficial PublicationsSector news

AOZORA BANK, LTD. Annual Report (Integrated Report) 2021: Main Part

08/30/2021 | 11:32am EST

Annual Report (Integrated Report)

2021

April 1, 2020 - March 31, 2021

Aozora Mission

Mission

Contribute to the development of society through the creation of new

value-added financial services

Aozora Vision

Vision

Adapt to a rapidly changing world while remaining a trusted, valued and

specialized financial service provider

Aozora's Key Priorities

Action

  1. Provide specialized and value-added financial services
  2. Move quickly, while responding patiently and politely
  3. Prioritize teamwork and provide a more comfortable working environment
  4. Respect one's colleagues and support professional growth of all team members
  5. Learn from the past while adapting to and focusing on the future
  6. Take smart risks in new areas based upon our skills and experience
  7. Actively contribute to the sustainable growth of society

Editorial Policy

The purpose of this document is to provide our stakeholders with an overview of the Aozora Group and information regarding its value-creation initiatives. This document provides financial and non-financial information, taking into consideration the International Integrated Reporting Framework published by the International Integrated Reporting Council as well as the Ministry of Economy, Trade, and Industry's "Guidance for Collaborative Value Creation".

This document is an Annual Report (document explaining the Bank's business operations and financial condition) created in compliance with Article 21 of the Banking Act.

CONTENTS

Value Creation as a Partner Bank

  1. The Aozora Group (Aozora Bank and Major Consolidated Subsidiaries)
  1. Financial Highlights
  2. Non-financialHighlights
  3. Value Creation Timeline
  1. Process of Value Creation
  1. Executive Officers Engaged in Value Creation
  1. CEO Message
  2. Message from Executive Officer in charge of Sustainability Management
  3. CFO Message

Creating Value

16 Creating Value

18 Strategic Investments Group

  1. Institutional Banking Group (IBG)
  1. Allied Banking Group (ABG)
  1. Specialty Finance Group (SFG)
  1. International Finance Group (IFG)
  1. Retail Banking Group (RBG)
  1. Financial Markets Group (FMG)
  1. GMO Aozora Net Bank Initiatives
  1. Collaboration with Orient Commercial Joint Stock Bank (OCB)

Sustainability

36 Sustainability Promotion

  1. Contribution to Resolving Environmental and Social Issues through Business
  1. Environmental Initiatives
  1. Initiatives to Contribute to Society
  2. Initiatives to Enhance Diversity and Inclusion
  1. SASB Index

Support Base for Value Creation

54 Corporate Governance

  1. Human Resources Philosophy and Approach
  1. Risk Governance
  1. Compliance
  1. Information Security
  1. Stakeholder Communication
  1. Response to the COVID-19 Pandemic
  1. Aozora Bank Website

Financial and Corporate Data

  1. Corporate Data
  1. Financial Data
  1. Consolidated Information
  1. Non-consolidatedInformation
  1. Disclosure based on Basel III - Capital Accord Pillar III
  1. Disclosure related to Remuneration
  1. Share Procedure Information

Forward-Looking Statements

This annual report contains forward-looking statements regarding the Bank's financial condition and results of operations. These forward-looking statements, which include the Bank's views and assumptions with respect to future events, involve certain risks and uncertainties. Actual results may differ from forecasts due to changes in economic conditions and other factors.

1

The Aozora Group

(Aozora Bank and Major Consolidated Subsidiaries)

Aozora's core purpose is to contribute to the development of society through the creation of new value-added financial services in our role as a key financial service provider. Of critical importance to our management is maintaining the patience and focus necessary to gain a deeper appreciation of our customers' needs as well as the research and development of new, differentiated products and services for the benefit of our customers.

Location

6-1-1 Kojimachi, Chiyoda-ku, Tokyo, Japan

Business

Banking business

Established

April 1, 1957

Capital

JPY 100 billion

Our mission as finance professionals is to contribute to the development of society through the creation of new value-added financial services and, through the contribution to the well-being of all of our stakeholders including customers, shareholders, society and our employees, seek to achieve sustainable growth and the creation of mid- to long-term corporate value.

Location

1-2-3 Dogenzaka, Shibuya-ku, Tokyo, Japan

Shibuya FUKURAS Building

Business

Banking business

Launch of Internet

July 17, 2018

Banking Operations

Capital

JPY 17.29 billion

GMO Aozora Net Bank was established as a new Internet Bank with the corporate vision of "Being customer-centric in everything we do and aiming to be the No. 1 technology bank". By paying close attention to the perspective of customers and making full use of the latest technology, we are delivering new financial and payment solutions, aiming to be a bank that understands the customers and that is "ubiquitous by the time you realize".

Aozora Loan Services

Location

1-13-5 Kudankita, Chiyoda-ku, Tokyo, Japan

Hulic Kudan Building

Business

Distressed loan servicing

Start of Servicer

September 17, 1999

Operations

Capital

JPY 500 million

As a leading servicer in the industry, Aozora Loan Services responds to various needs including business revitalization as a means to create an even brighter tomorrow.

Aozora Securities

Location

6-1-1 Kojimachi, Chiyoda-ku, Tokyo, Japan

Business

Financial instruments business

Established

January 23, 2006

Capital

JPY 3 billion

Aozora Securities plays an important part in the Aozora Group's retail and financial institutions business strategy. Aozora Securities is a group of "skilled and customer-oriented professionals" with extensive experience and expertise in various fields. We have provided highly specialized consulting services based on a clear understanding of our customers' diverse needs from a mid- to long-term perspective.

Aozora Regional Consulting

Location

6-1-1 Kojimachi, Chiyoda-ku, Tokyo, Japan

Business

Business consulting services

Established

March 21, 2013

Capital

JPY 10 million

Aozora Regional Consulting contributes to regional economies providing consulting and finding solutions to the management issues faced by regional financial institutions.

Aozora Investment Management

Location

6-1-1 Kojimachi, Chiyoda-ku, Tokyo, Japan

Business

Investment management services

Established

February 4, 2014

Capital

JPY 450 million

Aozora Investment Management is an investment management firm that is fully dedicated to the protection of its customers' valued assets and their wealth building through its helpful role in delivering asset management services. When managing assets, the firm strives to continue delivering trusted investment products and up-to-date information in order to maintain its long-term relationships.

2

Annual Report 2021

Value Creation as a Partner

Creating Value

Sustainability

Support Base for Value

Bank

Creation

Not a megabank or a regional bank, Aozora places a high priority on remaining flexible, highly professional in business as well as reliable and engaging for its customers. On behalf of our customers and shareholders, we intend to explore our full potential beyond the limitations of a traditional bank over the course of the years ahead.

Aozora Real Estate Investment Advisors

Location

6-1-1 Kojimachi, Chiyoda-ku, Tokyo, Japan

Business

Investment advisory services

Established

January 6, 2015

Capital

JPY 150 million

Aozora Real Estate Investment Advisors develops comparatively small-scale funds that are tailor-made to the needs of each of its investor customers with a stable, mid-term investment style. It also designs products by listening to opinions and requests of its customers, all with their own varied needs and perspectives on investment.

ABN Advisors

Location

4-3 Nibancho, Chiyoda-ku, Tokyo, Japan

Nibancho Cashew Building 3F

Business

M&A advisory services

Established

May 24, 2017

Capital

JPY 200 million

"Working towards an era of successful businesses by believing in the power of small- to mid-sized corporations!"

ABN Advisors is growing alongside its customers by taking the needs of owners into consideration as a business partner that seeks real value in the use of M&A for the sake of development and increased corporate value.

Aozora Corporate Investment

Location

6-1-1 Kojimachi, Chiyoda-ku, Tokyo, Japan

Business

Venture capital investment

Established

April 24, 2018

Capital

JPY 15 million

CREATE "+α" VALUE

Aozora Corporate Investment's goal is to create "plus alpha" value to that of traditional financial institutions while contributing to the healthy development of the venture ecosystem and the growth of aspiring companies.

Aozora Asia Pacific Finance Limited

Location

Suites 1501-03, Two Exchange Square,

8 Connaught Place, Central, Hong Kong

Business

Financial services

Established

June 29, 2005

Capital

USD 100,000,000

Aozora Asia Pacific Finance Limited provides a wide-range of finance-related services primarily to corporations throughout the Asia-Pacific region.

Aozora Europe Limited

Location

1st Floor, 80 Cheapside, London, EC2V 6EE,

United Kingdom

Business

Financial services

Established

December 15, 2015

Capital

GBP 1,000,000

Aozora Europe Limited provides corporate and project finance- related services as well as a wide variety of information collection/analysis operations to companies across Europe.

Location

1270 Avenue of the Americas, Suite #1701,

New York, NY 10020 U.S.A.

Business

Financial services

Business

September 1, 2020

Commencement

Capital

USD 411,000

Aozora North America manages corporate loan investment activities in North America which the Aozora Group considers to be a major business focus.

3

This is an excerpt of the original content. To continue reading it, access the original document here.

Disclaimer

Aozora Bank Ltd. published this content on 31 August 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 30 August 2021 15:31:05 UTC.


ę Publicnow 2021
All news about AOZORA BANK, LTD.
01/26Daiwa House REIT to Borrow $60 Million to Pay Back Long-Term Loan
MT
01/25Japan Hotel REIT Secures $48.5 Million Refinancing
MT
01/17AOZORA BANK : Interim Report 2021(12,520KB)
PU
2021AOZORA BANK, LTD. : Ex-dividend day for interim dividend
FA
2021Orix JREIT to Secure New Debt Financing, Extend Commitment Line Duration
MT
2021Mori Trust Sogo REIT to Borrow $22 Million to Pay Debt
MT
2021AOZORA BANK : Quesition & Answer Summary(318KB)
PU
2021Starts Proceed Investment to Borrow Nearly $25 Million to Pay Debt
MT
2021AOZORA BANK : Presentation Material(1,741KB)
PU
2021Advance Residence to Obtain $16 Million Loan for Debt Payment
MT
More news
Financials
Sales 2022 99 763 M 865 M 865 M
Net income 2022 33 342 M 289 M 289 M
Net Debt 2022 - - -
P/E ratio 2022 8,99x
Yield 2022 5,41%
Capitalization 298 B 2 604 M 2 581 M
Capi. / Sales 2022 2,98x
Capi. / Sales 2023 3,10x
Nbr of Employees 2 388
Free-Float 93,3%
Chart AOZORA BANK, LTD.
Duration : Period :
Aozora Bank, Ltd. Technical Analysis Chart | MarketScreener
Full-screen chart
Technical analysis trends AOZORA BANK, LTD.
Short TermMid-TermLong Term
TrendsNeutralNeutralNeutral
Income Statement Evolution
Consensus
Sell
Buy
Mean consensus HOLD
Number of Analysts 6
Last Close Price 2 550,00 JPY
Average target price 2 853,33 JPY
Spread / Average Target 11,9%
EPS Revisions
Managers and Directors
Kei Tanikawa General Manager-Business Corporate Sales
Tomomi Akutagawa Manager-Finance
Tomoyuki Yamada CTO & Managing Executive Officer
Shunsuke Takeda Independent Outside Director
Hiroyuki Mizuta Independent Outside Director
Sector and Competitors